01.02.2021

Trade acquiring. Merchant acquiring: comparison of bank rates and how to connect Tariffs for merchant acquiring from Raiffeisenbank


The client, information about which (full name, passport details, address information) is contained in the documents submitted to the Bank, gives his consent to the processing JSC Raiffeisenbank, 129090, Moscow, st. Troitskaya, d.17, p.1 (including receiving from the Client and / or from any third parties) the personal data of the Client and confirms that, by giving such consent, he acts of his own will and in his own interest.

Consent is given by the Client for the purposes of concluding any agreements with the Bank and their further execution, provision of services by the Bank, participation in promotions, surveys, studies conducted by the Bank (including, but not limited to conducting surveys, studies via electronic, telephone and cellular communications), making decisions or performing other actions that give rise to legal consequences in relation to the Client or other persons, providing the Client with information about the services provided by the Bank, providing consulting services by the Bank, including for the purpose of concluding further contracts/agreements with other persons by the Client, and applies to the following information: last name , name, patronymic, year, month, date and place of birth, address, details of an identity document, family, social, property status, education, profession, income, information about enforcement proceedings in relation to the Client and any other information relating to the identity of the Client (hereinafter referred to as "Personal Data").

The processing of the Client's Personal Data is carried out by the Bank to the extent necessary to achieve each of the above goals. The Client confirms that this consent is valid for the period of storage of documents and information containing personal data established by the current legislation of the Russian Federation and agreements concluded with the Client.

The Client has the right to withdraw his/her consent by sending a respective written notice to the Bank at least 3 (three) months prior to the date of withdrawal of the consent. In case of withdrawal of the Client's consent to the processing of Personal data, the Bank has the right not to stop processing Personal data and not to destroy them in cases, provided by law RF, including if the period of storage of Personal data has not expired.

This consent is granted to perform any action or set of actions with or without the use of automation tools in relation to Personal Data that is necessary or desirable to achieve each of the above goals, including, without limitation: collection, recording, systematization, accumulation, storage , clarification (update, change), extraction, use, transfer (distribution, provision, access), depersonalization, blocking, deletion, destruction, cross-border transfer Personal data, obtaining an image by photographing, as well as carrying out any other actions with the Client's Personal Data, subject to applicable law.

The processing of Personal Data is carried out by the Bank using the following main methods (but not limited to them): storage, recording on electronic media and their storage, compiling lists, marking. The Client acknowledges and confirms that, if necessary, the Bank has the right to entrust the processing of Personal Data, as well as transfer Personal Data to achieve the above goals, for the purposes of archival storage, for the purposes of collecting debts to a third party (including OSG Records Management LLC, 127083 , Russia, Moscow, 8 March st., 14, building 1, JSC " Insurance Company MetLife, 127015, Moscow, st. Butyrskaya, 76, building 1, MegaFon PJSC, 115035, Moscow, Kadashevskaya embankment, 30, Telekontakt LLC, 142191, Moscow, Orlikov per., building 3 building "B", LLC " IC "Raiffeisen Life", 115230, Moscow, 1st Nagatinskiy proezd, 10, building 1, JSC "Liberty Insurance", 196084, St. Petersburg, Moskovsky pr., 79A, lit. A, SPAO "RESO-Garantia", 117105, Moscow, Nagorny proezd, d.6, JSC "Intouch Insurance", 127018, Moscow, st. Suschevsky Val, 18, AlfaStrakhovanie OJSC, 115162, Moscow, st. Shabolovka, 31, building B, Renaissance Insurance Group LLC, 115114, Moscow, Derbenevskaya nab., 7 building 22, LLC SK " VTB Insurance", 101000, Moscow, Chistoprudny Boulevard, 8, building 1, JSC "ERV Travel Insurance", 119049, Moscow, 4th Dobryninsky lane, 8 office C 14-01, Medlabel LLC ( AP Companies), 117152, Moscow, Zagorodnoye shosse, 1, building 1, Filbert LLC, 198095 St. Petersburg, st. Marshal Govorov, 35 k.5 lit. Zh, Everest LLC, 109147, Moscow, st. Marxistskaya, 34 k.8 room 2, Financial Agency for Collection of Payments JSC, 109044, Moscow, st. Krutitsky Val, 14, Credit Security Bureau Russcollector, 129515, Moscow, st. Academician Koroleva, 13, building 1, Sequoia Credit Consolidation JSC, 127473, Moscow, st. Krasnoproletarskaya, 16, building 2, Stolichnoe AVD LLC, 107564, Moscow, st. Krasnobogatyrskaya, 2, building 2, office 5, LLC Creditexpress Finance, 127055, Moscow, st. Butyrsky val, 68/70 building 1, M.B.A. Finance”, 115191, Moscow, per. B. Starodanilovsky, 2, building 7, floor 3, Agency judicial recovery”, 194100, St. Petersburg, prosp. Lesnoy, d. 63 letter A, Trade and Shopper Marketing LLC, 119334, Moscow, st. Vavilova, 3, CJSC Prime Club Moscow, Roshchinskaya 2nd Street, 4, Raiffeisen Bank International AG, 1030, Austria, Vienna, Am Stadtpark 9, Abi LLC, 127273, Moscow, st. Otradnaya, house 2B, building 6, office 12, Kofax Schweiz AG, 6343, Switzerland, Rotkreuz, Grundstrasse 14, IB Group LLC, 115088, Moscow, st. Sharikopodshipnikovskaya, d. 1, office ET 9 K 2, Kaspersky Lab JSC, 125212, Moscow, Leningradskoe shosse, building 39a building 2, as well as other non-credit and non-bank organizations), as well as when engaging third parties to provide services, transferring by the Bank of its functions and powers to another person (assignment, including for considering the possibility of assignment and making a decision on the assignment, pledge, owned by the Bank right, etc.).

