Where is the biggest cashback at gas stations. How to get cashback from any gas station

Hello friends! Today I will touch upon an urgent problem - the price of fuel and ways to save money.

Gasoline prices...

As gasoline prices keep going up and up, fuel companies are forced to play tricks to attract and retain customers. Some are lowering prices, some are collaborating with banks and issuing cashback cards.

And cashback is exactly what we are interested in.

I was not too lazy and collected all the cashback offers so that you can choose the best for yourself.

What is the article about?

Lukoil card from Otkritie bank

Conditions on the card Lukoil Tariff Basic

The Otkritie bank system is that most cards can be connected to different tariffs. They differ from each other in terms of the cost of servicing the card, the number of welcome points and points for purchases outside the gas station.

Basic - 200 welcome points; 1 point for 100 rubles for purchases outside the gas station;
Optimal - 300 welcome points; 1 point for 75r for purchases outside the gas station;
Premium - 600 welcome points; 1 point for 60 rubles for purchases outside the gas station.

For purchases at Lukoil gas stations, cashback is the same for all tariffs: 1 point for 50 rubles. Then, with these points at the rate of 1:1 to the ruble, you can pay for fuel.

Lukoil card from Uralsib

Another Lukoil card

As you can see, Lukoil likes collaborations with banks. This time, the conditions are simpler:

That is, conditions that repeat the tariff "Optimal" in the previous bank. But points can be spent not only on fuel, but also on the purchase of goods. And all this pleasure for 699 rubles a year, without the possibility of free maintenance.

There are no more worthwhile collaborations, so we will consider purely banking products. Their convenience is that there is no attachment to a specific network of gas stations. But on the other hand, I myself and all my comrades always adhere to a certain brand and do not get off it. Like with a needle.

Debit card with CashBack from Alfa-Bank

It's just not being released right now. Therefore, if you have it, like me, then you are lucky!

Favorite card because it's free.

More precisely, it is free if one of two loyal conditions is met:

there are more than 10 caches on the map;
spend more than 5 kesik per month.

Its main advantage is high percent per annum on the account balance (7%), not even all deposits can boast of this. But we are not interested, cashback is important to us.

There are three types of cashback:

1% - on all purchases;
3% - for purchases in the categories: gas stations, restaurants, ;
up to 10% - from partners.

Yes, the percentage compared to Alpha is not so high, but there is no need to lay out 2K per year for the content of the map.

Card from Touch Bank

Bank without offices, completely on the Internet. For some, this will be a disadvantage. The conditions are similar to the Cosmos card: 1% return on all purchases and 3% on your favorite category, which you can choose yourself.

In our case, this is a gas station.

Conditions on the Touch Bank card

But the conditions for the card to be free are stricter here, only one of the two is also required:

spending more than 30t.r. per month;
storage of more than 50 tr.

So, if you don't have Cosmos from Home Credit Bank, you can turn to Touch. In other situations, I would not do this.

All Inclusive card from Promsvyazbank

10% for purchases at gas stations;
5% for service, car wash, toll roads and parking lots, fines when paying through your personal account;
1% for everything else.

Here, cashback is awarded in points, which can then be spent on fuel or other car services. For many auto cards, cashback can only be spent on fuel. Tinkoff bank kinder and included in the allowed list auto repair, purchase of auto parts, payment for parking.

it a good option for car enthusiasts.

Multicard with the connected option "Auto" from VTB24

Multicard

VTB24 says that they have cashback up to 10 percent of the cost of purchases at gas stations and parking fees. But at the same time, the conditions for obtaining this percentage are not prescribed in advertising brochures.

And you have to spend a lot of money.

Here are the conditions for VTB24:

spend 5-15 tr. and get 2%;
spend 15-75 tr. and get 5%;
spend more than 75 tr. and boo with 10%.

To clarify: the sum of all-all purchases is taken into account, but the cashback will return only from auto-purchases.

Summing up

After analyzing the most popular offers on the market, we can summarize. The average cashback you can count on is 5%.

Therefore, Tinkoff Drive immediately stands out with its dozens.

If I have no questions about the first, then the second asks me to spend too much - I don’t like it.

Small gifts are often nice. Especially when these gifts are part of the money spent, which are returned to us.

Cashback allows us to spend money and get back a certain percentage of the purchase amount. Thus, you can profitably spend money and protect your family budget.

Banks such as Tinkoff, Alfa-Bank, Sberbank and VTB offer cashback cards. Now everyone has the opportunity to return part of the money from the purchase of cola and a hamburger at McDonald's, a beautiful blouse for themselves and even a new iPhone.

By carrying a cashback card with you, you can save on refueling your car. Given current gas prices, using cashback cards at gas stations is a great way to pay less for fuel and get more of it. But which cards have the most profitable terms cashback? Especially for our readers, we open our own top cards with cashback at gas stations, restaurants and other places. Go!

Cards from Alfa-Bank

If you decide to get a card from Alfa-Bank, then every month you will receive a cashback at gas stations in the amount of 10%. In order for the money to be returned to you, you must pay with a card at each refueling.

Is ten percent a lot or a little? Imagine if you spend about 8,000 rubles on refueling in a month, then with an Alfa-Bank card you will save 800 rubles. Now think about what you can spend this money on!

If you often eat in cafes or restaurants, then this card will also suit you. For card payments in "catering places" you will return 5% of their cost.

