How to cash out money from a beeline card. How can I withdraw money from the balance of a beeline number

Transferring money between mobile accounts, replenishing a phone - these payment methods are now no less popular than bank cards, electronic money, postal orders, etc. It is natural that users have a need to use these funds in other areas of their activity, and not just to pay for phone calls.

The Beeline operator speeds up and simplifies this process for its subscribers as much as possible: there are several ways to withdraw money from the Beeline balance at the request of the number owner.

Focusing on their needs, a Beeline user can transfer funds from their own number to a card account, electronic wallet, another subscriber's number, and even cash out through the ATM network. These methods will differ only in the order of actions and the amount of additional costs.

Cash out via SMS

By sending an SMS, you can initiate the transfer of money from your phone to a bank account or card, and transfer it to cash.

If you need to withdraw excess phone balance to a bank card account, you need to write an SMS, the text of which is formed according to the following principle: [type of card (visa, maestro, etc.)] [card number] [amount]. Enter the number 7878 as the addressee. All values ​​are separated by spaces, the card number is at least 16 characters.

To cash out a Beeline phone account, the same number is used, but the message will be with the following text: RUB [withdrawal amount]. The user will receive an SMS confirming the withdrawal of money by sending the number "1". The completion of the operation will be an SMS with a secret digital password: it will need to be entered at an ATM to receive cash.

Withdrawing money through money transfer systems

Money transfers of the Unistream or Contact system are the next way to cash out a telephone bill. Here you will need to perform the following actions:

• log in to the personal section of the Beeline web resource;
• in the "Payment for services" section, select "Money transfers";
• find the desired system in the list of available ones;
• enter the necessary information about the sender and recipient of funds, the sender's phone number and the payment amount;
• enter the digital password sent by SMS.

Upon completion of the operation, the sender will receive a code word in SMS, which is better to immediately send or transfer to the recipient. Knowing the control word, he will be able to receive money at the nearest point of issue of the selected money transfer system, having a passport with him.

Withdrawal via the Internet

Beeline's personal account or the application of the same name for mobile platforms, which has the same functions, provides the user with ample opportunities for various financial calculations using the telephone balance.

To withdraw money from the Beeline balance in any available way, just log in to your personal account (or install and run the application), find the desired function in the payment for services section and follow the prompts. This is convenient: the user does not have to cash out money, and then deposit it again to other accounts awaiting payment.

This method does not require a bank account or card and works with ATMs of Beeline's partner banks. To facilitate identification, they are marked with the logos of this operator, and the exact addresses in the desired area are listed in the reference sections of bank websites or on the Beeline web resource page dedicated to this service.

Procedure for withdrawing cash:

• send the text “RUB [withdrawal amount]” to service number 7878;
• confirm the operator's request to initiate the procedure by sending the number 1;
• save the next response message with a secret code, without which the completion of the operation will be impossible;
• receive the transferred amount at an ATM marked "Beeline.Money" within 3 days.

Important: if after this period the money is not withdrawn, the procedure is canceled. To receive a new code, you will have to send an SMS request again.

The Beeline operator also allows you to replenish a bank account, regardless of whether the recipient has a card of this bank. The source of funds for this is the account of the mobile number.

The procedure for having a card is as follows:

• send SMS to service number 7878 in the format [card type] [card number] [amount];
• confirm the operation with an SMS message and wait for a notification about the completion of the transaction.

If you have access to the Internet, you can also withdraw the balance from the account through the "Payment for services" in the personal account of the operator's website.

If the bank account is not duplicated by a card, then the SMS method will not be available, withdrawal of funds is possible only using the above option on the Beeline website.

How to cash out money from a Beeline phone at a Russian post office

Another convenient method to withdraw money from the Beeline phone balance is a postal order. The procedure is similar to the operations described above through specialized money transfer systems, but compares favorably with them by the option of notifying the recipient of the amount awaiting him, including delivery of the notification to his home address.

This will require the following steps:

1. Enter the section of your personal account "Pay from the account" - "Money transfers" - "Russian Post". Enter the requested information about the sender and recipient (full name, series and passport number), phone number and amount.
2. Through the RURU payment instrument, where you need to specify the same information, the index of the Russian Post office, which the recipient can contact.
3. Send SMS to number 7878: “mail [full name] sender] [passport series and number] [transfer amount] [full name recipient] [index]. Wait for a response message and confirm the transfer.

