26.10.2023

Promsvyazbank credit card 145 days conditions. ​Promsvyazbank


Promsvyazbank is a large universal financial company that has been providing services to Russian citizens for more than 20 years. We will determine the conditions for the Promsvyazbank credit card. Let’s compare the indicators of the main criteria and also identify the distinctive features of the proposals:

The page on the company’s official website will also help you determine which Promsvyazbank credit card suits the client’s needs. In this case, the user just needs to mark the desired factor in the list of advantages. Ownership of a plastic card may vary:

  • Inexpensive service;
  • High cashback;
  • A long period of interest-free use of funds;
  • Availability of bonus programs designed for travelers;
  • Large loan amount.

For example, clients have access to a Promsvyazbank credit card with a grace period of more than 100 days.

Recipient requirements

A citizen of the Russian Federation with permanent registration within the country has the right to issue a credit card at Promsvyazbank. The company also imposes other requirements on the borrower:

  • The age of the applicant is limited to 21 - 63 years at the time of registration of the financial product;
  • The place of residence, work or registration address must be located within the region of the bank branch where the client applied;
  • Possession of at least 2 contact telephone numbers. At the same time, at least one must be mobile.

Also, the applicant’s work experience must correspond to at least 1 year.

Required documents

A credit card in PSB with a limit of up to 100 thousand rubles is issued if you only have a passport of a Russian citizen. The applicant simply needs to fill out an application form. To order a borrowed financial instrument in an amount over 100 thousand rubles, you will need a document confirming the presence of a stable income (in form 2NDFL).

Online card order

You can order a credit card without leaving your home. An online application for a Promsvyazbank credit card is submitted through the company’s official website. It is enough for the client:

  1. Select the loan product you are interested in.
  2. Fill out the electronic application form.
  3. Receive the bank's response via SMS message.

The courier will deliver the card to the specified address free of charge. The owner will only have to activate it using a mobile application or online banking. The maximum loan amount when placing an online order is 100 thousand rubles. By visiting a branch of a financial company, the client has the right to receive up to 600 thousand on credit.

Reading time ≈ 11 minutes

“Supercard” is a Promsvyazbank card product with an extended grace period. We could stop here, listing a couple more features such as bonuses and interest rates. But there really is something to write about this card. In addition, many are trying to find some kind of catch in it.

"Super card" (“Supercard”) is a premium card for people who want to get more out of life. Let's first get acquainted with the basic conditions that the bank offers. And we will give explanations on the main points in order.

We also note the fact that the card is now issued at the NEW tariff “Tariff Plan 1”, some differences appeared there, in particular, a change in the service procedure and a reduction in the interest rate.

So here it is:

The first grace period is 92 days and is valid until the last calendar day of the 3rd month. That is, it should immediately become clear that it is better to start spending on the card at the very first days of the month so that the grace period is maximum. After it, the second grace period automatically begins for the standard 55 days. And the total number of days is 147 (2 days as a bonus, probably). Why then this division into periods? Couldn’t it have been written “grace period 92+55 days” so that it would be immediately clear that nothing is clear...

We assume that the division by grace period is done so that DIVIDE clients for those who strive to pay off their debt as soon as possible, and those who will pay for a long time with minimum monthly payments. Plus, don’t forget about the marketing ploy (145 days at 0% interest, wow!) and the fine for failure to pay the debt during the grace period for at least 1 day.

During the first grace period, you must pay at least 5% of the debt. If the debt is not repaid within these 92 days, the second grace period automatically begins, which extends the grace period to 147 days. And here another dog is buried. If for any reason the client is unable to repay the debt within such a long time, then the bank, with great pleasure, will accrue interest to the client for all 147 days of using borrowed money .

If the borrower is able to repay the resulting debt within the first 92 days, then, in addition to the fact that he is great, he will be offered to switch to a second grace period. Those. after the debt is closed within the first 92 days, and in the event of a new use of borrowed funds, the report for such a respectable and punctual client will follow the standard 55-day period. At the same time, you can already forget about the past 92 days of using the loan (which has been repaid), and in case of delay in the second grace period, penalties will be accrued precisely for this period. By the way, the first grace period of 92 days is given only once.

Why the bank got so fancy with these grace periods is difficult to answer, at least neither in the bank itself nor in other authoritative resources, unfortunately, there is no information. Let's hope that Promsvyazbank employees will read this article and provide comprehensive information.