For other purchases, you will receive a 1% refund.

There are 3 card statuses that provide special benefits:

Optimal. The maximum cashback is 2000 rubles. per month, but to get it, you need to spend at least 20,000 rubles. By activating this package, you can transfer, spend and withdraw funds without interest.
Comfort. For the spent 20,000 rubles. you get up to 3000 rubles. By connecting this package of services, you can use exclusive opportunities for travelers, as well as pay traffic police fines and utility bills.
Maximum +. You will be refunded up to 5,000 rubles if you spend 30,000 rubles a month. This package will allow you to withdraw money abroad without interest, order a transfer and buy railway and air tickets.

Tinkoff Black card

A black card from Tinkoff brings happiness, good luck and a maximum cashback of 30%! Just make payments with this card and get some of the money back. In addition to cashback, the card can earn money on its own - every year you will be transferred 6% of the account balance. If you still decide to start it, then know that its service is free.

Paying for the purchase of fuel with a Tinkoff Black card, you will receive 1% back. Though a trifle, but saves the ruble.

For any purchases in shops, cafes and restaurants, you can return 1%. Buy goods from special categories, because for such purchases you can get an increased cashback of 5%. And if you buy on special offers, then you have the opportunity to return up to 30% of the money spent.

Speaking of special categories! The Tinkoff company in each quarter of the year allows its customers to choose 3 categories of goods for which you will be credited with 5% cashback. Often there are categories related specifically to cars, so do not miss your chance!

Tinkoff Bank has also issued special cards that will allow you to accumulate bonuses and spend them in partner stores, airlines and online services.

Tinkoff Platinum card

You can also get a Tinkoff Platinum credit card and get a loan from 300 thousand rubles at 12.9% per annum. The cost of servicing the card is 590 rubles per year.

If you make purchases or refuel at a gas station using this card, then you will receive Bravo bonuses. For every $100 spent, you get 1 point.

Among other cards, Platinum boasts the largest cashback, because buying from partner companies like Kari, Burger King, Media Markt, you have the opportunity to return up to 30% of the purchase price.

Multicard from VTB24

VTB Bank offers to use a multicard - universal card, which allows you to make transfers to accounts of other banks and withdraw money from any ATM for free. No wonder the multicard received the title of " the best card» according to Banki.ru.

If you fulfill one of the conditions, then you do not need to pay for the annual maintenance of the card. One of the rules for obtaining free service says: you need to purchase goods and services for 15 thousand rubles a month. In addition, if your account has at least 15 thousand rubles, then you will not have to pay for the service.
In another case, the monthly maintenance of the card will cost you 249 rubles.

Among other things, this card boasts a cashback of up to 10%.

There are also four options that can be changed once a month. Let's get to know them!

Cashback accrual for purchases at gas stations and restaurants

If you spend from 5 to 15 thousand rubles per month on gas stations, parking and restaurants, then your cashback will be 2%.
Spend from 15 to 75 thousand rubles, you will get more - 5%;
From 75 thousand rubles you are credited with 10% cashback.

Cashback for other purchases

Paying for daily purchases, you can get up to 2% cashback. Of course, the amount of accruals depends on the amount spent:

From 5 to 15 thousand rubles - 2% cashback;
From 15 to 75 thousand rubles - 5% cashback;
From 75 thousand rubles - 10% cashback.

Accrual of bonuses and miles for purchases

When buying goods using a VTB multicard, you receive accruals not in rubles, but in bonus miles and bonuses. The number of miles depends on the amount you spent in a month.

From 5 to 15 thousand rubles - 2 miles per 100 rubles spent;
From 15 to 75 thousand rubles - 5 miles for 100 rubles;
From 75 thousand rubles - 10 miles for 100 rubles.

What to do with the accumulated miles? They can be exchanged for railway or air tickets, pay for a hotel room and car rental. Thus, spending your money, you can ensure yourself an unforgettable vacation.

A similar situation with scores. You get the same number of bonuses as miles. The accrual conditions remain the same. A coffee maker, movie tickets, an anti-stress blanket, the new Xiaomi Redmi 4A smartphone and a ton of other gifts can be bought for points.

Get more income from savings

If you have a savings account, then you can choose this feature and receive an even higher percentage of the deposit.

The base rate of the savings account is 8.5%, but if you activate this option, you will receive 1.5% in addition.

If the car has become your best friend, then we advise you to activate the “Auto” function. Refuel your car, pay for parking, buy auto parts and consumables and get cashback. The more often you pay for auto goods with a card from VTB24, the more you save.

Otkritie-Lukoil card

Otkritie Bank, together with Lukoil gas stations, offers its customers to get a special debit card. With it, you can earn points and use them to buy fuel.

To receive bonuses, you do not have to purchase goods at Lukoil gas stations. You can spend money in any shop, cafe and restaurant.

The cashback card at gas stations has 3 levels:

Base. After making your first purchase, you will earn 200 points. For a purchase in shops, cafes and restaurants - 1 point for 100 rubles. You have to pay 99 rubles per month for servicing the card.
Optimal. The first purchase will bring you 300 bonuses to your account. At the gas station, you will also receive 1 point for 50 rubles spent, and outside it - 1 point for 75 rubles. Card maintenance is 299 rubles.
Premium. This is the status with the maximum opportunities. After the first purchase, you get 600 bonuses. For purchases outside the gas station, you get 1 point for 60 rubles. Monthly maintenance of the card costs 2500 rubles.

