Courier delivery of credit cards is an excellent choice for people who value time highly and know how to save it. It is enough to compare the options for obtaining a card:
- You can go to a bank branch on your own to apply for a credit card there. Later, you will have to go there a second time to get the finished plastic.
- You can use the Internet to order a card, and the courier will deliver it.
- Making an application for a card can also be entrusted to a courier who will arrive at the client’s home or work at a predetermined time. The finished card, when it is ready, will be delivered by him.
The last two options are much more convenient, given the fact that courier delivery is carried out at the expense of the bank.
Only thanks courier delivery You can use bank credit cards Tinkoff Credit Sistema, which has no branches and offices at all. Considering that this bank increased its net assets by five times in 2011-12, it can be concluded that its offers are in demand.
How is delivery carried out using the example of TKS Bank
To get a card bank Tinkoff Simply fill out the form on the bank's website. To do this, you only need a passport of a Russian citizen and about ten minutes of free time. You won't have to wait for the bank's decision either: just two minutes and it will be known.
The finished credit card will be delivered by courier within one to two days. Together with the card, the courier will deliver loan agreement. After signing the contract and handing the courier a copy of the passport, the cardholder must activate it in order to use it for its intended purpose.
Worries are in vain!
Credit cards are delivered by couriers who are either employees of banks or representatives of reputable courier services with an excellent reputation: DHL, Courier Correct, Pony Express, UPS. Therefore, there is no doubt that the card will be delivered on time and to the right addressee.
The card activation procedure developed by the bank confirms the fact that it cannot be used by an outsider. For example, to activate the card in the TSK bank, you should call a special telephone number available around the clock, listen to instructions, and receive a PIN code.
The card must be signed by its owner, otherwise it will not be valid. In addition, the bank's credit card is nominal. Additionally, the card will be protected by sms-informing about the transactions performed, as well as its timely blocking in case of loss.
Delivery is carried out as follows:Within 24 hours from the date of application, a bank employee should call you to clarify the date, time and place of the meeting. The courier can drive up to your home or place of work. Delivery times for all banks are different, for example, Binbank with an Elixir card can be noted as the fastest, in just 24 hours it promises to hand you a card, but basically it takes a couple of days, or even a whole week.
Each bank delivers in its own way, using either its own delivery service, as Tinkoff and many others do. big players, or use a courier delivery service. With any delivery option, in the end, you must meet with the courier in person, so that he gives you the card and the contract. Most credit cards are issued under a passport, but sometimes a certificate of income is required, and then you will have to take it with you to provide the courier.
To start using credit card you need to activate it, and this can only be done when your documents reach the bank, which takes from several hours to several days.
To get an urgent money loan with home delivery at an MFI, you need to take a few simple steps.
- Find a Microfinance Organization providing this service.
- Familiarize yourself with the terms and conditions of the proposed product on the website or by calling the hotline of the organization you have chosen.
- In the event that you are satisfied with the terms of the loan, and you meet the criteria of the lender, you can proceed to the application. This can be done both on the company's website and by phone, depending on what is more convenient for you.
- After submitting the application, wait for the decision of the lender. In most cases, you will be contacted within 15 minutes to notify the company of the decision.
- In the event that the lender approves the application, the company manager will contact you. You can assign your personal manager a meeting time convenient for you and expect him at home at the appointed time to sign the contract and receive money. Loan at home is issued both in cash and on plastic card. Always specify how you will receive the money if that matters to you.
You can find out information about Microfinance organizations providing the “Money to Home Delivery” service on our website.
Answers to frequently asked questions
What are the requirements for a borrower to receive a microloan at home?
To get a loan at home, you must be a Russian citizen at least 18 years old; in some companies, the requirements for the age of the borrower may be 21.23 ... years, as well as the availability of a telephone to contact the company.
Before submitting an application, make sure that you meet all the lender's criteria.
How quickly will the money be delivered to your home?
You can get the money in your hands in a few hours, but it also happens when the borrower gets access to the money within 2-3 days (if they brought not cash, but a card).
How can I pay off a home-delivered loan?
There are several ways you can pay off this loan:
- Cash through the manager of the company
- Payment terminal
- bank card
- Checking account
- Wallet YandexMoney
- Qiwi Wallet
My credit history is bad, can I qualify for such a loan?
Yes, you can count on receiving such a loan if you have a damaged credit history but your chances are 50/50.
If your IQ is poor, before applying, you can find out if the company you have chosen offers special programs for this category of borrowers.
Where can I find a home loan at the lowest rate?
To search for a money loan with home delivery, use our listing, which will significantly reduce not only the search time for such a loan, but also help you choose an offer that meets your requirements for cost and conditions.
What documents do I need to prepare for the arrival of the manager to my home?
In most Micro financial institutions you will only need to have a passport of a citizen of the Russian Federation, but not always. You may also be required to present a second document proving your identity. More accurate information will be provided to you by your personal manager before arrival.