I understand and agree that by checking the box: I express my consent to MegaFon (MegaFon PJSC, Moscow, Kadashevskaya embankment, 30) (hereinafter referred to as the Telecom Operator) to provide them with Raiffeisenbank JSC (129090, Moscow). Moscow, Troitskaya st., 17, bldg.

* - information about the subscriber includes the address of the subscriber, subscriber numbers and other data that allows to identify the subscriber or his user device, information from the databases of the payment systems for the rendered communication services, including information about the subscriber's traffic and payments.

Raiffeisenbank offered new services in Internet acquiring: acceptance of payments by fingerprint or biometric authentication for purchases in applications on Apple IOS, payment by link service, payment module for the 1C-Bitrix content management system.

All Raiffeisenbank internet acquiring clients now have access to In-App Purchases service – reception online payments when making purchases in mobile applications using cards linked to Apple Pay. Such transactions are characterized by higher speed and simplicity compared to the standard payment process with bank cards: the buyer pays for the goods with one touch using Face ID or Touch ID without going to additional payment pages.

“Connection of a simple and convenient service that can significantly save customers' time when making a payment will allow businesses to increase payment conversion and attract new customers. innovative technology payment meets the latest security requirements,” said Alexey Krokhin, Head of Management Products Department cash flows Raiffeisenbank.

As part of the promotion of Internet acquiring products in the small business segment, Raiffeisenbank implemented integration with the 1C-Bitrix content management system, which offers leading solutions in the web project content management system (CMS) market.

Companies and individual entrepreneurs, whose website runs on the 1C-Bitrix system, can download the free payment module of Raiffeisenbank in the Marketplace and accept card payments on their website immediately after concluding an agreement with the bank for the Internet acquiring service.

“For Raiffeisenbank, this is a new sales channel for acquiring services, and for our clients, it is a faster and more convenient way to organize the acceptance of bank card payments on the website without additional costs and involving IT specialists. In the future, we plan to integrate with other CMS systems from the top 10 leading solutions on the market in accordance with the wishes of our customers,” said Alexey Krokhin.

As an alternative solution, the Raiffeisenbank team launched a service that makes it possible to generate links to payment service bank with payment details for further sending to the buyer by any convenient way(e-mail, SMS, instant messengers, social networks, etc.). In this case, the company does not need to integrate the website with the bank's payment page. This service can be used by all clients of Raiffeisenbank with current agreement for the provision of Internet acquiring services.

"It was assumed that this decision will be most in demand by small businesses, but we are already receiving many requests for this service from large corporations,” said Alexey Krokhin. “Connecting the pay-by-link service allows them to provide an individual service to their consumers, including VIP clients with non-standard requests.”