At the end of the procedure, the recipient can apply for money at the specified post office, subject to the presentation of a passport.

Commission and restrictions

Withdrawing from a mobile phone has already become a popular online payment method, but each service involved in this process takes a commission for using their services, and this should be taken into account when using these methods.

For example, when choosing "Unistream" or "Contact", the commission will start from 2.6% with the payment amount from 100 to 14,000 rubles. The Russian Post has set a minimum threshold of 1000 rubles, and the maximum amount is the same, while taking a commission of 2.6% + 50 rubles.

If money is transferred for withdrawal at an ATM, the allowable amounts are at least 100 and not more than 5,000 rubles, and the commission is 6%. Interest will be withdrawn from the mobile account in excess of the specified debiting procedure.

Withdrawal to a bank account (including a card account) will require a commission of 6% + 10 rubles, at least 50 rubles in total. The largest amount for transfer by this method is 14,000 rubles per day. The minimum for a card is 50 rubles, for an account - 500 rubles.

Sometimes everyone needs to urgently have cash with them. There are quite unpredictable ways to withdraw and replenish money. For example, only recently did Beeline users have the opportunity to withdraw funds from their balance in cash. So you can send money to people from another locality, pay for goods and services, or keep money in reserve on your mobile balance. So, if you are wondering if it is possible to withdraw money from a Beeline phone in cash, then in this article you will find the answers.

Cashing out on Beeline

Users of the Beeline mobile network can cash out money and other monetary transactions in the Beeline.Money section of the company's website. A certain SMS command is intended for the implementation of a particular operation. Before withdrawing money, request information about the balance and make sure that the amount you need is there. Don't forget the commission. Next, we will consider three main ways to withdraw funds from a Beeline account.

Withdrawal of funds to a bank account or card

Users have access to the procedure for withdrawing money to cards of the Visa and MasterCard lines, including Maestro. A withdrawal method is available via SMS or on the Beeline website.

If you chose the first method, then you should send to 7878 . The message must be in the following form: card_type card_number transfer_amount . Visa, MasterCard, and Maestro are accepted as the type. The card number is the sixteen-digit number on the front of the card. The amount required for the transfer is indicated in ruble currency without kopecks. Eg, Visa 2345123452347895 500 .

The operation of transferring funds from Beeline to a bank account is available only through the operator's Internet service.

How long does it take to receive a transfer? Depending on the banking organization - from several minutes to three days.

You can withdraw at least 50 rubles to your card, and to a bank account - from 500. You can withdraw a maximum of 14,000 rubles in one day and up to 40,000 inclusive - in one month. You will be charged a commission of 6% and in addition 10 rubles. However, it cannot be less than 50 ruble units.

Withdrawing money from an ATM

Here I will talk about how to withdraw money from a Beeline phone in cash using an ATM. To do this, you need special-purpose ATMs, the so-called Beeline.Money. Partners in this regard are organizations such as Asia-Pacific Bank, SMP Bank JSC and BIN Bank, whose ATM addresses are available on the Beeline Internet service or on the Internet resources of the above-mentioned banks.

To use this method of withdrawing funds, you should declare it on the Beeline portal, or by SMS, which looks like this:

1. Send an SMS to a short number 7878 , where to specify the following form: RUB amount. The value of the amount is indicated as an integer in ruble currency.
2. Wait for a message asking you to confirm the operation. Next, you should send a response message containing the number "1". After that, you will receive an SMS containing a code for withdrawing funds, which should be remembered. It only works for three days.
3. Now find the nearest ATM, which has the designation "Beeline.Money", where you should enter your mobile number and the code from the SMS.

Withdrawal of funds from 100 before 5000 ruble units. At the same time, there is a commission of 6%, which is deducted from your mobile account in addition to the withdrawn amount.

Unistream, Russian Post or Contact

You have access to cashing out money in almost any locality without ATMs or banks. So you have the opportunity, for example, to withdraw money from the Beeline phone in cash through Unistream, Russian Post or Contact. To carry out the operation, follow these steps:

1. On the Beeline portal, enter the payment for services section. There, go to "Money Transfers" and select the system that suits you by applying the necessary parameters.
2. Fill in the form with information such as sender and recipient information, transfer amount and mobile number.
3. You must confirm the operation by entering the code received by SMS on the site.