Premium and optimal status give you the opportunity to insure yourself during your trips abroad. Another advantage is 6.5% on the balance for all cards, regardless of their status. Premium, optimal and basic cards are awarded 1 point for every 50 rubles spent at Lukoil gas stations.

For convenience, you can attach the card to the services Apple Pay, Android Pay and Samsung Pay and pay through your phone.

Cosmos card from Home Credit Bank

The Cosmos card will allow you to save on gas stations by returning 3% on purchases at gas stations and restaurants, as well as 1% on purchases from other stores. It is worth noting that in addition to cashback, you will be charged per annum in the amount of 7.5%.

You will have to pay 99 rubles per month for servicing a cashback card at gas stations. But if your daily balance is more than 10,000 rubles or your monthly expenses are more than 5,000 rubles, then the service will be free.

You can also get an additional card for your spouse, son, daughter and other family members. Price additional card- 200 rubles.

The commission for transferring money to another bank account is 1%. If you prefer to use Internet payments, then the commission will be much lower - only 10 rubles per transfer.

Card of the Moscow Industrial Bank "Prioritet"

This card provides many privileges, one of which is a high cashback. For refueling your car, you will be credited with 10% of the amount spent. If you like to spend time with friends in restaurants and bars, then this card will return you 5%.

Withdrawing cash from any ATM is free of charge, which is a good advantage.

Special services of a bank card include insurance while traveling abroad and a free transfer to the railway station or airport. Perhaps, such an exclusive offer will certainly appeal to travelers.

By purchasing high-value goods with a card, you double the product warranty. If your new laptop breaks down, the bank will cover the repair.

Many users banking services have a car. And for some, the work is related to the car, while you regularly need to stop by at gas stations and spend money (usually your own). Of course, I want to get a significant cashback at gas stations, especially since gasoline is constantly becoming more expensive.

And there are a lot of opportunities to get a cashback / discount from 5%, there are cards with a 10% cashback, and there are ways to get .

These are the methods and means that exist today, and they can and should be combined.

Bank cards with cashback at gas stations from 5% to 10% (3% is not interesting at all)
Applications for refueling without going to the cashier -,. In the first two, payment is made immediately before refueling through a linked card, while Mir cards have a privetmir.ru and Gazpromneft promotion - 10% cashback, i.e. you can get 10% + 10% + more points on the GPN bonus card. In the Turbo app and Fuel carrier applications, the purchase of fuel is made in advance and for the future: in the Turbo app, liters are bought at a fixed but reduced price (the benefit greatly depends on the region), and in the Fuel carrier you top up your fuel card account in advance with a bank card with a cashback, a discount of about 5% is given at the time of purchase with a fuel card or through the application. In all cases, the range of gas stations is very limited; in the Moscow region, this is mainly GPN.
Fuel loyalty cards. For example, GPN for a standard status gives approximately 2% (1 ruble per liter).

Using a combination of these three points, you can get a cashback of up to 22%. These items always have limitations. For example, for Eastern Bank credit cards, the cashback limit is 1000 rubles / month (refueling for 10,000 rubles). There is a limit on the privetmir.ru promotion the minimum amount refueling - 1,500 rubles and for cashback per month - also 1,500 rubles per month (refuellings for 15,000 rubles).

Choice best way problem solutions depend on its scale, i.e. from fuel costs per month. Let's take a few typical options.

A person goes to work by public transport, and by his car 1-2 times a week he goes to the supermarket for shopping and somewhere else. Let's call this option - minimum. Mileage - 30 km / week or 130 km / month. At a consumption of 9l/100km, this is 12l of gasoline or about 500r/month, i.e. a person does not even go to gas stations every month. Here even with 10% cashback we are talking the maximum savings is 50 rubles / month, so in this case you shouldn’t worry about this at all, you can pay with any card, on family budget it won't have any effect.
A person goes to work every day (or a mother takes the children to kindergartens, schools and circles), and on weekends - to the store. Mileage - 35km / day or 1000 km / month, 90 liters of gasoline or 3800 rubles / month - this is already serious, two full tanks per month. This is probably the most typical and popular option, let's call it - motorist. Here it is already worth choosing a card with a cashback of at least 5%, saving at least 190 rubles / month, or even 300-odd.
The driver on his truck (3-5 tons) delivers stationery or something similar in Moscow and the region, let's call him - truck driver. Mileage - 200 km on weekdays. 2500km / month at a flow rate of 18l / 100km is 450l of diesel. Total, 19000r/month for fuel. Savings - from 950r / month.
Option " Taxi driver» on his own or a rented car, he fills it up anyway. Let's say for a 12-hour shift 250 km, 20 shifts per month - 5000 km at a flow rate of 8 l / 100. 400l / month - 17000r. Savings - from 850r / month.
trucker on a wagon or "steam locomotive". We will consider this option only as an example. You can drive 700 km per day, even 24 days a month. The fuel consumption of the truck is about 35l/100km. In total, 5880 liters or 240 thousand rubles come out per month. Here, one card cannot be dispensed with due to cashback limits, if it is not a “master card” from the RSHB with a limit of 15,000 rubles.

Now let's see what are the tools for getting cashback in descending order of interest.