Hello! Today we will talk about merchant acquiring and bank rates. We will also tell you what it is, how it works, how to connect, etc. To do this, we contacted bank specialists and prepared banking offers for you with the most favorable conditions to date. In addition, you will learn about the pros and cons of this service for your business.

What is merchant acquiring

The most convenient form of payment today is a bank card. Increasingly, in hotels, shops, restaurants and other companies, instead of the usual banknotes, people are holding out a plastic card to pay for services. In this regard, the number of companies that implement merchant acquiring is increasing every day. Not only big players on the market, but even private entrepreneurs understand that we are talking about the struggle for customers!

There are 3 types of acquiring:

  • merchant acquiring

The latter will be discussed in today's article.

Merchant acquiring this is banking service which allows everyone sales representatives accept bank cards instead of cash when paying for goods and services using a special terminal. Learn how to get this service in detail in this article.

In addition to the general definition of cashless settlement, merchant acquiring has another side. In fact, this type of service implies the provision of banking organization special equipment, as well as settlement, technological and informative services. The service can be used by any company that accepts payments by bank cards from any of the known payment systems.

The subjects of this process are:

  • buyer;
  • salesman;
  • acquiring bank;
  • payment systems.

Sometimes, between the store (seller of goods / services) and the bank is added processing company. Large banks, as a rule, have their own processing center.

In general, the task of the processing company is the installation and registration of acquiring equipment, as well as the processing and storage of information on all transactions passing through the terminal.

The presented service is due to a huge number of advantages that are relevant for both large trading companies and private entrepreneurs. Thanks to this, acquiring is now only gaining momentum.

By connecting to merchant acquiring, you get:

  • Increasing the competitiveness of your organization.
  • Increase cash flow by attracting bank card holders.
  • Consumers will be able to use large sums as they are not limited to cash.
  • Reduces the risk of receiving counterfeit banknotes.
  • The speed of trading and settlement operations is increasing.
  • Bank card holders are more likely to make large and unplanned purchases.
  • Reducing the Cost of Preservation Money(collection).
  • The level of optimization of the entire customer service process is increasing.
  • Payment security guaranteed! Loss, theft, fires and even a cashier's mistake - all this fades into the background.

Tariffs and conditions of banks for merchant acquiring

Consider the most profitable terms merchant acquiring and compare the rates of leading banks.

Important! To work with merchant acquiring, you first need (this article provides Better conditions banks for opening a current account and we will now consider some banks for merchant acquiring).

Russian Standard Bank

Transaction fee - 2.5%.

The cost of connection, including equipment (terminal) - from 12,000 rubles.

It is possible to work with a current account of another bank.

Modulbank

Trading terminal - provided in the property! It is possible to purchase it on credit at a rate of 16% of the cost of the terminal. Delivery within 5-7 working days after payment. All equipment settings for your business are made by bank representatives. You just have to turn on the terminal and start accepting payments.

  • Transaction fee - fixed - 1.9%.
  • The cost of equipment is 24,500 rubles. (ICT 250 CTLS/ GPRS wired), RUB 30,000 (IWL 250 GPRS wireless), RUB 33,000 (IWL 250 Wi-Fi portable). Ingenico equipment.

You can find more detailed information about merchant acquiring in Modulbank at bank website.

Bank Tochka

An excellent bank for entrepreneurs and ONLY for entrepreneurs!

To apply for the service, the client does not need to go anywhere, it is enough to enter the Internet bank and sign a pre-prepared agreement there. You do not need to pay any additional payments and security deposit. You can receive money in your account the very next business day. The terminal does not need to be bought: it can be rented for a year, and then it will remain the property of the client.

  • Transaction fee - 1.6 - 2.3%
  • The cost of connecting the terminal is free.
  • The cost of equipment - From 23,000 rubles to 31,000 rubles. There is a 12 month grace period. Verifone terminals model 520 (portable and fixed) and 675.

You can find more detailed information about merchant acquiring at Tochka at bank website.

Raiffeisenbank

Transaction fee - from 1.9 - 2.2%

Monthly fee for using electronic terminals: from 190 to 990 rubles. for 1 terminal.

The cost of connection and registration of the terminal is from 490 rubles. up to 29 990 rubles. for the terminal.

All figures from and to depend on your turnover. The higher the turnover, the more profitable your tariff.

Connect acquiring on the official website of Raiffeisenbank.