Using these systems, you can withdraw only from 100 before 14000 rubles. At the same time, do not forget that in addition, a commission of approximately 2.6% is deducted from the account, which depends on the system you choose. The money will be given to you either at the Russian Post office or at the points of issue of the systems we have considered. There you will need a passport, and do not forget the control word specified in the received SMS.

Additional withdrawal method

In addition to the above, there is such a way to withdraw funds from the Beeline account as transferring them to another mobile.

You can perform such operations with respect to any networks, that is, you can, in addition to Beeline, choose MTS, Tele2 and Megafon numbers as a recipient. For this operation, enter *145# and press the call button. Next, navigate through the USSD menu items.

There is a limitation here: at a time it is possible to translate only up to 5000 rubles inclusive. The minimum in this case is 10 rubles. Commission - 3% in case of transfer within the network and 4.95 - regarding other operators.

Conclusion

So, in this article, we examined all the possibilities of withdrawing money in cash from a Beeline account. As you can see, modern technologies allow us to make very convenient and profitable cash transactions. So you can use a bank account, card, ATM and services for cashing out money, which expands your options.

If you still have questions on the topic "How to withdraw money from a Beeline phone in cash?", Then ask them in the comments to this article. We will answer all your questions!

Quite a lot of money has accumulated on your Beeline account and you decide to cash it out? Or maybe you just need to withdraw funds to a bank card or to the account of some payment system, but you have no idea how to withdraw money from Beeline?

Previously, you would have had to tinker a lot to withdraw money from your phone balance, but now this procedure is extremely simple and takes a minimum of time. Moreover, the operator has provided several ways to withdraw money from a personal account at once.

• You can withdraw money from Beeline:
• Through an ATM;
• Through a bank card;
• Through an electronic wallet;
• Through the points of issue of CONTACT, UNISTREAM and Russian Post.

As part of this review, we will consider all the ways to withdraw money from a Beeline account, and also talk about the features of the Beeline Money service. This name was given to a service that allows you to withdraw money from Beeline in one of the above ways. We will not discuss third-party services for withdrawing funds from the balance of the phone, because all of them imply a higher commission than the Beeline Money service.

All ways to withdraw money from Beeline

As part of the Money Beeline service, you can withdraw funds from your personal account through an ATM, bank card, electronic wallet and points of issue of CONTACT, UNISTREAM and Russian Post. You can also, however, we will not pay attention to this possibility, since we are primarily interested in the withdrawal with the subsequent possibility of cashing out. The size of the commission, the maximum amount and the time for withdrawing money from the balance will differ depending on the method. In addition, each method involves a number of characteristic features, so we will consider them separately.

How to withdraw money from Beeline at an ATM

It is possible to withdraw money from your Beeline account through an ATM. You can transfer money from the official Beeline website or via SMS. The maximum amount of one transaction is 5000 rubles. Within a month, you can withdraw no more than 40,000 rubles from the balance. The minimum amount for withdrawing money through an ATM is 100 rubles. After the withdrawal, the balance of the phone must remain at least 50 rubles. The commission for withdrawing money from a Beeline account through an ATM is 5.95%. You can get cash within a few minutes, provided there is an ATM nearby.

To withdraw money from your phone at an ATM, follow these steps:

1. Send an SMS with the text RUB and the amount to be withdrawn to 7878;
2. Wait for an SMS with instructions and confirm the application;
3. After some time, you will receive an SMS with a PIN code, which should later be used to withdraw money through an ATM;
4. Find an ATM with the service logo, enter the phone number and PIN code received by SMS.

• Attention

If you cannot find a suitable ATM, you can check the list of ATMs on the operator's website. The ATMs closest to you will be shown on the map.

You can withdraw money from Beeline to Visa, MasterCard and Maestro bank cards. You can transfer money to the card from the Beeline website or via SMS.

A fee is charged for the transfer:

• Transfer to a Visa card - 5.95% + 10 rubles;
• Transfer to MasterCard - 5.95% + 10 rubles;
• Transfer to Maestro card - 5.95% + 10 rubles;
• Transfer up to 1000 rubles. - 50 rubles.

The minimum one-time payment amount is 50 rubles. At a time, it seems possible to withdraw 14,000 rubles to the card. You can withdraw no more than 40,000 rubles per week, the same restriction is valid for a month.

