The WebMoney system is one of the most convenient and popular electronic payment services. With its help, you can exchange currencies, make purchases and transfer funds to bank cards and pay for services. To be able to spend funds from electronic WM-wallets, the easiest way is to use the methods of how to withdraw money from WebMoney to a bank account or transfer it to cash. The result of such an exchange is the ability to use your savings not only for electronic, but also for regular payments.
Withdraw funds from WebMoney to a card
The easiest way to withdraw money to a card on WebMoney is available to users of the service who have a passport not lower than formal and have linked a bank account to their account. At the same time, for the first withdrawal, the card must be verified (no more than 1 day), after which the money will be credited. Further transfers are made much faster. The size of the WebMoney commission when withdrawing to a card is the traditional 0.8%, although the bank itself can charge its own interest (from 1 to 2.5).
Since March 2016, clients of some Russian banks have had problems with direct withdrawal of funds from WM-purses to a bank account. The problem can be solved if you use the services of exchangers - the commission in this case will be higher, but the money will quickly get to the card.
If you do not want to contact exchange offices because of their commission and technical problems that may arise during direct transfers to a bank account, then you can use other methods to withdraw money to bank card with WebMoney:
Another option on how to withdraw money from WebMoney to a card is to use the Telepay service. The output is almost instantaneous. However, the commission is too unprofitable for those users of the WebMoney service who withdraw small amounts. Wherein maximum size withdrawal for holders of formal certificates should not exceed 35 thousand rubles. in a day.
Withdrawal methods to bank cards depend on various factors. For example, on the type of currency or on the country in which the bank is located. Alfa-Bank will help to withdraw funds more profitable and easier in Russia, and Privat Bank in Ukraine (see).
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Getting cash
Many users of the service who have just started using it, the question arises whether it is possible to withdraw money from WebMoney in cash and how to do it. The method is quite simple - to implement it, it is enough to know the location of the nearest certified Webmoney I / O point. The withdrawal steps are as follows:
- Find information about the location of the item on the page Geo.webmoney.ru;
- Choose the nearest or most convenient point for contact (this is much easier for residents of large cities, regional and regional centers);
- Log in to the WebMoney system and create a withdrawal request.
After making the transfer, you should come to the certified exchanger in person, having your passport with you. The withdrawal fee at such points is usually in the range of 3-10%, and the withdrawal time is 2-5 days. The advantage of this method of withdrawing money from WebMoney in cash is that there is no need to have a bank card. And you can withdraw funds from your WM-wallet immediately after receiving your passport.
Profitable withdrawal strategy with WebMoney
There are no ways to withdraw money from WebMoney without a commission - a certain amount a bank or exchanger will charge you. In addition, the service itself takes 0.8% of the transaction amount for its services. And yet, almost every owner of an electronic wallet at least once thought about how it is more profitable to withdraw money from WebMoney. There are several withdrawal features that allow you to pay much less:
Considering options for how to withdraw money from WebMoney with minimum commission, it is desirable to take into account such a factor as urgency. If the funds are needed as soon as possible, the exchange is likely to be less profitable. If it is possible to wait, a few percent of the withdrawn amount is saved.
Now you will not surprise anyone with electronic money. People earn them online. This is convenient if you need to purchase something online or pay for some service. Many people are interested in knowing, for example, Let's consider several ways to withdraw funds using the example of an R-purse that works with rubles. Interesting are those options in which people do not pay income tax.
A little about taxes
If a person has electronic money, then this income (especially when cashing it out through official organizations) can be paid attention tax authorities. They will not look at your costs, they are interested in profit. For example, a person spent 1.5 thousand rubles on a domain and hosting for a year. And the income received for the same period amounted to only 1000 rubles. Obviously, the site was unprofitable, but tax representatives may say that they do not know the costs, but the additional profit of a person amounted to a thousand rubles, you have to pay 130 rubles. 1500 rubles are the same expenses as the cost of food and clothing. However, taxes are a separate topic for conversation.
Some options
Let's get back to that with WebMoney. Most good way- find a trusted friend who needs electronic money, for example, to buy goods on the Internet. He will give you cash, and you will transfer the necessary amount to the R-wallet. In this case, you will lose only 0.8 percent of the entire cashed amount. Find out among friends and relatives who often have to replenish their electronic funds - your offer may be of interest to them. Besides, this method allows you to cash out not only rubles - you just need to agree on the exchange rate. Cons of such an exchange:
You can withdraw the electronic funds in question through exchange points. They may be unauthorized, which means that you can become a victim of fraud. It is better to go to the official WebMoney website and see the list of withdrawal points. Try to avoid trading in suspicious places such as apartments, basements, or informal organizations in basements on the outskirts of the city. It's better that they be central offices, which can be visited during the daytime. Funds from your wallet to their account should be transferred only if you have a protection code. Arrange in advance about the time of the visit so that they prepare the necessary amount of money for you. If the company is honest, then the money will immediately be placed in front of you, all that remains is to say the code that will be entered into a special input line. After that your cash get on them online wallet. They may ask you for a passport, and if the amount exceeds $2,000, they will also check whether the data matches those specified in your account. What is it for? It is believed that such organizations pay all taxes, this is necessary for reporting. If you often withdraw large amounts, then the relevant authorities may be interested in you.