Here are more details about the tariffs for merchant acquiring from Raiffeisenbank:

VTB

Transaction fee:

- turnover up to 100,000 rubles. per month for 1 terminal 2.7%;

- turnover from 100,001 to 150,000 rubles. per month per 1 terminal 2.2%

- turnover from 150,001 rubles. per month for 1 terminal 1.6%

Terminal maintenance- from 0 to 1000 rubles. per month. (depending on tariff)

Details on VTB official website.

Terminal price:

  • Stationary POS-terminal from 10,000 rubles. for 1 piece
  • Portable POS-terminal from 16,000 rubles. for 1 piece
  • In the tariff "Small business" POS-terminal from 2 600 rubles. for 1 piece

Here are more details about the tariffs for VTB 24 merchant acquiring:

Merchant acquiring in Sberbank

This is the most mysterious bank of all. We called, wrote, asked and received no answers. The answer of the employees is always the same: “Come to the bank branch and the employee will calculate the conditions for you individually.” Even the percentage of the commission FROM and TO they do not say.

But we have been digging on the Internet for a long time and from other sources we managed to find out the approximate tariffs for Sberbank merchant acquiring.

Details on official website of Sberbank.

Necessarily:

  • The presence of a current account in Sberbank.
  • Installing a remote customer service terminal.

Transaction fee- depends on turnover.

  • If over 1,000,000 r, then 1.8%;
  • up to 1,000,000 rubles up to 2.4%.

But, reviews on the Internet about Sberbank's merchant acquiring indicate that this is not the limit of the commission. With small turnovers, there were cases of increasing the percentage up to 3.4% and even up to 4%. Furthermore. If you do not agree with the increase in the percentage, then they will quickly come to you and take the terminal.

If everything is stable with your turnover, then as a rule interest rate, as indicated 1.8 - 2.4%.

With all this, Sberbank is the leader in merchant acquiring.

Alfa Bank

We contacted Alfa Bank employees and received an answer that they are no longer engaged in "Land" acquiring. Customers are offered a UCS partner. AT this moment It is Alfa Bank that provides only Internet acquiring.

How does payment work in merchant acquiring

In general, the entire procedure takes no more than 60 seconds. The process of paying for goods or services and transferring funds to the current account of the entrepreneur takes place in several stages.

Details on official website of Alfa-Bank.

  1. Presenting a card to the seller to pay for goods or services;
  2. Sending a request by the seller and obtaining permission to complete the transaction from the processing center (or the processing center of the bank);
  3. The processing center contacts the bank that issued the card;
  4. The cardholder (buyer) is authorized by entering a PIN code;
  5. The amount of money is debited from the account of the cardholder;
  6. The cardholder (buyer) receives a receipt (slip) of the completed transaction.

This whole operation requires special equipment. imprinter, or POS terminal, in some cases both. The essential difference between these two types of equipment is only one:

  • funds are credited to the account of the seller who used the imprinter on the third day after the operation. And those who use the POS-terminal, the next.

Example: A buyer came to your store and decided to pay for purchases with a card, you inserted his card into the terminal, he entered a pin code, you gave him a check.

Rights and obligations of the parties

When installing equipment in outlets a banking organization is obliged to provide qualified technical assistance, as well as provide advice on any issue.

It is also worth noting other responsibilities of banking organizations:

  • A POS-terminal is being installed, as well as an initial testing of the equipment.
  • Information support and assistance in employee training, customer service and equipment operation.
  • Transfer of funds to the customer's account deadlines prescribed in the contract.
  • Checking the solvency of bank cards.
  • Rendering technical support 24 hours a day.
  • Provision of consumables (slips, checks, etc.)

Concerning trade organizations, then they have the right to demand high-quality performance of services, as well as duties. Wherein trading companies must fulfill a number of conditions.

  • Prepare a place for the installation of specialized terminals.
  • Pay a set commission.
  • Accept bank cards for payment.

There is one more feature: acquiring banks reserve the right to charge a commission based on the cost of a product or service. not from the consumer, but from the seller . Other features of the provision of services and obligations are prescribed in the contract.

How to activate the merchant acquiring service for individual entrepreneurs and LLCs

You have already understood the whole mechanism of the presented service. Now you should determine the sequence of actions when connecting acquiring. From the application to the final result, there are only 6 stages, which we will consider further.