To withdraw money from Beeline to a bank card, send an SMS to 7878 with the text: service provider code (Visa, Mastercard, Maestro), card number, transfer amount. Example: Visa 3526428265356535 1000 (Visa is the provider code, 3526428265356535 is the card number, 1000 is the amount in rubles.

You can transfer money to a card from the Beeline website. The principle is the same as in the case of withdrawing to an ATM. In the appropriate column, you must specify the card number, phone number from which the money will be sent and the amount of the transfer. You can then confirm the operation by entering the code received via SMS.

Transfer to an electronic wallet

Speaking about how to withdraw money from Beeline, you should also pay attention to the possibility of withdrawing money to an electronic wallet. The commission for withdrawing money to an electronic wallet is 8.5% + 10 rubles. The minimum amount for transfer is 10 rubles. You can withdraw no more than 5,000 rubles to an electronic wallet at a time, while a maximum of 30,000 rubles can be sent per month. Money is credited almost instantly.

To withdraw money from Beeline to an electronic wallet, follow these steps:

1. Send an SMS to 7878 with the text: service provider code, wallet number, amount in rubles. An example of withdrawing 1000 rubles to a webmoney wallet 858563256323: wm 858563256323 1000;
2. Wait for an SMS with a confirmation code and confirm the transfer of money from the Beeline account;
3. Receive an SMS with information about the completed payment.

That's all. Another way is to transfer via Russian Post. We will not consider it. Transfers by mail take up to 7 days, so it is better to use a more efficient method. For example, it is much more convenient to withdraw money from Beeline through an ATM or withdraw it to a bank card.

Are you far from home, but your mother takes care of you, and sent money to the phone number? Did a friend pay you for topping up his number and transfer funds to your balance? Accidentally transferred money to your phone twice? There are different situations in life. In these and other cases, enough funds are accumulated on the number, and in order to spend them on communication, more than one month is needed. But you can cash out your excess funds, Beeline offers many convenient ways.

Let's look at different options for how to withdraw money from a Beeline phone, what requirements and commission are set by the operator for such a financial transaction.

The Beeline company is rapidly developing a variety of convenient services for its customers - this is non-cash replenishment from a bank card, and transfers to other subscribers of networks, online replenishment through the My Beeline application, and recently a cash withdrawal service through ATMs has been developed.

You can get "live" money in different ways:

1. Go to any payment terminal, pick up your device.
2. Open the menu for creating SMS and in the message field indicate the amount of funds to be transferred, indicate the operation code RUB, and send this message to 7878.
3. Open the message that came after submitting the application.
4. If you agree with the terms of the transfer, send the number 1 in the response message.
5. Proceed as described in the instructions received.
6. In the terminal menu, open the payment page, and find the Beeline Money service in it.
7. Enter the input data and confirmation code received in sms.
8. In a separate field, enter the PIN code that you received earlier.
9. Take the money from the tray.

In order not to waste time and not delay visitors, preliminary operations can be performed at home, being at your computer:

1. Open .
2. Enter the phone number from which you want to withdraw money.
3. Fill in the field with the amount.
4. Enter a combination to confirm that you are not a robot.
5. Click the "Payment" button.
6. After these steps, you will receive a detailed message and a PIN code that will be useful to you in the future - do not erase the message.
7. You will see a list of the nearest terminals where you can withdraw money.

Terms of Service

Everyone understands that you will have to pay for any services, and this also happens with cash withdrawals - apart from the entire amount, a commission of 5.95% of each operation will be charged from the mobile account.

The minimum is 100, and the maximum is 5,000 rubles per transaction.

One of the convenient ways to cash out money from a Beeline phone quickly and without a large commission is a transfer to a bank card. Moreover, you can withdraw to various banking systems and cards - VISA, MasterCard, Yandex money or a QIWI payment system card, if you have one.

Note! In this case, it is possible to transfer directly through the site using the Beeline Money service, or by sending a request via sms. Each method is described below step by step.

If option is selected via info message

1. The request is sent to 7878 with the text: recipient's number starting with country prefix +7 , amount.
2. In response, you will receive a letter with a confirmation code for the operation, you need to confirm or refuse, if you agree, send the secret code that you received to your phone in response.
3. After a successful transfer, you will receive a report with details of your bank card transaction.

