Where to withdraw money from webmoney. How to withdraw money from webmoney to cash and what needs to be done for this

Reading 6 min. Published on 01/18/2015

For those who make money on the Web, the issue of withdrawing Webmoney electronic money is very relevant. Why spend all the money you earn on paying mobile bills and utilities online, buy clothes only online when you can get paid in cash. But how to withdraw money from a Webmoney wallet if their direct withdrawal is impossible, since it is not a currency in the usual sense?

Cashing out virtual money is not so difficult, and there are various ways to do this.

Ways to withdraw money from Webmoney

What is needed to withdraw webmoney to a Sberbank card?

Cash withdrawal by money transfer Zolotaya Korona or Unistream

One of the ways to convert virtual money into cash is withdrawal of webmoney through Zolotaya Korona, Unistream (money transfer systems). This provides a certain convenience for those users whose e-wallet has only a formal passport. For transfers, however, you will need a SIM card from the mobile operator BEELINE (you can use MTS or Megafon).

Withdrawal procedure

We go to your personal account on the Webmoney website.
Select the section "Mobile phone top-up".
We enter our BEELINE number there (money almost immediately goes to the balance of the SIM card).
We go on the BEELINE website to our personal account and press the button "Withdrawal of money through the Unistream system" (or the Golden Crown).
A code comes to the mobile phone, which should be entered on the BEELINE website.
In the same place, you should indicate the passport data about the sender and recipient of the transfer, the amount to be withdrawn and click "Send" (the amount of the transfer must be at least 100 rubles and not more than 15,000 rubles).
After confirming the transfer via SMS, we receive a secret code that will be required when receiving money.

Having specified the address of the nearest point of issue of transfers on the Unistream official website, after a couple of hours you can go for money, taking your passport and secret code with you. The commission is usually 1.2-1.3%.

When transferring funds through the Zolotaya Korona system, cash can be received in BEELINE. Commission does not exceed 1%.

Withdrawal of money to a virtual card WebMoney

Fast and easy you can also withdraw webmoney to a virtual card designed for secure online payments. It opens for free, there is no commission for its maintenance.

With such a virtual card, you can pay for goods in all online stores, payment is made in the same way as with a regular bank card.

The only difference is that in real stores such a card is not accepted for payment (it does not have a physical carrier).

Through exchange offices and WebMoney dealers

This the easiest way to cash out electronic money . How is the transfer made in this case?

+’Of the advantages of this method, one can note the speed of converting funds, of the minuses, a mandatory commission, which can reach from 1 to 4%.

To a WebMoney card ordered through the service

Ordering a card through the Webmoney.Cards service , it is enough to have a formal wallet certificate. At the same time, VISA or MasterCard cards of any bank can be easily linked to the WMZ/WME purse and they can be replenished using the WM purse. Transfer of funds is carried out almost instantly, the commission is 1-2%.

Also on service you can order a card for transfers from a WMR wallet . A commission of 1% is charged for the transfer, the use of the card is available 24 hours 7 days a week.

Withdrawal of funds via bank transfer to the account

If the user of the WebMoney payment system has a bank account (or he is going to open it), then electronic money can be transferred directly to a bank account. Receipt of funds is carried out within 3-5 banking days. A small percentage is taken for the transfer. From a WMR wallet, money can only be transferred to a ruble account, from WMZ to a foreign currency bank account. Funds from the webmoney wallet are withdrawn only to a personal account.

Withdraw money to another electronic money system

To exercise money transfers from WebMoney wallet to other payment systems, for example, Yandex.Money or Qiwi , you need to link wallets. At the same time, the personal data indicated on both services must be similar. An important condition for users is also:

Possession of Russian citizenship.
Identification in the Yandex.Money system.
The formal level of the certificate on WebMoney.

What needs to be done to link wallets?

Right after that a Webmoney button will be added in the "Wallet management" section . At the same time, a sign with Yandex.Money will appear on the WebMoney website in the "Wallets" section. Now transferring money from one system to another can be done in a few clicks, paying a 4.5 percent commission. The limit of transferred funds is up to 15 thousand rubles per day and up to 300 thousand rubles in 30 days.

On the Russian-speaking Internet, the WebMoney electronic money system is considered the most popular. Without your own wallet in WebMoney, it is quite difficult to do business on the Internet, work, and make purchases in an online store. It is through this monetary system that the largest number of financial flows in Runet passes. Naturally, users have a natural question: how to withdraw money from WebMoney if necessary. At the moment, there are four relatively simple ways to withdraw money from an electronic wallet:

send money from WebMoney directly to your bank card;
use the services of electronic exchangers;
exchange electronic money for cash using special services;
pay for purchases or services via the Internet in webmoney.