  1. Choice in favor of the bank

Many processing companies offer to work with them directly. Comparing tariffs and conditions, you should make a choice in favor of the bank as a service provider. Processing companies are only intermediaries who are paid a commission, so you should not overpay in vain. In addition, as mentioned above, many leading banks have their own processing centers.

  1. Service request

After you have decided on a banking organization, you need to contact it and inform about the desire to use the merchant acquiring service. This can be done both through online operators, using hotline or by contacting the office.

  1. The documents

Has your application been approved? Then you will need to prepare a certain package of documents. Please contact your bank for the exact list. In some banks (for example, Tochka), you can arrange equipment without leaving your home, through your personal account. Some banks (Sberbank), in order to receive terminals for use, require a current account with their bank.

In general, you will need to conclude 2 contracts:

  • contract for acquiring— for service in the processing center and conditions;
  • equipment lease agreement(if the equipment is provided for rent, and not for permanent use).

In addition, you will need to prepare the following package of documents:

  • * Charter (legal entity);
  • Passport of the head of the enterprise;
  • Certificate of state registration as an individual entrepreneur or legal organization;
  • Help from tax authorities about the absence of debt;
  • Certificate of opening a current account;
  • *Certificate of tax registration (at the request of the bank);
  • Other documents (at the request of the Bank).
  1. Signing an agreement

The next step is to draw up and conclude an agreement with the service provider. This document designed to regulate various controversial points that may arise between the parties during the cooperation. The contract specifies all the rights and obligations of the parties.

  1. Equipment

You will be offered to rent equipment that will allow you to conduct non-cash transactions. In this case, it can be a stationary or portable POS terminal. The latter option is suitable for restaurants, cafes or courier deliveries, since the portable POS terminal is mobile. As for stationary devices, they are perfect for a store, beauty salon and other organizations where customers themselves come to the place of payment.

  1. Installing and starting the system

You will be required to agree in advance the time at which the equipment will be installed. A specialist will arrive at your site and perform the installation. After that, a test run of the system will be carried out before the start of maintenance. You also need to ask for training for your employees.

The occurrence of difficulties cannot be ruled out, but despite this, merchant acquiring can be an excellent tool to increase profits! Connecting the service helps to strengthen the company's position in the market of trade and services. In addition, this is a high indicator of reliability, since the company closely cooperates with one of the banking organizations.

  1. Requirements for the installation site of the terminal

In general, the requirements for the installation site of the terminal will be approximately the same.

  • Place for installation of equipment on a horizontal surface, approximately 30 x 40 cm.
  • The presence of an outlet.
  • Availability of Wi-Fi, dedicated telephone line or patch-court (cable).
  • Availability of a SIM card and a cell phone.

In the article, we will analyze the conditions and tariffs for acquiring at Raiffeisenbank. We will tell you how to connect merchant mobile and Internet acquiring through an online application, dwell on the advantages of the bank and the feedback from its customers.

Important! To work with acquiring, you need. This is a standard condition for each bank, an account must be opened where acquiring is connected.

Advantages of acquiring at Raiffeisenbank

The Bank offers to arrange merchant, mobile and Internet acquiring, which provides the following benefits:

  • Reducing the cost of storing cash and collection.
  • Expansion of payment options for buyers, including the ability to pay with a payment card American systems express.
  • Increasing sales, profit growth.
  • Convenient accounting of operations and daily receipt of a report on all transactions in your personal account.
  • Secure settlements with buyers.

Tariffs for acquiring

We have prepared a table with acquiring rates at Raiffeisenbank for individual entrepreneurs and LLCs:

Merchant acquiring

You can conclude a merchant acquiring agreement online, and the courier will deliver the necessary equipment and documents to the location of the outlet.

Features and benefits of acquiring in Raiffeisenbank:

  • Free equipment installation.
  • Training of personnel to work with terminals.
  • Accepting payments from cards of all popular payment systems.
  • Opportunity to participate in discount program jar.

Commissions for merchant acquiring operations depend on turnover and may change at the beginning of each month.

Terminals

Raiffeisenbank offers the following types of payment terminals:

  • The VeriFone Vx520 POS terminal is a stationary device that works via the Internet and a SIM card.
  • The VeriFone VX675 POS terminal is a mobile device for accepting payments anywhere. Provides high speed data transfer.
  • POS-terminal VeriFone Vx980 - the device works via Wi-Fi, provides a high speed of transactions.