Commissions, fines, service costs

The bank charges quite large commissions for cash withdrawals, both at its own and at partner ATMs. It is 4.9%, but not less than 299 rubles. It is allowed to use your own funds, however, even here the client will face a commission for cash withdrawals, but only in partner banks - 1%, but not less than 199 rubles. There is no commission when withdrawing your own funds from bank ATMs.

What other fines and fees are there for the supercard?

  • 650 rubles - a one-time fine for not making the minimum payment on time;
  • 0.3% per day – penalty for late payment;
  • 20% per annum – fine for late payment (percentage is indicated on the amount of debt);
  • 15 rubles will be charged for requesting a card balance at third-party ATMs;
  • 5800r – commission for emergency cash withdrawal outside the Russian Federation in case of loss of the card;
  • 8300 rub – commission for issuing a temporary card if the main one is lost outside the Russian Federation;
  • 1.99% — commission for currency conversion.

How much does the Supercard service cost? The card is issued free of charge. The first month of service is also free. From the second month, the service fee will be 199 rubles (every month). In the previous tariff, service fees were charged depending on the card balance.

What else does Supercard have for a fee? ?

  • SMS information service – 69 rubles per month (828 rubles per year)
  • The limit on cash withdrawal is up to RUB 500,000 per day/RUB 2,000,000 per month.
  • Do you want a unique design? Pay another 399r. See article "".

Perhaps that’s all about penalties, fines and commissions.

Safety

The developers have tried to ensure that the money on the card is protected from any attacks by criminals. This includes the presence of a chip, which makes it almost impossible to counterfeit the card (see article about). 3D-Secure, which generates 2 authentication steps using a one-time password via SMS. Also available to the owner of this wonderful card (depending on the choice of Visa or MasterCard payment system).

Promsvyazbank also offers participation in the program "Card protection". This is an insurance program designed to preserve financial savings on the card around the clock. The program was developed jointly with Chartis CJSC, the largest player in the bancassurance market.

Who can become the owner?

We have already written about the package of supporting documents. Well, other conditions are practically no different from the conditions in other banks. This is an age from 21 to 63 years at the time of application, permanent residence in the region where the bank branch is present. Also, we repeat, the total work experience must be at least one year, and alternative methods of income verification are allowed. When submitting an application, you must indicate 2 telephone numbers, one of which is mobile.

Buns and bonuses

We saved the best for last – bonuses and goodies from the bank. What privileges do Supercard holders have? Still, this is a premium-level card, and I want the service to match. The way it is. Bonuses and privileges are perhaps one of the strongest aspects of this card (along with the grace period of 145 days). What the bank offers:

1) Banking privilege program. Full title "Banking privilege program of Promsvyazbank"- a kind of discount club for our own people, i.e. for bank card holders. This program offers discounts on a wide variety of categories of goods and services from the bank's partners. The program website states that discounts can reach up to 22%. However, after rummaging around in the shadows of discount programs, we found offers for 70% (we are talking about the Power-Style fitness club). And more modest discounts - 15-20% are already much more common.

If you come to any establishment and see a sticker with the inscription “Bank Privilege Program” and the interest rate, for example, 15%, then this program operates here, and if you have a “Super Card” in your pocket, then you can save 15% here.

The categories of goods and services within the privileges program are as diverse as possible. These are auto products, medicine, sports, restaurants, hotels, all kinds of shops, cosmetic services, tourism, etc.

2) Privilege program from MasterCard or Visa payment systems. The platinum status of the card will allow you to take advantage of bonuses and discounts from the payment systems themselves. And their geographical coverage is the whole world. In the case of MasterCard this is “Collection of discounts and privileges MasterCard Favorites”. In the case of Visa this is "The world of Visa privileges". What do they give? A huge number of discounts and bonuses around the world and on a variety of product categories (it is better to look at this information directly on the website of the payment systems themselves). In addition, what, in our opinion, is no less important is help and round-the-clock consultation in case of any problems, for example, theft of money or loss of a card.

3) Participation in the PSBonus bonus program. This program allows you to accumulate points for various purchases, this can be either a purchase in a store or issuing an additional debit card at Promsvyazbank. Accumulated points can also be spent in the bank's partner stores, transferred to other persons, and also cashed out.

The following figure shows the actions for which bonuses are awarded:

You can connect your “Supercard” to the BSBonus bonus program either in the Internet bank, or by calling 8-800-333-03-03, or at the nearest bank branch.