For the service, 3% of the total amount will be debited from the subscriber, the money will be received almost instantly.

If the option is selected through the Beeline Money website

1. Open .
2. On the next page, select the type of card, click on it.
3. Carefully write down all the fields, agree to the conditions and enter captcha signs in a separate field, otherwise the operation will not be possible.
4. Confirm the operation with the code that came to the sender's phone.
5. In a few minutes, the money will arrive.

Through money transfer systems

The principle of translation is the same. We will give an example of how to withdraw money from a Beeline mobile phone in cash through a system called Unistream:

1. On the Beeline website, go to.
2. There are 2 types of transfers here - if there is a special system card and without it, we will analyze the last option.
3. After the transition, the questionnaire page will open, where you need to carefully fill in all the fields - your full data, ID number, and the full data of the citizen to whom the transfer is intended.
4. Then indicate that the operation will be carried out from your mobile account (check the box).
5. Then you need to register your mobile number, amount, and captcha, agree to the terms and click on the payment button.

It should be noted right away that the money will not be received immediately, but after a few days, after about 3 days, you can get cash in any region of the country where this transfer system exists.

Beeline also works closely with the Russian Post - you can make a transfer through it according to the same scheme. This option is also very convenient, because post offices can be found even in the most remote village.

The Beeline telecommunications company offers its customers a well-thought-out and reliable mechanism for financial transfers, which will allow you to transfer money both from phone to phone, and make transfers to a bank card or an account of an electronic payment system. Thanks to this, the provider's subscribers can send the required amount to any corner of the country without unnecessary delay or cash out money from a telephone account in a short time without bothering themselves with a tedious visit to a banking institution.

Transferring money from a Beeline phone account to a bank card

It is more convenient to transfer funds from Beeline to a bank card through the provider's website, where the proprietary payment system "Money Transfers" is located. This service has wide functionality and allows you to transfer Beeline money to a Sberbank card, from card to card, to an electronic wallet or account of another subscriber. An alternative way to transfer money to a card is to use a special SMS service. Let's take a closer look at each option for financial transfers from a telephone account to a bank card.

Service "Money transfers"

To select the option "Transfer to a bank card from a mobile phone", you need to go to the provider's main page and select the item "Money transfers" in the main menu section of the site "Payment and Finance".

After these steps, the "Money transfers" page will open. Here you need to activate the "Translate" tab.

Using the scroll bar, go down the screen, select the option "Transfer to a bank card from a mobile phone" and click the "Transfer from site" button.

A little later, we will consider the conditions and restrictions on the use of the Money Transfer service as part of the transfer of funds from phone to card, and now we will only point out the fact that this payment system interacts correctly with all VISA, MasterCard or Maestro cards of any Russian and foreign banks. But most often for Beeline transfers, a Sberbank card is used as the most popular means of payment in Russia.

Note! For all subsequent examples, the Tarif-online.ru online assistant will use the Beeline federal number 90 96 44 35 33 and a MasterCard bank card with a number 5167 8201 0530 4215 Erste Bank. We deliberately refused to demonstrate the transfer of Beeline money to a Sberbank card in order to demonstrate the absence of restrictions on the use of payment means of commercial banks.

After clicking on the "Transfer from the site" button, the payment form "Transfer from mobile to bank card" will open. Here you need to specify:

• 16-digit bank card number;
• activate the checkbox (if it is missing) of the payment method "From mobile phone account";
• subscriber number from whose account money will be transferred to the card;
• transfer amount;
• the code from the picture (captcha), which acts as protection against hacking by malicious robots.

After that, it remains only to agree to the terms of service and click the "Pay" button

The "Money Transfers" service has increased reliability and during the execution of a financial transaction will send an SMS message with a confirmation code that will need to be used to successfully complete the transaction.

Money will be credited to the card almost instantly, within 5-10 minutes.

Transfer from Beeline account to card via SMS

An alternative to transferring funds through the provider's website is the service "Transfer to a bank card" using SMS commands. Let us immediately draw your attention to the fact that this type of transaction, despite its practicality and convenience, requires much more time to transfer money. Here we are not talking about minutes or even hours, but about 3 banking (working) days. On the other hand, this method does not require an active Internet connection.

If the subscriber nevertheless decided to use the Beeline SMS service to transfer money to the card, he must send to the short number 7878 Free SMS message like MasterCard 5167820105304215 1500 , separating the service provider code, card number and transfer amount with spaces.