There are also three types of PIN pads:

  • WorldLine (ATOS) PIN-PAD Yomani ML and VeriFone PIN-PAD Vx820 CTLS - used when connected to an organization's cash desk.
  • VeriFone PIN-PAD 1000 SE - needed to enter a PIN code when restricting access to equipment.

Internet acquiring

Connection to acquiring is carried out by integrating the payment module into the CMS of your site. Acceptance of payment via the Internet will be available within 4 days after submitting an application to Raiffeisenbank.

Features and benefits of Internet acquiring in a bank:

  • The payment module is suitable for all popular CMS.
  • Raiffeisenbank has its own processing, which ensures the transfer of money the next day after the transaction.
  • Support for the 3D-Secure function - secure payment via the Internet.
  • Operations control with personal account.
  • 24/7 support from experts on all issues.

Mobile acquiring

Mobile acquiring is a "light" trading option that allows you to accept payments via your phone or tablet using a special mPos terminal and a mobile application. To receive cards, you will need an external data reader that connects to a smartphone on iOS and Android.

Possibilities of mobile acquiring in Raiffeisenbank:

  • Acceptance of payment anywhere, which is convenient in the process of going to the client.
  • View statistics on all transactions, as well as transaction statuses in your personal account via a tablet or phone.

How to connect acquiring in Raiffeisenbank

Acquiring connection is carried out in several stages:

  • Go to the bank's website and fill out an online application.
  • Wait for a call from the operator to select the type of acquiring, terminal and clarify the details.
  • Upload copies of the required documents to the site.
  • Pay the cost of the equipment and coordinate the time of the meeting with the bank representative.
  • Sign the agreement upon arrival of the courier.

Raiffeisenbank provides modern high-quality equipment that allows you to accept plastic cards the most famous payment systems.

By connecting the acquiring service, you will be able to attract new customers, increase the turnover of funds and improve the level of service.

Advantages of acquiring from Raiffeisenbank

The Bank guarantees the installation and configuration of high-quality POS equipment - mobile and stationary - for the successful acceptance of MasterCard Worldwide, Visa International, American Express and MIR. The client can choose package solutions or conclude an agreement for individual conditions.

The advantages of cooperation with Raiffeisenbank include:

  • prompt consideration of the application;
  • free installation of the relevant equipment;
  • 24/7 support service;
  • security of ongoing operations thanks to the 3-D Secure protocol;
  • reduction of collection costs;
  • the possibility of participating in the discount program of the bank;
  • crediting money to the account on the next business day;
  • flexible customizable service rates;
  • free training of employees to work with terminals.

Have you opted for package terms of service? Installation of POS equipment will be carried out within five working days from the date of signing the contract. The contract was drawn up in personal order? In this case, the procedure for connecting and configuring terminals takes at least 10 working days.

Tariffs for merchant acquiring from Raiffeisenbank

At the checkout software each organization has its own unique interface for making cashless payments, so the bank offers individual acquiring solutions.

Raiffeisenbank provides modern stationary and mobile VeriFone POS-terminals with connection via SIM-cards, Wi-Fi and GSM/GPRS.

Tariffs for acquiring at Raiffeisenbank for legal entities and IP are set on a personal basis. The amount of monthly payments depends on the number of cash desks and can vary between 2,000–12,000 rubles. The cost of registering equipment starts from 1,990 rubles and can reach 29,900 rubles.

The bank does not sell terminals, so the client will need to pay their rent every month. The cost depends on tariff plan and ranges from 190 to 990 rubles per month.

You can familiarize yourself with the tariffs for RKO -.

Tariffs for Internet acquiring from Raiffeisenbank

Connecting a "virtual cash register" on your website or online store takes at least 14 calendar days. The size of the commission fee for the operation is set by the bank on a personal basis, taking into account the planned turnover of the client, the scope of his activities and other factors.

After connecting Internet acquiring, you will be able to accept non-cash payments through the network using cards:

  • Mastercard;
  • Visa;
  • "WORLD".

To rule payment transactions and you can control the movement of money using your personal account. The bank guarantees the safety and reliability of each transaction through the use of the 3-D Secure system.

Mobile acquiring at Raiffeisenbank


Do you provide services remotely? The bank will issue you a modern mobile M-POS model that allows you to accept cashless payments anywhere. This option is suitable for courier services, organizations and individual entrepreneurs offering delivery, etc.