other methods
Many people are interested to know in the mail. Withdrawal of funds through such transfers is very slow, from 3 to 5 days. In doing so, you will lose about 3.3%. You need a personal or initial passport, but there is still a limit on the amount withdrawn per day. Upon request, mail can transfer information to tax authorities. Therefore, if you have a decent income, then it is better not to violate the law.
There is also the possibility of withdrawing electronic means through money transfer systems: "UniStream", "Leader", "Anelik", Western Union and many others.
Let's look at the most interesting way. How to transfer money from WebMoney to a bank account and a plastic card? Many people like this method because of the lack of commission. There are several options.
- Withdrawing money from R-purse to your bank account or to a regular card. This is done quickly (in 1 to 24 hours).
- Some banks allow you to open a special account that is linked to R-wallets. Withdrawal up to 2 days, a certificate not lower than formal is required. This can be done by such banks: Otkritie, Alfa-Bank and many others. Bank websites provide detailed information. Find out what opportunities are in your city.
You can top up your account in a variety of ways. For example, through an Internet bank, from your mobile, using a money transfer, terminal, transfer, WM-cards. Read all the conditions carefully, there are ways to put money on WebMoney without commission.
There is a lot of WebMoney on the Internet is very popular among the population former USSR because it is reliable and quite easy to use.
Top up balance mobile operators to make purchases on the Internet. But what to do if electronic money with Webmoney needs to be turned into real?
Withdraw funds from WebMoney to a plastic card
Withdrawal of funds to plastic card is rightfully considered the most convenient, since this card can be linked to an electronic wallet and transfer money in just a few mouse clicks.
To carry out the withdrawal of funds to the card, you must have Webmoney passport no less than formal. In order to receive it, fill out the personal data page, and also upload a scan of your passport to the service (the last spread with a signature and photo; the page where the registration is indicated). Verification of documents and issuance of a formal certificate takes place within 1-3 days.
After all the formalities are settled, we proceed to the conclusion:
- Select the WMR wallet, click on the "Withdraw" tab, then " Bank transaction". The system notifies that the transfer is available only to the ruble account of a resident of the Russian Federation in Russian banks. Click "Forward".
- A window appears in which Webmoney asks exactly how to withdraw funds. Select "Output to card". And we find ourselves on the page https://telepay.wmtransfer.com/ru/custom/cards, where we get acquainted with the fees charged.
- We select the withdrawal in "rubles", enter the card number, the amount of replenishment, and click "Pay". After you enter the code received by SMS message, the operation will be completed. Funds will be credited to the card within 3 working days.
There is another popular way to withdraw money:
First translation into new card will take up to 3 days. All subsequent transfers will occur within 1-3 hours.
Features of withdrawal to a Sberbank card
Withdrawals to a Sberbank card can be made using the methods already described above, with the only difference being that it will take longer. The first withdrawal will occur within a week, all subsequent withdrawals from a few hours to three days.
In order not to wait for such an amount of time, you can use the side exchange services. Their full list you will find at https://www.bestchange.ru. At the same time, the site offers you not only a standard listing of existing exchangers, but also the rate at which the exchange is carried out in each of them.
This method will be an ideal choice in the following cases:
- If necessary quick transfer. Electronic money will be credited to the card within a few minutes.
Each exchange service indicates how long it takes to transfer funds. In some cases, when the operation is impossible without operator intervention, the processing time reaches 24 hours, and on weekends and holidays and even more.
- When exchanging WME and WMZ. This method allows you to exchange electronic dollars and euros immediately for Russian rubles.
The next option is this withdrawal of funds through epayservices.com, the so-called offshore. For this you need:
- Register for epayservices.com.
- Order a card. It takes quite a long time, up to 2 months.
- Transfer money from WebMoney to epay
- Send money to card
How better
All of the above methods have both positive and negative qualities. Let's try to understand each of them in more detail:
- The first way through WebMoney Banking in four steps. Very simple. But it requires a commission of 2.5% plus 40 rubles. Also, no matter what time the withdrawal is made, it will take 3 working days.
Conclusion: ideal for a one-time withdrawal to the card.