Debit or- available to 10% cashback at gas stations if you also use car services or buy auto parts, and up to 6.66% on fuel if you limit yourself to gas stations. The bonus system is not very convenient, you must first accumulate 2000 points. And there is a limit - no more than 1000 points per month. according to cashback limits, you will have to use the card for ordinary purchases. The cost of a credit card is 990 rubles / year, a debit card - 190 rubles / month.
— 10% for fuel (as well as 3% for paying for taxis, carsharing, parking lots and traffic police fines). The cashback limit for fuel is 1000 rubles per month, respectively, bonus transactions are up to 10,000 per month.
Credit cards from Vostochny bank- this is a credit card, it will give 10% at gas stations, 3% for taxis, car sharing, parking and 1% for everything else. The limit is 1000 rubles of cashback per month for the “Petrol stations” category.
Debit card Cash Back from Alfa-Bank- available 10% cashback for fuel at gas stations (MCS 5541, 5542, 5983, 9752). But for such a cashback, you need to spend 70,000 rubles on the card per month (!). For a 5% cashback, you need to spend 10,000 rubles / month. Alpha also requires you to make transactions in categories without cashback, otherwise it may suspect you of abuse of rights. The monthly cashback limit for each category is 5000 rubles. Most other cards give less than 5% cashback, but it is much easier to get it.
will give 5% cashback in real rubles for purchases at gas stations and car services (MCS 5169, 5172.5541, 5542, 5983, 7511, 9752). The cost of servicing the Plus Card for the first year is not charged, then 499 rubles / year. The maximum cashback amount is 5000 rubles / month. - a good candidate for those who travel a lot, you can spend up to 100 thousand per month, which is even more than a taxi driver or truck driver.
Credit "Master's Card" from "Rosselkhozbank" allows you to get 5% cashback at gas stations (MCC 5541, 5542, 5983). The maximum cashback amount is 15,000 rubles. per month - suitable even for truckers. The first year the card is free.
Transcapitalbank card will give 5% points with the activated category "Auto", which includes gas stations and car washes, dealers, auto parts, repair services (MCS: 7542, 7549, 5541, 5542, 5511, 5521, 5551, 5561, 5571, 5598, 5599, 5532, 5533, 7535, 7531, 7534, 7538). "Growth Card" costs 590 rubles / year, or you can get " Payment card» when opening a deposit (from 30,000 rubles). The minimum number of points required to redeem a purchase is 3,000 points. You can change the category for increased cashback on your own once a quarter.
, 5% at Rosneft and TNK gas stations, and until November 30, 10% through a promotion through the line payment system"Mir" - privetmir.ru. If you say the code word "Polar Bears" when applying for a card, the first year of service will cost 50 rubles, and in this case - 900 rubles / year.
(and other cards of this bank) will give 3% (not enough) points for purchases at gas stations (5172, 5541, 5542, 5983). The monthly limit of points is 3000. Points are easily converted into rubles in the Internet bank. The card is free for the first year. In addition to the gas station category, the “Benefit” card provides cashback in cafes and restaurants and in the “Travel” category at the same time.

You can also mention that it does not work at all gas stations as fuel card, but in many regions of the Russian Federation, the main partner is Gazpromneft. Get 5% discount right now expense transaction, i.e. deducted from it by 5% less. With some overlays "Fuel truck" continue to work, and there is a function of refueling through the application, as if without leaving the car. It is better to replenish a “fuel truck”, of course, with a card with a large cashback for fuel.

A bit like her, which also allows you to refuel through the application itself, without the help of a cashier, and fuel is also purchased at a discount of about 5%. “Turbo up” is better to replenish, of course, with a card with a large cashback for fuel.

The final options for different categories of drivers are summarized in the table:

Signature

	liters/month	expenses/month	cashback, rubles per month (based on 5%)	Solution examples
Minimum	12	500	25	do not worry about cashback, pay with any card or credit card of Vostochny
Motorist	90	3800	190	KEB + Turboapp = 9.75%, Tinkoff Drive + Turboapp - up to 14.5%
truck driver	450	19000	950
Taxi driver	400	17000	850	Tinkoff Drive+Turboapp — up to 14.5%, CEB+Turboapp — 9.75%
trucker	5880	240000	12000	RSHB owner card, (КЭБ+Turboapp) + Binbank, TKB + corporate fuel cards

A typical option for getting a good discount on fuel is to replenish the Fuel Truck card with the Plus Card at the terminals of the Moscow credit bank(ICB)

You can choose a more convenient or even more profitable option for yourself, because there are still a lot of fuel cards for filling stations. For example, Tatneft, Gazpromneft. Lukoil and BP also have it, but their fuel is much more expensive. We list the main bonus programs.

Gazpromneft — “We are on the way”. The Gazpromneft bonus card costs 199 rubles at the gas station. (it is important not to confuse with gas stations "Gazprom" - this is a different network of gas stations). But here, for discounts, you need to maintain a turnover per month.

3% with points - Silver status (with the amount of purchases from 0 to 5999.99 rubles);
4% with points - Gold status (with purchases from 6,000 to 11,999.99 rubles);
5% with points - Platinum status (for purchases over 12,000 rubles);

In order not to maintain turnover, you can purchase a Gazprombank-Gazpromneft co-branded card, which provides for an irreducible Gold status in the On Our Way bonus program. It is better to use the Gazpromneft-Gazprombank card simply as a bonus card (show it to the cashier before paying at the gas station). The regular price of a non-named card "Gazprombank-Gazpromneft" is 200 rubles per year. But under the promotion until 12/31/2017, you can get a free instant card "Gazprombank-Gazpromneft" Unembossed. But you have to choose - either a bonus card, or a fuel one (fuel truck). It is much easier to immediately receive 5% or more through the Fuel Truck.