A mobile POS terminal with a GSM/GPRS connection allows you to accept the following payment methods:

  • Apple Pay;
  • Samsung Pay;
  • Google Pay.

Connecting the terminal will cost you 5,000 rubles, replacing old equipment due to its breakdown or loss - the same amount. The fees for accepting payments from Visa cards or MasterCard are 2.7% of the transaction amount.

Connection of acquiring in Raiffeisenbank for individual entrepreneurs and organizations

You can order merchant acquiring at any bank office by calling 8-800-700-91-00 or by writing an e-mail [email protected] You can find out the location of the nearest branch using a special online map.

If you contacted the office to connect the desired service, the manager will provide some forms to fill out, including:

  • customer profile;
  • etc.

Among the documents for registration of acquiring in Raiffeisenbank, one can single out the applicant's passport. As a rule, other papers are not required to be provided to the manager. After reviewing the request left with the client is.

Similarly, it is possible to connect Internet acquiring. After studying the questionnaire and application from the client, the bank manager will announce the terms of cooperation and offer to sign a service agreement. Specialists are engaged in setting up payment modules.

Reviews about acquiring in Raiffeisenbank

Kira, Podolsk

I like conditions for mobile acquiring at Raiffeisenbank. The commission is not higher than in other banks, and payments are made quickly. Money is also credited to the account promptly - the very next day! For six months of cooperation, there have never been any problems - neither delays in the receipt of funds, nor failure of the terminal.

Bogdan, Kirov

I recently connected merchant acquiring at Raiffeisenbank and I can already see the result! The influx of new customers has increased, the amount of the average check has increased, the accountant spends less time counting cash and checking it. I regret not ordering this service sooner.

Timur, Sochi

Great service! We installed and configured two terminals, trained the staff to work with the equipment, provided all the necessary materials - and all this for free! For any questions, you can get advice from the manager by phone. The only downside is long term connections. The process took me about 10 days.

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Check out the offers of banks
RKO in Tochka Bank. Open an account

More about current account

  • Opening an account - free of charge in 10 minutes;
  • Service - from 0 rubles / month;
  • Free payments - up to 20 pieces / month.
  • Up to 7% on account balance;
  • Overdraft possible;
  • Internet banking - free of charge;
  • Mobile banking is free.
RKO in Raiffeisenbank. Open an account

More about current account

  • Opening an account - free of charge in 5 minutes;
  • Service - from 490 rubles / month;
  • Minimum commissions.
  • Decor salary cards- is free;
  • Overdraft possible;
  • Internet banking - free of charge;
  • Mobile banking is free.
RKO in Tinkoff Bank. Open an account

More about current account

  • Free account opening in 10 minutes;
  • First 2 months free service;
  • After 2 months from 490 rubles / month;
  • Up to 8% on the account balance;
  • Free accounting for individual entrepreneurs on Simplified;
  • Free internet banking;
  • Free mobile bank.
RKO in Sberbank. Open an account

More about current account

  • Opening r / s - 0 r.;
  • Service - from 0 rub./month;
  • Free "Sberbank Business Online";
  • Lots of additional services.

RKO in VTB. Open an account

More about current account

  • Opening an account - free of charge in 5 minutes;
  • 3 months of service 0 rubles;
  • Transfers and cash transactions - 0 rubles;

More about current account

  • 0 rub. opening an account;
  • 0 rub. Internet banking and mobile banking for account management;
  • 0 rub. issuance of a business card for depositing and withdrawing cash at any ATM;
  • 0 rub. the first deposit of cash into the account;
  • 0 rub. tax and budgetary payments, transfers to legal entities and individual entrepreneurs in Alfa-Bank;
  • 0 rub. service account if there is no turnover.
RKO in the Eastern Bank. Open an account

More about current account

  • Opening an account is free;
  • Reservation in 1 minute;
  • Internet banking and mobile app is free;
  • 3 months of service for free;
  • after 3 months from 490 rubles / month
RKO in LOKO Bank. Open an account

More about current account

  • Opening an account is free;
  • Reservation in 1 minute;
  • Service - from 0 rubles / month;
  • Cash withdrawal from 0.6%;
  • Free terminal for acquiring;
  • Internet banking and mobile application - free of charge.
RKO in Expert Bank.

2022
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