- The second way with using WebMoney Keeper Classic. Time-consuming and long enough when used for the first time. But a small commission - only 0.8% + 15 rubles for the execution of the order. The second and subsequent times the payment is much faster.
Conclusion: Suitable if you need to constantly work with WebMoney and withdraw from there electronic money.
- The third way is through third-party services. Allows you to directly exchange dollars and euros, quickly withdraws funds. However, the commissions of such services are prohibitively large up to 5-10%.
Conclusion: a good option for those who earn electronic money WebMoney in foreign currency And wants to cash out quickly and without hindrance.
Article 140 Civil Code RF says: electronic money is not cash.
In accordance with this, WebMoney money is not taxed until it is converted into real money, and even then they fall under the status of unearned income. In case of withdrawal, no large sums, hardly tax service will be interested in it. In another version: big money - big problems.
Thus, epayservices.com allows you to withdraw funds without the knowledge of the tax.
Conclusion: Necessary only when transferring large amounts, in order to avoid the interest of control authorities.
WebMoney does not withdraw money to a Sberbank card, what is the reason?
There are several reasons why it is not possible to withdraw funds from WebMoney to a Sberbank card. Consider the most popular:
- Lack of a formal certificate issued after verification of a copy of the passport.
On May 16, 2014, the law “On Amendments to Certain legislative acts Russian Federation". Its essence lies in the fight against the anonymity of payments made on the Internet. It was this law that made it necessary to have a certificate no lower than the formal one for the withdrawal of funds.
We hope that in this article we have answered your question: “Is it possible to withdraw cash from WebMoney and how to do it?”.
Actual video
How to withdraw in 2017? Basically, the video talks about convenient and reliable exchangers, verified by the author.
All over the world, electronic money systems are gaining immense popularity. The most famous and widespread among them is WebMoney. It gives the user access to a huge number of opportunities: receiving and withdrawing money, paying bills and utilities, exchanging one currency for another, etc. It’s very easy to get a wallet there, but how to withdraw money from WebMoney? Let's try to figure it out.
Types of wallets and certificates
For individuals in the WebMoney system, there are several types of certificates. They differ from each other in the range of services that are available to the user.
The pseudonym certificate is suitable for a beginner who has recently begun to explore the capabilities of the system. With it, you can make transfers for small amounts, pay for services and goods. To receive this certificate, you just need to register on the site.
With the help of a formal passport, you can cash out money and regularly pay utility billsA formal passport is suitable for more advanced users and freelancers.
The initial passport is more suitable for small businesses and provides a wider range of services.
A personal passport is an ideal solution for regular users of the program and businessmen. With it, you can earn money on the Internet through WebMoney.
The table shows the characteristics that distinguish the certificates.
Table: Comparative Types of WebMoney Wallets
| Wallet type | Alias certificate | Formal | Elementary | Personal |
| Documentation | Issued upon registration in the system. | Indication of passport data on the site. | Obtaining through the website of the State Services from home or from one of the agents in person. Passport data, TIN, SNILS are indicated. | Receipt through an agent at a personal meeting or at the certification center is paid. An application is submitted with the original passport or its certified copy. |
| Amount to keep | 45 thousand | 200 thousand | 900 thousand | 9 million |
| Payment limit | No more than 90 thousand per month, 45 thousand per week, 15 thousand per day. | No more than 20 thousand per month, 200 thousand per week, 60 thousand per day. | No more than 1 million 800 thousand per month, 900 thousand per week, 300 thousand per day. | No more than 9 million per month, 9 million per week, 3 million per day. |
| Translations | Inside the system. | Inside the system postal orders, on the cards. | Inside the system, to cards and other wallets. | |
| Withdrawal | No. | Through the system money transfers, output to the map. | Through the system of money transfers, withdrawal to the card. | |
| Additional features | Payment of utilities and purchases in stores around the world | Use of various services for linking cards, paying taxes and fines around the world. | Participation in the work of the Capitaller service, publication of news in the official WebMoney Transfer blog around the world. | Participation in the work of the Capitaller service and the credit exchange, filing applications in the arbitration system around the world. |
How to profitably withdraw money from WebMoney
There are several ways to withdraw money from WebMoney.
To a Visa or Master Card of Sberbank, Privatbank
To transfer money, proceed as follows:
- We go to your personal account, find the section "Individuals" and click on "Withdraw to a bank card".
- On the page that opens, we write down the number and other information from the card, and also indicate the currency and amount for withdrawal.
- Click "Pay" and wait for the money to be credited to the account.
Commission for withdrawal to Visa card or Master Card is 2.5% +40 rubles. For KKB bank, the commission will be 1%, and for Alfa-click - 2%. You can make a transfer at a reduced rate of 2% through the exchange, but it will take up to 2 days. In this way, you can withdraw money only to the card that was attached to your account.