Recall that for our example, the service provider code is MasterCard, and the transfer amount is 1500 rubles. If the subscriber has a Maestro or Visa card, he must write the name of his payment system instead of MasterCard.

Important! The payment amount is indicated as an integer without kopecks, commas, dots and other separators.

Restrictions and limits of transfer from Beeline to a bank card

The size of the commission when crediting money to the card through the operator's website or SMS service has a differentiated structure and depends on the transfer amount, the minimum amount of which is 50 rubles, and the maximum is 14,000 rubles.

The grading of the commission is as follows.

Please note that the amount of commission fees for the two lower intervals is exactly the same - 5.95% + 10 rubles. We have not been able to find out why we need an additional breakdown line for the allowable size of enumerations, despite an official appeal to the provider.

In our example, there is a transfer in the amount of 1500 rubles, which is in the middle interval and is accompanied by a commission fee of 5.95% + 10 rubles. Thus, the subscriber will have to pay 92 rubles for this transaction. 25 kop. If the payment were less, for example, 500 rubles, the commission fee would be a fixed amount of 50 rubles, which is already 10% of the transferred amount.

The option suggests itself with a large number of transactions of 1000 rubles. with a fixed commission of 50 rubles, i.e. 5% of the transfer amount. But such a profitable option is not always available, since the provider has introduced a limit on the allowable number of transfers and the total amount of transfers.

As we can see, all indicators are interconnected and overlap each other. Significant savings can only be made within one or two days, and then not every week, by making 10-20 transfers of 1000 rubles each. and paying only 5% commission for it. On the other hand, for subscribers who are suitable for a scheme with uniform crediting of funds to the card throughout the month, the Money Transfer service provides maximum comfort.

How to withdraw money from Beeline at an ATM or transfer to an electronic wallet

It is logical to assume that, by analogy with the methods described above, money is withdrawn from an ATM or funds are credited to an electronic wallet. We will not describe in detail the methodology of transactions through the site, since the instructions we have proposed will make it easy to navigate when making all types of money transfers. Instead, the Internet assistant Tariff-online.ru will pay special attention to transferring money from Beeline to an ATM or electronic wallet using an SMS service.

Withdrawing money from a Beeline account through an ATM

You can find out the address of the nearest ATM with the "Beeline Money" function on the operator's website through the "List of ATMs" option. In the form that opens, you need to specify the region and the name of the bank. There is also information about the mode of operation of the electronic terminal device.

To withdraw money from Beeline through an ATM, you need to follow these steps:

• fill out an SMS request for cashing out by sending a text message of the form RUB 1500 to the number 7878 . Here RUB is the type of currency used and 1500 is our example transfer amount.
• confirm the fact of sending the application by following the instructions from the SMS sent by the operator;
• receive an SMS with a secret PIN code for withdrawing funds from an ATM;
• using the subscriber's phone number and PIN code, withdraw money from an ATM with the emblem of the Beeline Money service.

The commission fee for cashing out funds will be the already familiar amount of 5.95% + 10 rubles. The maximum amount of a one-time transfer is 5000 rubles, the minimum is 100 rubles. At the same time, more than 40,000 rubles cannot be withdrawn from one phone number through ATMs per month.

Important! When withdrawing funds from a Beeline account by cashing money at an ATM, the balance cannot be less than 50 rubles.

Transfer from Beeline to an electronic wallet

The algorithm of this method of withdrawing money from a personal account is even simpler than the process of cashing out at an ATM. All you need to do is send a correct SMS request to the number 7878 , receive an SMS with a transaction confirmation code and send the same code back to give consent to the transaction.

To understand in what format you need to send an SMS request for transferring funds from a Beeline account, consider a specific example for a WebMoney R516490049777 ruble wallet, to which 1500 rubles must be credited. We will immediately stipulate that the “R” index in the wallet number will not be used! The correct message format is wm 516490049777 1500 .

The monthly transfer limit is 30,000 rubles, while a one-time payment cannot exceed 5,000 rubles. and be less than $10. The commission fee for transferring from a Beeline number to an electronic wallet is quite large - 8.5% + 10 rubles.

Important! The amount of the commission is not included in the amount of the money transfer indicated by the subscriber, but is debited additionally from the phone's balance.