Remember that loans offered by MFIs are an expensive way to borrow money. If you are going to get such a loan, then pay Special attention study the conditions for obtaining it, so that you know what you are taking and how much you will have to overpay.
You can read more about microloans, as well as alternative types of borrowing, in the section
Offer filter
Found 6 MFIs
You can instantly borrow a small amount of money in microcredit companies, they work day and night, they are very loyal to borrowers and consider questionnaires for no more than 20 minutes. If it is not possible to visit an MFI branch in Moscow, apply for an urgent cash loan with home delivery on the same day. You don't have to leave the house, go to the office financial institution, carve out precious time for the road and waiting. An application for a loan is submitted on the official website of the service, registration is simple and straightforward. In case of a positive decision, the courier of the company will call you to clarify the time of the meeting. The conclusion of the contract and the transfer of cash will take place where it is convenient for you, which will save a lot of time. Making a loan with home delivery also excludes commissions when withdrawing money from a bank card or QIWI wallet. You choose the term and amount of the loan yourself, taking into account your needs and opportunities. The product can be taken both for 3 weeks and for a couple of months. In the first case, the debt is repaid one-time, in the second case, the IFC will provide a payment schedule. If you are late, you will be charged a penalty, so try to pay on time. This will save you money and improve your credit history in the best possible way. In case of early repayment, the interest will be recalculated taking into account the actual use of the loan. Reputable offices give several payment options: Bank transaction, card, via payment terminals, from the phone account. The terms of the loan repayment can be found on the official portal of the preferred organization. It also contains information about the presence of a commission for the transfer and the term for crediting money.
Who is eligible for a loan with home delivery?
Anyone who has reached the age of 19, has Russian citizenship and lives in any of the regions of the country can get a loan, and you also need a phone with a SIM card from one of the Russian operators. The upper age limit for each ICC has its own and varies from 55 to 70 years. Of the documents, only a passport is usually required; in rare cases, a TIN or SNILS may be needed. A confirmed place of work is not required, cash loans can be issued to students and temporarily unemployed. The percentage of refusals in financial firms is small, but do not neglect the tips that will help you get a loan without refusal. Fill out the application as accurately and as detailed as possible, provide optional information. Carefully review the questionnaire before sending, the presence of errors can be regarded as a desire to deceive and microcredit will not be approved.Passport Application
Up to 5,000,000 rubles
Issuance automation
Design
Creating comfortable conditions for clients is one of the priorities of financial institutions. Applicants are exempt from personal visit company office. Those who wish to have home delivery without any extra effort should only submit a short remote application on the website of the institution or by calling toll-free hotline. The approved amount is delivered along with the contract to the place of residence of the borrower at a convenient time. A personal manager conducts an interview and advises the applicant on all issues of issuing and servicing a loan.
Loan with home delivery urgent cash without refusal
The decision to take attractive online loan with home delivery is carried out urgently without refusal. First you need to decide on the size of the loan and the optimal term for fulfilling obligations. Quite large loans are available to users already at the initial application. Gradual repayment of debt by regular payments is not too burdensome family budget. To calculate the amount of future contributions and total payments, a special calculator is used on the website credit company. Early repayment loans with mandatory recalculation of interest are allowed at any time.
Application for a loan with home delivery according to your passport
Training online applications for home delivery will take no more than 10 minutes. You should fill out a short form and indicate in the appropriate fields:
- date of birth;
- registration address;
- contact phone number;
- user's passport data;
- desired amount and duration of the loan.
More detailed information about the candidate, information about the source and amount of income, if necessary, is specified by the MFI employee by phone, so you need to be in touch.
Loan processing with home delivery without references
Prompt execution of a cash loan with home delivery is carried out without presenting certificates and other documents from the employer. Citizens of Russia who have reached the age of majority have the right to count on a positive result if they are registered in the area where the organization and source operate permanent income. Loans are provided to employees, retirees and even individual entrepreneurs experiencing difficulties with documentary evidence of their own solvency.
Getting a loan with home delivery instantly on the day of application
Requests received are processed in an expedited manner. After preliminary approval, a personal manager contacts the client and agrees on a meeting time to sign the contract. The initial decision is certified if the submitted information is confirmed. Usually when receiving a loan with home delivery borrowed funds instantly credited to bank card and become available for use on the same day. Some institutions, at the request of the applicant, transfer money through payment system, in the office of which the applicant is issued cash after presenting the main document and the number of the transfer.
Fast credit card with home delivery around the clock
Statements in online mode on the card with home delivery are accepted around the clock 7 days a week. The applicant will not have to take time off from work to meet with loan officer. The representative of the creditor is ready to appear at the place of residence of the applicant even late in the evening. Convenient online loans also have other positive characteristics:
- simple design;
- prompt consideration of applications;
- lack of tedious bureaucratic procedures;
- higher approval rates;
- quite large credit limits.
The borrower disposes of the money received independently without a report to the creditor. The only obligation of the client is the timely making of mandatory payments.