At gas stations TNK and Rosneft» valid bonus program"Family Team" To receive the Family Team loyalty card, you need to make any purchase at these gas stations, the card is issued free of charge. Card " Family Team» must be used only as a bonus (show it to the cashier before paying). The bonus account is credited with 0.5 points for the purchase of each full liter of fuel and 1 point for every 20 rubles spent on related products at a gas station. Some TNK gas stations have another bonus program - Astra.

Tatneft, discount card "Fixed discount". Tatneft simply offers to buy its bonus discount card for 170 rubles. (or 190 rubles at the gas station of Tatneft-AZS-Zapad LLC). The validity of the card is 12 years. Discount card holders are entitled to a 3% discount on gasoline and 6% on gas products. discount card"Tatneft" must also be shown to the cashier before purchase, pay for gasoline better card with a good cashback at gas stations (see above).

Fuel costs can be a significant part of the budget of a person or family that owns a car. The best bank cards with cashback at gas stations allow you to save a significant amount when buying gasoline, diesel fuel and other goods at gas stations. There are many offers with suitable programs on the market. List of cards from the best conditions will help you quickly choose the best product in a particular situation, as well as deal with all the nuances in advance.

Cashback is a return of a part of the purchase price by the bank under the loyalty program. Banks often offer motorists to receive cashback at gas stations in increased size. At the same time, it is determined that the operation occurred at a gas station using the MCC code. These are 4 digits that are assigned trade organization and are transmitted by the terminal along with other transaction data (amount, plastic data).

Banks accrue cashback for gas stations if the operation goes through with one of the appropriate MCC codes. Their list is given in the full rules of loyalty programs. Typically, at gas stations, terminals have one of the following MCC codes:

5172;
5541;
5542;
5983.

A bank for car enthusiasts may be offered an increased remuneration for other codes. For example, some banks in the "Auto" category include not only gas stations, but also car washes and car services.

How to choose the best bank card with cashback for refueling

When deciding which card to choose for a gas station, you need to pay attention not only to the size of the cashback, but also to the type of plastic you need. If you plan to pay for purchases exclusively with your own money, then you need to consider offers on debit cards, and if you want to use bank money for payment at gas stations and other places, you need to choose suitable option from the list of credit cards.

When choosing where to issue a card with cashback for gas stations, you should also pay attention to the following points:

Inexpensive or completely free card maintenance. Plastic should pay for itself and make a profit, not a loss. Expensive cards are of interest only to those who plan to use them actively and are going to use the privileges available on them.
Conditions for receiving cashback. It can be awarded in rubles, points, if it does not come in money, then it is necessary to study the conditions for compensating points. Additionally, you need to pay attention to the minimum amount of purchases for accrual of remuneration, the maximum amount of return per month and other nuances.
Additional cashback categories for car enthusiasts. Fuel economy is good. But if the bank also pays increased cashback for carsharing, parking, transport, then the card will allow you to get more benefits.

Additionally, you need to think about which bank is better to order a card. It is worth trusting large financial institutions with good ratings from leading rating agencies. This will allow you not to waste time and not lose bonuses or money if the bank has unforeseen problems (for example, license revocation).

TOP 14 most profitable cards with cashback at gas stations in 2019

The rating of bank cards will make the choice of the optimal plastic easier. In this case, the client does not have to study the entire huge range on the market. When compiling the rating, cards with a large cashback at gas stations from reliable banks that are popular with customers were selected.

Alfa-Bank debit card with 10% cashback

Cashback Card— the best offer in 2019 for motorists from Alfa-Bank. This multicurrency card is suitable for use both in Russia and when traveling to other countries. It is possible to receive instant plastic on the day of treatment, and you can also order the delivery of the card.

Benefits of Alfa-Bank debit card

Cashback up to 10% at gas stations, when paying in restaurants - up to 5%, and for other purchases - up to 1%.
There is no service fee for expenses from 10 thousand rubles. and more or with balances of 30 thousand rubles. (in other cases, plastic costs 100 rubles / month).
The ability to receive up to 6% on the balance.
Free cash withdrawals from all ATMs if the conditions for no service fees are met.

Cashback is paid in rubles and can be spent at your discretion without restrictions.

Free credit card MTS CashBack

MTS CashBack — free map with cashback at gas stations and other purchases, with a credit limit of up to 299 thousand rubles. and interest free period. You can get a credit card in the MTS salon or with free delivery by courier. Only the release of plastic is paid - 299 rubles.

What is interesting about the conditions of the MTS CashBack card

interest-free period up to 111 days;
the ability to use not only credit, but also your own funds to receive cashback;
5% cashback at gas stations, supermarkets and cinemas, as well as 1% for the rest;
Up to 25% cashback from partners.

Cashback is credited to the bonus account. You can use it to pay for communication services or purchases in MTS stores. The maximum amount of remuneration per month is 10,000 rubles. Upon default on debt Grace period a rate of 11.9-25.9% applies.

Tinkoff Drive debit card for motorists

Tinkoff offers the best cashback at gas stations with a Drive card, car services and payment of fines, parking and toll roads. The card is issued free of charge and delivered by courier. Monthly maintenance fee 190 rub. it is not charged for balances of 150 thousand rubles. or active credit.