4) Participation in the program “Day by Day”. This is a very interesting and profitable savings service. It is necessary to open a bank account, and when spending using the “Supercard”, interest will accumulate on the savings account, from 3 to 6.5% per annum. You can also connect an automatic service "Day after day", it allows you to automatically credit a certain amount from the card to your savings account for any card transactions. You can select up to 7 rules for automatic accumulation. For example, “Spent-Accumulated” rule . That is, for each purchase made using a supercard, the amount specified according to this rule will be credited to the savings account. It is not taken out of thin air, but rather transferred from the card to the account. This is just for those people who constantly complain, saying, “I can’t save money, the money always goes somewhere.”

This information was taken from the official website of Promsvyazbank

Result:

There is such an interesting card on the market. High interest rates, you say? Well, don’t forget about the premium level of service. This is not a simple credit card, but a special product for its audience, which has certain requirements for the quality of service. Add here simply unlimited options for discounts, bonuses, and top it off with a 3-month grace period - the end result is a product that will easily win the audience for which it was created.

p.s. And for those who have decided that they need such a card, you can order a “Super Card” on the official website of Promsvyazbank from the application page https://www.psbank.ru/Personal/Everyday/Cards/SuperCard/Apply or you can do it at the bank office.

Really favorable conditions

Grade: 5

I received a credit Supercard from Promsvyazbank. To obtain one, you must have Russian citizenship, a stable income, an official job, with at least 1 year of work experience, and permanent registration. The maximum credit limit on the card can reach 600 thousand rubles. Interest-free period 55 days. When using money for the first time - 145 days.
It is worth noting that during the interest-free period you still need to pay a minimum payment of 5% of the amount. It does not pay off the principal amount of the debt, but is a fee for the use of funds.

Only advantages in this card!

Grade: 5

Advantages of the “Supercard” from Promsvyazbank:
+ upon the first withdrawal/use of money, the interest-free period is 145 days, after that - 55 days. This should be taken into account when registering.
+ for monthly use of money on the card from 30 thousand rubles, the service is free.
+ decent credit limit, with good income. The maximum limit is 600 thousand rubles. The bank determines the amount based on the client's income.
+ card users have access to special promotions and bonuses from the bank’s partners.
+ privileges of platinum card holders are available on the card.
+ the card has a security chip.
+ Internet and mobile banking available.

There are nuances to the map

Grade: 4

I didn’t read the terms and conditions of this card very carefully. I liked the slogan 145 days without interest, so I applied for this card. The limit was set small - 40 thousand.
When I started using the card and delving into the conditions, I realized that only the first grace period is so long, and all subsequent ones are the standard 55 days. But I still continue to use the card because it accumulates points for purchases.

Just a great credit card

Grade: 5

Yes, this is truly a super card. Firstly, it simply has a huge grace period, which is 145 days. True, there is one condition that must be strictly fulfilled, that is, repayment of the debt at 5% of the amount. But if this is not done on time, then the grace period is reduced and is about 92 days, which in principle is also not bad. Secondly, you can withdraw cash without fear, since this does not reset the grace period, unless you have to pay a fee for cashing out. Although, since such operations are charged as much as 4.9%, I would recommend removing them as rarely as possible and only when absolutely necessary.
Also, in the 1st year of using this credit card there is no service fee, but it is very impressive and from the 2nd year it amounts to 1,500 rubles. But it can also be avoided if you spend more than 30,000 rubles during the previous reporting year. In general, this condition is very easy to fulfill, especially if you use the card regularly.
Plus, the bank also provides free SMS information, which also allows you to save money. The only thing is that her rate is somewhat high (34.9%), but if you use the money wisely, then it does not create much trouble.