How to withdraw money from WebMoney to a card

The most standard way to withdraw the national currency is considered to be a money transfer from an electronic wallet to a bank account. Such a transfer will take several days, but the commission for withdrawing funds from WebMoney will be one of the most profitable.

To withdraw, you need to go to your wallet, select "Transfer VM to bank" in the wallet menu item and log in to the WebMoney banking system. Select the “Withdraw” section in the menu, fill out the payment receipt, which indicates the bank, account number, your full name and other necessary details. That's it - the money will be automatically sent to the bank and you will receive it on the card within the time period established by the regulations.

Withdraw money from WebMoney to Sberbank

You can also withdraw money to Sberbank from WebMoney using the services of special exchange offices. The essence of their work is that they provide intermediary services and you send money from WebMoney to the wallet number indicated in the exchanger. After that, the exchange office will transfer the funds to your card in Sberbank. Naturally, in such exchangers there is a certain commission for transferring funds, which can vary from 2% to 5% of the transfer amount. It is beneficial to use exchangers if you need money urgently: many withdrawal operations are completed within a few minutes - there is no need to wait several days for funds to arrive.

How to withdraw money from WebMoney in cash

There are also special services that offer to withdraw money through a money transfer. In order to receive money in cash (if, for example, you do not want to use a bank card for this or you do not have a card itself or you are not a client of popular banks in the Russian Federation), you need to contact the service, transfer your webmoney to the wallet of the exchange office and specify the data for the money transfer. To receive a transfer in a place convenient for you, indicate in which branch of the bank you would like to pick it up. To receive cash, you do not need to open a bank account, just contact the bank manager with a passport and inform about the need to receive a money transfer.

Webmoney does not withdraw money

Remember that WebMoney will not allow you to withdraw money to a user who does not have a formal passport. Until the monetary system checks your data, any methods of withdrawing money will not be available to you. A formal passport in the system is issued free of charge. When registering, you will need to enter your own real passport data, as well as upload a scan of your passport for verification, which indicates your full name, place of registration, series and number of the passport, as well as a scan of the identification code. The monetary system will notify you with a message to your wallet about the verification of your documents, after which you will be able to fully use the electronic wallet. Remember that all data in the system is protected by a confidentiality agreement - documents are checked by WebMoney in order to prevent fraud attempts with electronic money.

How to profitably withdraw money from WebMoney

The most standard way to withdraw the national currency is to make a money transfer from an electronic wallet to a bank card. Such a transfer will take several days, but the commission for withdrawing funds from WebMoney will be one of the most profitable.

There is another profitable way to withdraw money from an electronic wallet - pay with it on the Internet for goods and services. On the web, using WebMoney, you can not only pay for the Internet, mobile phone bills, but also make various purchases. The benefit of using money within the system is that you spend it with a minimum commission - 0.8% per transfer. Today, many online stores offer payment in WebMoney for their goods. If you often shop online, this withdrawal method will be especially attractive to you.

Advice from Sravni.ru: When you cash out WebMoney funds or use electronic currency on the network, follow security measures. Pay for purchases only in trusted stores, use exchange services with a fairly high rating - this will allow you to protect your own funds from fraudsters.

Instruction

Webmoney is not only one of the most popular, but also one of the most reliable payment systems. Difficulties in obtaining cash are partly related to this circumstance. Each user is assigned a certificate. Depending on the rank of the passport, you get a certain package of features, which include the ability to withdraw funds.

If you constantly use the webmoney system and plan to continue your cooperation with this service for a long time, then it is advisable to go through the procedure for obtaining a formal or (the detailed conditions of which are described Here), then link the bank card to your account. It will take you not a single day, but in the end you will be able to freely and quickly receive your money at any time convenient for you.

You can also "link" your wm-purse to your bank account or receive your money by postal order. But for this you will again need a certificate not lower than the initial one.

If you, having an account in webmoney, are a fan of another payment system (for example, money, RBK Money, EasyPay), but payments are periodically transferred to you on webmoney, then you can do without "linking" a wm account to a banking one. You just need to get a formal passport (both options for its design are described Here).

Then, "bind" the webmoney purse to the purse in the payment system that you prefer. The specifics of the linking and the exact instructions for its implementation are different for each system and can be found on the official website www.webmoney.ru in the “Account Linking Service” section. After completing this procedure, you can easily, quickly and with a minimum commission transfer webmoney money to an account of another payment system, and then cash it out using a bank card or transfer (this depends on the payment system you use).