5 reasons to issue plastic Tinkoff Drive

the ability to buy fuel with a 10% cashback;
5% cashback for any car services, parking fees, fines;
return of bonuses for any purchases in the amount of 1%;
the ability to receive up to 30% cashback from partners;
free transfers by details and up to 20 thousand rubles. per month for third-party plastic.

accrue cashback bonuses. They can be used to compensate for payments for car services (at the rate of 1 to 1) or payments at gas stations (the rate is 1.5 bonus wounds of 1 ruble). Bonuses are exchanged instantly through an online bank or application.

Debit card Four from Unicredit Bank

The next in the ranking of the best cards with cashback at gas stations is the “Four” card from Unicredit Bank. It allows not only to receive bonuses for purchases, but also to use the “Driver's Package” service, which includes legal and technical advice. With expenses from 10 thousand rubles. per month, additional roadside assistance services are available to the client (fuel delivery, car evacuation, etc.).

The main advantages of the "Four" card from Unicreditbank

up to 10% cashback for gas stations, taxis, carsharing, parking and public transport;
1% cashback for other purchases;
up to 15% cashback from partners;
cash withdrawal at no extra charge at Unicredit ATMs and partner banks (MKB, Otkritie and others).

They pay remuneration in rubles. For 1 month, you can return a maximum of 4000 rubles. (of which for gas stations, parking lots and toll roads - up to 1000 rubles).

OpenCard Bank Opening with up to 12% cashback on fuel

OpenCard is suitable for those who want to receive cashback at any gas station. It is issued in debit and credit (limit up to 500 thousand rubles) versions. Plastic is serviced free of charge without any conditions. A fee of 500 rubles is charged for the issue, but it is returned with bonuses.

Consider how attractive the Otkritie cashback card is for a car enthusiast

The largest cashback at gas stations is up to 12% if all conditions are met and 1% reward for other purchases. The Auto and Transport category also includes metro, carsharing, taxis and surface public transport. Instead of the increased reward category, you can choose a cashback of up to 3% for everything.
Free replenishment from any cards. And from a debit card, you can also transfer up to 20 thousand rubles to other cards. per month without commission.
General bonus account for all OpenCard cards. On it you can accumulate credit card bonuses and debit card simultaneously.
The grace period of crediting is up to 55 days and the rate is from 19.9%. These features are available with an Opencard credit card.

Cashback is credited with bonus rubles. They can be used to compensate for any purchase in the amount of 3000 rubles.

Free Halva installment card with 6% cashback at partner gas stations

"Halva" is a universal free installment card, popular with motorists, with the ability to receive high cashback at gas stations from among partners. Maximum size the client will receive a 6% reward for paying by phone ( Google Pay, Apple Pay) at the expense of own funds. When paying by card, the amount of remuneration is 2%. Outside the affiliate network, the cashback will be 1%, regardless of the payment method.

Advantages of the Halva card

the ability to make purchases in installments for up to 18 months;
credit limit from the bank - up to 350 thousand rubles;
accrual up to 7% on the balance;
There is no fee for withdrawing your own funds from any ATM.

Cashback is credited with points, for a maximum of 1 month you can get 5000 points. You can exchange them for rubles in personal account or application.

Bank card #MozhnoVse from Rosbank

#Everything is allowed- another card that allows you to receive increased cashback at any gas station (Gazpromneft, Rosneft, Lukoil, etc.). It is issued by Rosbank in the form of a debit card and a credit card with a limit of up to 1 million rubles. Car enthusiasts can get up to 10% cashback for gas stations, car services, car washes, parking lots and 1% for everything else. Other categories of cashback and Travel bonuses are also available to choose from.

The main features of the line of cards #MozhnoVse from Rosbank

Free service with a monthly purchase of 15 thousand rubles. For debit cards, it is also provided with the amount of credited funds from 20 thousand rubles. or with balances of 100 thousand rubles. on any account.
Credit cards offer a grace period of up to 62 days. It only applies to purchases.
By savings account you can get up to 8% on the balance. You can open it through the application or online banking.
Additional bonuses from partners. When buying from them, you can get a cashback of up to 20%.

The minimum cashback per month for payout is 100 rubles, and the maximum can be returned under the program 5000 rubles. per month. Cashback is credited with money.

Registration or

VISA debit card # all at once from Raiffeisenbank

#All at once- another profitable debit card from Raiffeisenbank. It allows you to receive cashback at all gas stations and when shopping at any other stores. Card maintenance costs 1490 rubles. per year, but for shares it is possible to issue without charging this fee.

Distinctive features of plastic #At once

The maximum cashback amount is 3.9% for any purchases.
Simultaneously with the issuance of plastic, a savings account is opened, allowing you to receive up to 5.5% on the balance.
You can withdraw cash without a commission in the devices of Raiffeisenbank and partners.

For every 50 r. accrue 1 bonus point(from the second year - for every 100 rubles). You can spend the accumulated bonuses on partner certificates, charity or exchange for money. To get the maximum cashback, you need to accumulate 20,000 points and exchange them for 50,000 rubles. For 1 month you can get up to 1000 points.