Long first grace period, not very convenient system for calculating bonuses

Grade: 4

The most attractive thing that seemed to me about this card was the first grace period of 145 days. That's why I chose her. After signing all the documents, I had a personalized, chipped, embossed MasterCard Platinum card in my hand.
I immediately turned off paid SMS notifications. The cost of annual service with an average monthly purchase amount of 30 thousand rubles is zero, if this condition is not met - 199 rubles per month.
The grace period lasts 92 days, subsequent ones - 55 days. In order for the first grace period to actually last 145 days, you need to make the minimum payment (5%) for the first 3 months, then it will go into the 2nd grace period of 55 days and a total of 145 days.
The rest is all standard. In order not to pay that same 27.9% per annum, I always manage to pay off the debt during the grace period. I don’t withdraw cash and don’t recommend it to anyone. There are a lot of possibilities for non-cash payments, this is what the card is designed for. If I still want to withdraw money from an ATM, I will pay a hefty commission of 4% (at least 299 rubles). By the way, in your Personal Account you can set a limit on cash withdrawals so that there is no temptation.
I don’t really like the PSBonus bonus program; regular cashback would be better, otherwise all these bonus transfers back and forth bother me a little.
But discounts from partners are a really cool thing. I subscribed to the newsletter and receive constant updates on promotions. Sometimes it can be very profitable. I top up my card at ATMs so as not to stand at the cash registers, although it is also possible by transferring from card to card.
I use a credit card mainly to pay in stores and sometimes for nice discounts. The bonus program interests and attracts me little.

Super card!

Grade: 5

Honestly, for me, this is a super card! 145 days of grace period - this has never happened before, I’ve been using money for almost the 5th month and haven’t overpaid a penny! It is convenient to buy something significant with this card, not cheap, which is often given on credit in stores. Really one-touch shopping) Convenient, simple, everything is clear and no deception!

Good card with a long interest-free period

Grade: 5

Promsvyazbank is a bank that is among the 10 best banks in Russia. A very interesting card with an interest-free period of up to 145 days! To be profitable, you need to meet this deadline to repay the borrowed amount, otherwise 30% or more per annum.
You can withdraw cash from your ATMs and partner ATMs, and from yours you can do it interest-free. SMS is paid - 69 rubles per month.
The first year of service is free, then paid. Penalties, transfer to another currency are all spelled out in the contract.
To get the maximum installment plan, you need to make a card in the first days of the month, then the repayment period increases. To extend the interest-free installment plan to 145 days, for example, to 92 days, which was initially given to you when you received the card in the first days, you need to pay with the card at least 5% of the amount during the first 3 months, then for the remaining period the interest-free period will increase. Taking small amounts with this card is very profitable, for example 100-120 thousand.

It’s a pity they don’t specify that up to 145 days

Grade: 5

Undoubted advantages of the card:
-Free issue and annual maintenance,
-You can get to the promotion and receive free SMS within a certain period,
-The opportunity to receive a card with a limit of 100 thousand without a 2-personal income tax certificate.
For a larger amount, in this card, and this is 600 thousand rubles, then you cannot do without a salary certificate.
-Polite staff, 24-hour hotline, online application process and the ability to see the approved amount online.
Disadvantages:
-I’ll take paid cash withdrawals to other ATMs, and this is 299 rubles minimum for any withdrawal, you must admit that not all cities and villages have these ATMs, and you need to withdraw money in approximately the same conditions,
- High interest rate in cases of non-payment.
In general, I am pleased with the purchase, my “Super card”, so far I have never overpaid at such an unappetizing interest rate upon early repayment.
Credit cards no longer scare me with their obligations to the bank. The design, of course, is not for everybody. To really get 145 days of interest-free service, I advise you to take out your credit card at the beginning of the month, this way the benefit will last longer. I paid with a card for all purchases and received additional cashback.
I didn’t pay a single percentage to the bank for the loan, because I paid everything off ahead of schedule during the so-called Grace period, and the bank only had it for 55 days. I transferred money in three ways, this bank has few ATMs, but everything can be solved.

Questions and answers

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Promsvyazbank has been operating in the Russian Federation for several years now and during this time it has gained a reputation as a reliable and honest organization. This was partly due to customer loyalty and a wide range of services that anyone can use.

The number of debit and credit cards available for order is also impressive, allowing you to effectively manage your finances and always have the opportunity to take advantage of lucrative bonuses.

When concluding an agreement with the bank, the client receives a card with the agreed cost of annual service (sometimes free), with a credit limit and grace period (relevant for credit cards), as well as with bonuses (vary depending on the type of card) .

Credit cards look especially attractive. With their help, it is much easier to pay for goods, and the client also gets the opportunity not to pay interest on the use of borrowed funds if he manages the plastic wisely.

Let's study the conditions for using a Promsvyazbank credit card and what cards are available to customers today.

What conditions are common to all cards?

Regardless of the type of credit card, there are general conditions that remain the same. All cards have a limited validity period, usually 3 years, after which you must contact the bank branch with a request for reissue.

Promsvyazbank cooperates with all the world's popular payment systems, which allows each client to choose the optimal one and specify the type of card.