If you do not want to link a card, you can use the Telepay service. To do this, first exchange your funds for Euros in the WebMoney system, and then go to the service website, specify the card number and the amount to be transferred.
Commission for Sberbank cards will be 2%, but not less than 3 Euro To withdraw to a Privatbank card, use the ukrwm.com service. First, transfer money into US dollars in the WebMoney system, and then go to the service website. There you need to enter the WebMoney wallet number, personal data and the required amount for the transfer.
System commission on the site is 4% Money transfers
We operate on the following technology:
- On the main page, select the "Individuals" section and click on the "Money transfer" item.
- After that, we select one of the systems that the program offers (Unistream, Leader, PSA). It is better to determine the location of the branch in advance in order to choose the one that is closest to home.
- Now we enter a login with a password, select a bank branch to receive money, indicate the required amount and click the "Confirm" button. Don't forget to write down the transaction number.
- After 30-40 minutes we go to the selected branch and receive the money.
The commission depends on the choice of branch and can vary from 0.5 to 2% How to withdraw through exchangers
Now there are many exchangers that offer to send money from WebMoney to a bank card or other electronic wallets. To do this through your personal account, click the "Deposit and Withdrawal" section, open the "Withdrawal Methods" tab and select "WebMoney Exchange Offices and Dealers".
The program will redirect you to a page where you can choose an exchanger that is located near your home, go to its website and fill out the form provided. The commission for each service is different. For example, for withdrawal through wmcasher.com and cashinout.ru it is 2%, for Wmvolgograd - 5%.
You will have to pay a commission of 0.8% of WebMoney when withdrawing through any exchanger Is it possible to withdraw without commission
Such an opportunity exists when using a Megafon card.
You can purchase such a card at any Megafon office. It is issued a few minutes after contacting the sales assistant. Such a card is equated by the manufacturer to the balance of the phone, so to transfer money to it, you just need to pay for mobile communications.
The commission for cashing out is 0% if you withdraw up to 3 thousand rubles. If you need to get from 3 to 10 thousand, then the commission will be 2.5%, from 10 to 100 thousand - 3.5%, and from 100 thousand - 4%.
Card service is free, 8% per annum is charged for the balance on the account. The card has a cashback system, through which you can get up to 50% of the cost of purchases. Also, for every 100 rubles spent on the phone, 10 MB are credited for accessing the Internet.
Features of withdrawal in Belarus and Ukraine
There are several ways to withdraw money from WebMoney in Belarus:
- Transfer to a bank account.
- Making a WebMoney card.
- Withdrawal to a bank card.
- through exchangers.
May 2018 WebMoney system was blocked in Ukraine in order to limit the withdrawal of funds outside the country. It is now possible to cash out electronic money through Internet exchangers or using the P2P withdrawal to a bank card service.
Alternative ways
There are some other indirect ways to withdraw money from WebMoney.
Payment for services and mobile phone
In this way, you can transfer money to phone numbers, pay for the Internet, utilities and many other services:
- Choose in personal account tab "Individuals" and click on "Pay".
- You will see a page with a huge list of services for payment, select the one you need.
- In the window that opens, enter the data for payment and the required amount. It can be phone numbers, details and other data.
- Click "Pay" and wait for the transfer of money.
Mobile recharge is one of the most simple ways withdrawal of money from WebMoney Withdrawal to QIWI (Qiwi)
To do this, you need to link WebMoney with a QIWI wallet using the account linking service:
- Open the “Deposit and Withdrawal” section in your personal account, select the “Withdrawal Methods” tab and click on QIWI. The system will provide you with a link to the site for binding.
- We select the “QIWI wallet” item there, indicate the WebMoney number and put a tick next to “I allow ...”. Now enter the QIWI phone number and click "Continue".
- You will receive a linking code, which you will need to enter on the QIWI website. The system will take you there via a link.
- We log in to the QIWI website, open the "Work with accounts" tab, click "Confirm linking" and fill in all the necessary data.
The system will send you a message to your phone with a code to confirm the operation. What to do if the wallet is blocked
There can be several reasons for blocking a wallet:
- you violated the current legislation of the Russian Federation;
- someone filed a complaint against you in Arbitration, and it was found to be justified;
- you previously took a loan and did not return it;
- you violated the internal rules for using WebMoney;
- the wallet was blocked automatically if the system decided that it was captured by intruders.
The unlock method is the same for any case. You should just contact support and explain the situation. You may be asked to get a personal passport to unlock.
Electronic money WebMoney very popular among internet users. It allows you to instantly make payments, transfer money to other people or cash them out. It may seem to a beginner that the system is too confusing, but in fact everything is arranged in it simply and clearly, if you understand a little.