Fuel with cashback on a debit card

Debit card "Benefit" from Home Credit - another banking product in the rating, which allows you to receive cashback for purchases at gas stations and any other. Release plastic for free. You also won’t have to pay for its maintenance at expenses from 5 thousand rubles. per month or balances over 10 thousand rubles. In other cases, the card costs 99 rubles. per month.

The main differences between the “Benefit” card and its competitors

Accrual up to 7% on the balance.
5 times a month you can withdraw cash without commission at third-party ATMs.
Cashback up to 10% when paying for fuel at gas stations, up to 15% for purchases in pharmacies, 3% for Entertainment and 1% for the rest.
Additional cashback from partners - up to 15%.

They are rewarded with “Benefit” points, which are easily exchanged for rubles at the rate of 1 to 1 in the online bank. You can get a maximum of 5,000 rubles per month under the loyalty program. Basic cashback (without promotions) for the categories "Gas Stations" and "Pharmacy" - 3%.

The best Russian Standard credit card with cashback for gas stations

Platinum – best credit card with a cashback program for car owners. As part of the promotion, new customers can choose the 3 best categories of increased cashback, including gas stations. For them, a cashback of 5% is charged, and for everything else it will be 1%.

Advantages of Russian Standard Platinum credit card

grace period for purchases up to 55 days;
installment plan for purchases from partner companies for up to 2 years;
additional cashback from partner companies in the amount of up to 15%.

To receive a reward, you must spend at least 5,000 rubles in 1 month. They charge it with bonuses that you can change goods and certificates from the catalog, and you can also pay for communications, housing and communal services through an online bank.

Sberbank debit card with big bonuses up to 10% for gas stations

Card "With big bonuses"- the best offer for car enthusiasts from the largest bank Russia. It is made free of charge, but annually its holder must pay 4,900 rubles for maintenance.

The main advantages of the card "With big bonuses"

payment at gas stations with a cashback of 10% (up to 20% for promotions), a similar reward is charged for trips to Yandex.Taxi and Gett;
payment of bills in cafes and restaurants with a cashback of 5% (10% for promotions);
payment for purchases in supermarkets with a cashback of 1.5% (3% for promotions) and all other purchases with a reward of 0.5%;
SMS notifications about transactions and emergency cash withdrawal are provided free of charge if the plastic is lost in another country;
privileges to the holder from the payment system (discounts, increased cashback).

Rewards with bonuses Thank you. They can be spent at partners or on Sberbank websites (for travel, Gift certificates And so on).

Tinkoff Black with increased cashback for purchases at gas stations

Tinkoff Black- Another interesting map for motorists. Cashback on it is credited in the amount of 1% for everything and 5% for 3 selected categories from the list offered by the bank. If there is a gas station in the category options for selection, then they can receive a 5% refund within 3 months. Then the bank will offer to choose other or the same categories.

The main features of the Tinkoff Black card

There is no service fee with a balance of 30 thousand rubles or more, a deposit of 50 thousand rubles or more, as well as with an active loan (otherwise - 99 rubles / month).
Additionally, you can get a cashback from partner companies in the amount of 3-30%.
Interest on the balance up to 300 thousand rubles is charged at a rate of 6%.
You can withdraw cash at any ATM for free (minimum 3,000 rubles at a time).
No fee for interbank transfers and when transferring to third-party cards up to 20,000 rubles. per month.

Cashback is paid monthly in rubles. For a maximum of 1 month, under the loyalty program, you can get 3000 rubles.

Cashback at Lukoil gas stations with a co-branded card of Otkritie Bank

The rating is closed by a co-branded card from Otkritie Bank and Lukoil gas stations. It is aimed at drivers who prefer gas stations of this company. It costs 299 rubles. But they don’t take a fee if the balance is maintained at the level of 300 thousand rubles, when replenishing the account in the amount of 50 thousand rubles or more. and paying at least 1 purchase per month or with a balance of 150 thousand rubles. and expenses from 20 thousand rubles. per month.

The main features of the Lukoil card from Otkritie Bank

300 bonuses as a gift when making the first operation;
1 bonus for every 50 rubles spent at Lukoil gas stations and 75 rubles – spent elsewhere;
there is no fee for withdrawing cash in third-party devices if the conditions for free plastic service are met.

Accumulated bonuses can be spent at Lukoil gas stations for fuel and other purchases at the rate of 1 to 1.

Ultra Card - a profitable card for gas stations from Sviaz-Bank

Another profitable cashback card for gas stations is the Ultra Card from Sviaz-Bank. It combines rewards for purchases and the opportunity to earn income on the balance. You do not need to pay for service at expenses from 10 thousand rubles. per month, and in other situations it costs 149 rubles. per month.

Benefits of Ultra Card cashback card

Cashback at gas stations - up to 10%. You can also choose another category - "Taxi", "Entertainment", "Children's goods", "Sporting goods".
Get cashback on other purchases. It is charged up to 1%.
Interest on the balance. They are charged at a rate of up to 5% per annum.
There are no fees for withdrawing cash from any ATMs. You can get up to 10 thousand rubles without a commission in third-party devices. per month.
Free SMS notifications. It includes messages about all purchases.

The reward for the loyalty program is paid in rubles. You can spend them at your own discretion.

How to get the biggest benefit or cashback at gas stations

Increase savings when buying fuel at gas stations allow bonus cards petrol station networks. They can be used simultaneously with cashback cards to receive discounts. Additional savings can be obtained by purchasing fuel in advance through applications or using fuel cards. They can also be combined with bank cards providing cashback at gas stations.