VISA and Master Card cards allow the owner not only to use an interest-free period, but also an overdraft option, which will be useful for fans of online shopping.

The grace period for credit cards at Promsvyazbank is another common feature of all issued credit cards. The only difference is its duration. So the minimum available grace period today is 55 days, and the maximum reaches 145 days.

Types of credit cards and their comparative characteristics

Every person can find the best option in terms of profitability and convenience. The most popular are the usual classic cards of the Standard type, for which there is no need to pay an annual fee.

"World map without borders"

A striking example is the “Map of the World Without Borders” credit card, the grace period for which is 55 days of interest-free use of funds. The card category is Mastercard, with its help you can quickly and conveniently pay using Contactless technology (PayPass).

The grace period is 50 days, with a credit limit of 600 thousand rubles. As a bonus, 3% of each purchase is returned to your account. If you manage to repay the debt on time, you will not have to pay interest.

This plastic will be especially beneficial for customers who love and frequently travel around the world. For paying for goods and fuel at gas stations, customers receive increased cashback. The maximum percentage of the bonus is also returned for the purchase of air tickets and hotel stays abroad.

Credit card "Platinum"


The Platinum credit card is an option no less profitable for the client. The grace period is unchanged - 55 days and a credit limit of 150 thousand rubles. The cost of annual service is 590 rubles, mobile and Internet banking services are provided free of charge.

This allows users to control their finances anytime, anywhere. Please note that attempting to withdraw credit funds from your account will incur a 4.9% fee and the grace period will be waived.

Supercard

Another option for premium plastic for people who are used to getting everything from life is the Supercard from Promsvyazbank. The interest rate on cards at Promsvyazbank is 29.9% per annum, but clients are exempt from paying interest if they manage to repay the debt within the grace period.

A supercard means there is no need to pay for annual maintenance, provided that a person spends more than 30 thousand rubles on the card every month. 0% per annum is the opportunity to use an interest-free loan for 4 months! 145 days of grace period is a lot.

A credit limit of 600 thousand rubles can be set provided that the person brings a certificate of income to the bank when applying for a card. At the request of the client, the limit can be set at 30 thousand rubles and according to the active use of plastic.

Withdrawing cash from a Promsvyazbank credit card within the framework of this card costs 4.9% of the amount, minimum 299 rubles.

The SMS notification service can be activated at the client's request for an additional fee. This allows the client to always receive up-to-date information about transactions performed on the account.

Obtaining plastic - documents and requirements for borrowers

The requirements for potential clients that Promsvyazbank sets are usually not strict. But during the process of filling out the application, you will have to provide personal information about yourself in those paragraphs that are mandatory.

There are no general rules on how to properly submit an application. The main thing is to fill out all the information as correctly as possible and not try to embellish the reality.

The application will be approved for people who:

  1. age 25-65 years;
  2. there is a permanent place of work, the availability of earnings from which can be confirmed with official documents. The higher the income, the more reliable the client is, which means they can be approved for a higher credit limit and a favorable rate;
  3. There is already a deposit account, which means the terms of the credit plan will be more favorable than for a client from the street.

The application must indicate your source of income and your work experience.

The more documents the client prepares in addition to the application, the higher the chance that the credit limit on his card will be increased to the maximum. But it’s also possible to get plastic without official certificates.


More about the map

  • 100 days Without interest on the loan;
  • Limit loan up to 500,000 rubles;
  • Interest rate from 14.99%;
  • The cost of annual maintenance is from 1190 rubles;
  • Free deposit and withdrawal of cash;
  • Free Internet banking;
  • Free mobile banking.
Card from Tinkoff Bank Apply for a card

More about the map

  • 55 days Without interest on loan;
  • Interest rate from 12%;
  • Installment plan at 0% up to 12 months;
  • The cost of annual maintenance is from 590 rubles;
  • Minimum payment up to 8%;
  • Free card replenishment;
  • Bonus points for spending on the card;
  • Free Internet banking;
  • Free mobile banking.
Card from Eastern Bank Apply for a card

More about the map

  • 56 days Without interest on the loan;
  • Limit loan up to 300,000 rubles;
  • Interest rate from 11.5%;
  • Issuance of passport in 5 minutes;
  • Free Internet banking;
  • Free mobile banking.
Card from Raiffeisenbank Apply for a card

More about the map

  • 52 days without interest on the loan;
  • Limit loan up to 600,000 rubles;
  • Interest rate from 28%;
  • The cost of annual maintenance is free;
  • Cashback 5%;
  • Free Internet banking;
  • Free mobile banking.
Card from UBRD Bank Apply for a card

The credit card is in high demand among Russians. It is very convenient to have access to additional funds at any time of the day. If the client complies with a number of rules, then this loan can be interest-free. You can get a credit card from almost every Russian bank, but the conditions for issuing and servicing may differ significantly. Let's take a closer look at the tariffs for a credit card from Promsvyazbank.