If you do not seek to minimize the cost of commission fees, you can use the services of electronic currency exchangers. The principle of operation is simple - you exchange funds from your wm-account for the electronic currency that is easier for you to cash out. But you may be unpleasantly surprised by commission fees, as well as delays in the work of exchangers. Not all electronic currency exchange points work in real time, the exchange procedure can take from several hours to several days. Remember also that there are scammers among electronic exchangers, and before using the services of one or another similar resource, be sure to read

In most cases, money is transferred to a WebMoney wallet to pay for the work done.

A large number of people who do not know how to convert electronic money into cash make purchases via the Internet or pay utility bills.

It's time to start using the money you earn to the fullest, and this article will show you how to do it.

The most popular ways

There are many ways to turn electronic money into cash.

They differ from each other only in the time during which the money will be withdrawn or the commission that the recipient will pay to the system that will help with the withdrawal.

Some of the most convenient ways to withdraw money from WebMoney in cash are:

transfer of electronic money to a bank account or card through WebMoney banking;
withdrawal using various transfer systems, for example, Contact;
receiving money through the Russian Post;
withdrawal of money from WebMoney through the terminal;
transferring money to the WM-dealer's account and receiving cash from it.

Please note: in order to carry out almost all the operations described above, you must have a WebMoney passport. (Webmoney passport is an electronic document that stores all the necessary information to identify the user of the system.)

Via Russian Post

Postal transfer is one of the few ways to get cash for those who live in places without large banks or ATMs.

For such a transfer, the mail takes from two to four percent of the transfer amount. It is also worth considering that the minimum commission is 40 rubles plus the commission from WebMoney - 0.8%. The minimum transfer time is three, the maximum is five days.

A necessary condition for receiving money through the mail is the presence of any WebMoney certificate. You can get it on the official website by sending a photo or scan of your passport.

Having a passport, you can go to the "Input and output" tab and select a postal order on it.

Choice of postal transfer

The next step is to enter your details (full name, postal code, address, etc.).

Filling out the form to receive money through the post office

Transfer of electronic money to a bank card

A transfer to a bank card can be useful if you have a Visa, MasterCard or Maestro card and it is actively used.

Replenishment of a bank card from a WebMoney electronic account can be done by linking it to your account, but it's easier to do it directly.

To do this, you need:

Go to the site in the section "Withdraw to a bank card".
Select the currency you want to withdraw.
Specify the card number and the amount of replenishment.
Press the "Pay" button.

The duration of the transfer is about three days. The transfer fee will be 2.5% + 40 rubles. It should be borne in mind that the operation is provided only to residents of the Russian Federation.

After transferring money to the card, they can be withdrawn in cash at any terminal.

Transferring money to a bank account

Transferring money to a bank account will be faster than to a bank card, because the transfer time is about a day.

The procedure is slightly different from the procedure for transferring to a card:

In the "Deposit and withdrawal" window, select the item "Bank transfer".
After that, there is an automatic transition to the Exchanger website, where you need to create an application for the sale of WMR (WMR is one of the types of electronic currency of the WebMoney system. It is an analogue of the Russian ruble.) Or select an existing application for the purchase of WMR.
After clicking on the “Sell” button, a page will open on which you need to fill in several points and click on the “Apply” button.

Filling out the form for filling out an application for replenishment of a bank account

After the application is created, the user will be offered several applications for the amount that he needs. You can use them by clicking on them and following the instructions of the service.

This method is suitable only for account holders of Russian banks. The commission depends on the person who will replenish your account from his own. He chooses the commission himself. It also depends on the amount of time it takes for the operation. Usually it takes no more than an hour.

Please note: the bank account must be in the name specified in the WebMoney account.

Withdrawing funds using the Contact transfer system

To use this method, you need to add a WM-wallet to exchanger.ru.

In addition to withdrawing money, this service allows you to transfer money from a WMZ wallet to WMR and vice versa, on the terms set by another user. Cashing out currency from a WebMoney wallet using this method does not present any particular problems.

Money transfer using electronic systems

The sequence of actions is very similar to transferring money to a bank card:

In the "Deposit and withdrawal" tab, click on the "Money transfer" button.
In the list that appears, select the system we need. From the very beginning, you need to choose what kind of operation you need to create or select an application for transferring money from a wallet.
The best option would be to select an application for exchanging WM-money for RUB. This is a faster and more convenient way, since the seller does all the work.
After selecting the desired currency and amount, you need to click on the offer you like.
After clicking, a window will appear in which you need to enter your passport data.
After completing the previous points, it remains only to come to the nearest point of issue of such transfers and collect the money.