Bonus cards for petrol stations

Almost all gas station networks issue bonus cards for loyalty program participants. On them, you can receive a discount or accumulate bonuses and then use them to pay for gasoline, goods.

For example, under the “Along Our Way” program, Gazpromneft allows you to receive up to 3 bonuses for every 1 liter of fuel purchased and 1 point for every 50 rubles spent on other goods. The accumulated points can be spent on fuel and purchases at the gas station network at the rate of 1 to 1.

Simultaneously using the bonus card and bank cashback card, you can get a double benefit and save more.

Turbo application for online purchase of fuel at Gazprom Neft gas stations

Turbo app for smartphones allows you to pre-purchase fuel at favorable prices. At the same time, you can use a cashback card from the bank to pay for it and get bonuses in full. When it is necessary to refuel, the driver needs to select a gas station on the smartphone, indicate the column and insert the gun into the tank.

Key features of the Turbo app

the price of 1 liter of fuel is lower than at gas stations, especially when buying large packages;
refuel with pre-purchased fuel Gas station Gazprom oil and ESA connected to the system (their number is growing);
special prices and promotions are offered to taxi drivers of Citimobile and the client of some banks.

Fuel card

Gasoline tanker– universal fuel card. After replenishing her balance, she can pay for gasoline at a 5% discount at partner gas stations (Gazpromneft, EKA and other networks). For every 10th refueling, the discount will be increased to 10%.

When replenishing the balance of the Fuel Truck card through the website, MCC code 5541 is used. This allows you to additionally receive cashback on a bank card and increase fuel savings. The list of gas stations is constantly updated. It is available on the website and in the app.

The best bank cards with cashback at gas stations can reduce fuel costs by 5-12%. And if you use together with them loyalty cards of filling stations, special applications or fuel cards you can save up to 15-20% per liter of gasoline or diesel fuel.

Family expenses on gasoline can be reduced by up to 10% through the participation of the car owner in the cashback program at gas stations. Financial institutions offer a huge number of cards with the function cashless payment fuel and return part of the funds back to the account. How they differ from ordinary debit and credit cards, as well as how to choose them, we will discuss further.

Features of Cash Back cards at gas stations

Plastic cards with cashback at gas stations do not differ in functionality from classic ones. With their help it is possible to carry out any financial transactions. Despite this, they still have some features, including:

Favorable percentage of the return of funds spent on gas stations (fuel, auto chemicals, food, etc.). From 5 to 10% is returned to the owner's account, depending on the conditions of the program.
A large number of co-branded offers. They imply a refund when paying for fuel at gas stations of a particular brand. For example, debit cards from Otkritie Bank make it possible to save money on paying for fuel from Lukoil gas stations.
The refund is made in the form of accrual of bonuses or Money. The conditions for accrual and write-off depend solely on the conditions of the program itself.

Cashback programs offered by various financial structures, differ in terms of provision and return of funds. The possibility of having a minimum and maximum amounts costs from which it is possible to make a return, establish limits and other conditions for using cards.

How to choose a cashback card for refueling

Modern banks offer a huge number of offers for the return of funds paid at gas stations. Choose among them the best option for yourself should be adhering to the following criteria:

return amount. Should be 5-10%.
Card maintenance cost. Minimal or free.
Making additional cards. Convenient for families with multiple cars.
Reliability of a financial institution. The owner of the car must be fully confident in the high status of the bank. Otherwise, the risk of fraud with a refund is not excluded.

Choosing a card with Cash Back is not difficult, you just need to familiarize yourself with the conditions of programs from popular banks in the country.

Cashback cards at petrol stations

We propose to consider best offers 2019, giving you the opportunity to get the maximum benefit from shopping at gas stations:

"Alfa Bank". A debit card that allows you to return 10% of fuel costs and 5% of restaurant and cafe bills. The annual cost of servicing the card is 1990 rubles. 7% per annum is charged on the balance of the amount.

Tinkoff Drive. Debit or credit card with a 10% refund on fuel spent. When paying for car services, parking lots and car washes, the owner will be refunded up to 5% of the funds. The cost of servicing a credit card per year is 990 rubles, a debit card is free of charge or 190 rubles.

Debit card "Polza" from "Home Credit". Allows you to save from 3% on fuel bills, cafe bills and other travel-related expenses. The first year of service is free. 7% per annum is charged on the balance of funds.
"Russian standard". Credit card Platinum will allow you to withdraw cash without commission at any ATM, while you can use the funds without paying interest for three months. The bank gives the opportunity to return 5% of the cost of fuel and other costs.
Debit card "Thank you" from Sberbank. Allows you to return 10% of the funds spent at the gas station, 5% - in cafes and restaurants, 1.5% - supermarkets. A significant drawback of this card is that the annual cost of maintenance is 4990 rubles.
Debit card of Vostochny Bank. Gives up to 7% of income (accrued on the account balance if the balance is more than 10,000 rubles) and 5% cashback

A cashback card should not only be profitable, but also convenient for its owner. It is worth paying attention to offers that include a refund not only for fuel, but also for travel expenses and payment for indirect services.

Law enforcement practice and / or legislation of the Russian Federation changes quite quickly and the information in the articles may not have time to be updated.
The latest and most up-to-date legal information, taking into account individual nuances your problem, you can get on the round-the-clock free phones:

or by filling out the form below.