Types of credit cards from Promsvyazbank

In this financial institution, clients can receive three types of credit cards:

  • PSB Planet card;
  • "Supercard";
  • Platinum card.

Each of these cards has its own advantages. With the PSB Planet credit card, the client is awarded bonuses for non-cash transactions, which can be used to purchase air and train tickets, book hotels, and pay for travel packages. This offer is the optimal choice for clients who travel a lot and often go abroad.

The Supercard has a long grace period – up to 145 days. This is a standard card for customers who do not want to pay additional interest. The account limit is determined taking into account the borrower’s income, but it cannot exceed 600 thousand rubles. There is no fee for servicing “plastic”.

The Platinum credit card is an advantageous offer for high-income clients who want to receive bonuses and privileges at partner companies. The credit limit is 150 thousand rubles, and the account maintenance fee is 590 rubles.

What does a “super card” give?

“Supercard” from Promsvyazbank is the best choice for clients who plan to repay their account debt during the grace period. It is available in three different classes: Visa Platinum, MasterCard Platinum, MasterCard World. It is possible to issue a credit card with an individual design.

The card has a high level of protection against fraudulent transactions and is equipped with an electronic chip. It also provides contactless payments and 3D Secure technology.

When receiving a card with a limit of up to 100 thousand rubles, an income certificate is not required. Alternative proof of income is also possible. In addition to a civil passport, the client must provide either a vehicle title, an international passport, or a salary card statement. The decision to issue a credit card is made within one business day.

Promsvyazbank has established favorable tariffs for the Supercard:

  1. The grace period for repayment is up to 145 days. It applies not only to non-cash transactions, but also to cash withdrawal transactions.
  2. In the first year of using the card there is no fee for servicing “plastic”. From the second year, a fee of 1,500 rubles is provided. But if the average monthly turnover on the card is at least 30 thousand rubles, then this commission is not written off.
  3. High limit – up to 600 thousand rubles.

These privileges are not available at all banks. See also: .
How to use a credit card

How to use a credit card for 145 days from Promsvyazbank?

It is very important that the client pays the card debt within the grace period. Otherwise, interest will be charged. The rate is quite high - 34.9% per annum. The borrower must pay a minimum monthly payment. It is 5% of the card debt plus accrued interest. If payment has not been made, the bank will charge a fine of 20% per annum.

It is very important to understand the procedure for calculating the grace period so as not to miss the payment date. At Promsvyazbank, grace begins on the first day of each calendar month. The next 25 days are given to the client to repay the debt. With the Supercard, the grace period can be extended to 145 days, but the client is required to make minimum payments.

To save as much as possible on card maintenance, it is best to use it only for non-cash transactions. When withdrawing cash from ATMs, an additional fee is charged. It is 4.9% of the amount, but not less than 299 rubles.

If you use the card only for non-cash transactions and repay the debt in full during the grace period, then the overpayment will be zero.

How to apply for a Promsvyazbank credit card?


How to apply

A client who meets the following requirements can receive a card from this financial institution:

  • Age from 21 to 63 years;
  • Availability of permanent registration in one of the regions of the country in which Promsvyazbank branches are opened;
  • Duration of work experience from 12 months;
  • In the application form, the client must indicate two contact numbers.

The client needs to fill out a form and provide documents. The application will be reviewed within one working day. If it is approved, the client must sign an agreement for servicing the card. The “plastic” itself will be ready within 10 working days.

To apply for a credit card at Promsvyazbank, a minimum package of documents is required. It is mandatory to provide a civil passport, SNILS and a second document of your choice (to confirm solvency):

  • Certificate in form 2-NDFL;
  • International passport with confirmation of travel abroad within the last six months;
  • Title certificate for a car whose age does not exceed seven years;
  • Certificate of income according to the employer's form;
  • Bank statement for 6 months on a salary card.

The process of issuing a card will not take much time. To speed it up, it is better for the client to fill out an online form on the website. A preliminary decision will be made on the application. All that remains is to provide the documents and sign the contract.


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