Selecting an application for sending money through the Contact electronic system

The commission for such transfers ranges from 0.5% to 3% and is chosen by one of the participants. The duration of the translation is about half an hour. Suitable for those who want to quickly and profitably receive money from an electronic cash account. Also, a prerequisite is the presence of a passport and a point of issue of money.

If the issuing point is located at some distance from the recipient's settlement, then you need to remember that the request for issuing money is stored for 30 days.

Output via terminal

One of the simplest is the withdrawal of money through the terminal. Such terminals are not installed in many cities, so it is recommended to use this method for those who are in close proximity to such terminals.

You can find out where these terminals are located on a special site geo.webmoney.ru. In addition to terminals, this site lists points for issuing money in other ways, for example, post offices.

Working with terminals is intuitively simple. The main thing is to follow the instructions on the screen.

List of places where there are terminals for withdrawing cash from a WebMoney account

To withdraw money from a WM-wallet, you need to know the data from your account and have a phone with you, with which you can authorize your account. The commission in such terminals is minimal from 1%. Withdrawals are made instantly.

Please note that some terminals do not allow foreign currency withdrawals.

Transferring money from electronic currency to cash is not particularly difficult. The main problem is the availability of nearby opportunities for obtaining them. As the popularity of electronic money spreads, the number of places to turn this money into fiat currency increases, so there are enough opportunities for withdrawals.

Most often you have to get a WebMoney certificate, but this is done quite simply and should not cause any particular difficulties.

Watch the video, which describes how to cash out WebMoney without issuing a passport:

Good afternoon, dear readers of the Rabota-Vo.ru blog! Now many people make purchases, pay for various services via the Internet. Therefore, I will not explain what electronic money is, we all know how to spend it on our loved ones. In this post, I want to tell you how to withdraw money from webmoney quickly and with minimal losses.

Problem, how to cash out webmoney, will be of interest to users who decide to try to make money on the Internet. Since any sane person, before doing anything, will wonder how he will receive cash for his work on the Internet?

What do you need to withdraw Webmoney?

If a person receives WebMoney electronic money for his work on the network and is going to cash it out, then he is already registered in the system and started Keeper. So tell me how create a virtual wallet, it makes no sense. But to withdraw funds, a formal certificate is required.

You can check the type of certificate on the page WebMoney - Passport. To do this, just enter your WMID or the number of one of the wallets (any).

For users with a pseudonym passport (it is issued automatically when registering in the system), withdrawal of money from Webmoney is not provided. First you need to get a formal certificate:

If you have a bank card (whether salary or credit), you have a personal account opened accordingly. And you can transfer funds there yourself, without linking a wallet. I consider this method the most convenient and most profitable. Money that I manage make money on the site, I cash out in this way, that is, I transfer to my personal account and withdraw using a VISA Electron Sberbank card.

So, you have any bank card or passbook and details of your personal account (they can be found in the bank where you received the card). It is important here that you can withdraw money from the wallet only to your account. You have sent scanned documents and received confirmation that they have been verified. After that you need:

Launch Keeper and visit the page in the browser banking. You can immediately bookmark this page to make it more convenient later.

In the window that opens, select R-wallets (or Z-, E-, U-wallets, depending on the currency you are going to withdraw), click on the "Outgoing transactions" link.

A form will open that you will need to fill out. The fields "TIN of the recipient", "Recipient" and "Purpose of payment" are already filled in. You will have to enter the BIC and the beneficiary's settlement/account number without errors (the system will fill in the name of the bank and the beneficiary's correspondent/account number automatically).

You will need to fill out this form only once, since all entered details are saved. Click "Forward" and move on to the next step.

Here you will need to enter the amount (the one you want to receive, and how much will be deducted from your wallet, the system will calculate itself). In the screenshot below, I indicated the minimum amount - 100 rubles + commission.

That is, if I send 100 rubles to my card, 115.92 will be debited from my account. Too much ... But 15 rubles is a commission from any amount. And so from a hundred the system takes 92 kopecks. That is, when withdrawing 10 thousand rubles, the commission will be 95.12 rubles. I press "Forward".

In the third step, you just need to check the box that you agree, then click "Next".

Save the entered details so that you do not fill out the form again. Come up with a name for the payment that you understand, for example, "Withdrawal to a Sberbank card." Then click "Forward".

The system will display the result of the operation. The verification may take some time. Then the system will send you the following message on Keeper:

But with subsequent withdrawals of money to the same card, you will no longer have to enter the details and save the template. When you go through steps 1,2,3, you will immediately see a message that an invoice has been sent. At the first withdrawal, it will also come, but only after the template has been agreed.