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An advertising company is gradually gaining momentum in the worldwide network new card Finance Platinum. And although there is not much information yet, judging by the promises of advertisers, soon this banking product will be widely known in user circles. Bank customers who issue this card get the opportunity to take advantage of a good credit limit. An additional bonus is also the card delivery service to the address you specify.
Finplat ru credit card reviews
Unfortunately, many fraudulent schemes that are used in financial sector, make potential consumers of the card doubt its reliability. On the one hand, this is convenient, since the card provides an opportunity to receive credit funds, bypassing the need to collect and provide various documents. On the other hand, some clients argue that this approach is likely to promise deception.
Www.finplatru credit card - the official website of the company
It is important to remember that information about any new product that offers its customers this or that financial institution, in the first place should be available on its official website. In this case it is www.finplat. ru. The credit card in question can be issued by filling out a special application. This can be done from the comfort of your home or office, on the site itself.
Despite the fact that the company is just starting its work, such a scheme is already known to consumers. So, for example, the TKS bank operates, which has earned a reputation as a trustworthy bank, without having any single office. The scheme for ordering a card is very simple:
- registration of the application on the site;
- verification of information by the bank;
- with a positive decision - delivery of the card to the address you specified.
The credit limit can be increased over time. In the case of the Finplat.ru card, the first increase in the limit to 600,000 rubles is possible after 3 months of use.
Of course, this amount will not be available to everyone. This is the maximum limit that is available, however, the decision to issue a certain amount depends on many circumstances. First of all, we are talking of course about the income of the borrower. It must be understood that a person who earns, say, 30,000 rubles a month will not be able to afford a loan of 600,000 rubles, since such a loan will lead him to lose all his funds.
Initially, customers are offered a limit of 200,000 rubles, however, given the circumstances mentioned above, the amount may be higher.
There are also restrictions on age (no more than 65 years) and on the loan term (no more than 5 years). But in any case, the card will need to be changed to a new one after three years.
Finplatru credit card - advantages and disadvantages
First of all, advertisers focus on the simplicity and speed of receiving money. In this company, funds are available to all clients, regardless of their income and credit history. Of course, the company does not give a 100% guarantee that the application will be approved, however, each application is considered quite quickly, almost immediately after the questionnaire has been filled out.
Such conditions in modern financial world are not uncommon. After all, any new company, which is only included in financial market, tries to do everything possible in order to attract as many customers as possible. Unfortunately, it is not uncommon for promises to be kept improperly or not at all.
Finaplat.ru offers its clients absolute transparency of the contract and constant access to information about the funds spent in the form of a table, taking into account the interest accrued on the loan amount.
For now this company only works in Saratov region and some nearby areas. The card is delivered by a courier to the address indicated by the client in the application form. However, the cost of such delivery will need to be paid. At first glance, this is a bit unprofessional, but many make allowances for the fact that the company is only developing, and therefore do not pay attention to this fact.
The cost of delivery varies from 1,500 to 1,800 rubles, depending on the address where you need to deliver the card.
Also, from the unpleasant conditions, it should be noted the need to make an advance payment, which is a kind of guarantee that the card will be accepted. If the client refuses the card, then a fine of 500 rubles will be deducted from the prepayment amount.
You can turn a blind eye to all these inconveniences, if, of course, you urgently need money.
Finplatru credit card - suspected fraud
Unfortunately, given that the company, as mentioned above, is just entering the market, little is known about it. That is why reviews began to appear on the network that the card is not valid. And although user comments are similar, they are not identical. Briefly, the essence of the reviews is as follows: the client submits an application on the site, which is approved within a short period of time. Whether there is actually a real check of the data is not known. Reviews only indicate that the card is issued "just like that", but it is not yet possible to confirm or deny such information.
After that, the courier brings the card to the address you specified, for which you need to pay about 1,500 rubles. There are also quite ridiculous reviews that say that potential borrower paid about 5,000 rubles, but as a result, he did not receive any credit. This recall itself is doubtful, since it is not clear for which services the indicated amount was paid.
After receiving the card, of course, it must be activated. The procedure is standard, and the need for it did not cause any suspicions among most borrowers.
However, according to some of the affected borrowers, after receiving the card and code, they could not get through on the phone number provided by the company to activate the card. The code received with the card must also allow you to enter Personal Area on the company's website, however, unfortunately, not everyone was able to do this.
As a result, it turns out that the client paid the courier for the delivery of the card, but did not receive credit funds.
In fairness, it should be noted that there are very few such reviews, but it should also be borne in mind that the popularity of the organization is not great. Therefore, any review can be both a reality and the intrigues of competitors.
Finplatru credit card interest - what you should pay attention to
- Unfortunately, there is little contact information on the organization's website. Moreover, the picture even looks a bit one-sided. Those. the client fills out a questionnaire, indicating his contacts, after which an employee of the company contacts him. At the same time, there is a clear reference to the name of the company - Finance Consulting LLC. However, this combination of words is very common, in connection with which search engines give out many links to a query with that name. Among the proposed options there is one that is located directly in Saratov, indicating phone numbers and addresses. Thus, the company is registered in due course. However, in any case, before trusting someone with your money, it is advisable to double-check everything carefully, since contact details can be borrowed or even be false.
- Information about the products is not very clear, there are contradictions. Although, the basic information is indicated: the conditions for obtaining a card, the terms of repayment, terms, requirements for the age of the borrower, etc. True, there is no information about the percentage of the finplat ru credit card, and this is one of the main points.
- Prepayment for card delivery is perhaps the most dubious condition.
Otherwise, there are no claims to the site, as well as to the company itself.
Whether to apply for quick loan, it's up to you. The risk, by and large, is small - only the cost of delivery of the card, since it is impossible to check the availability of funds on it at the time of receipt. More information can be obtained by reading credit reviews again. finplat map ru. Of course, they will not give a full guarantee of the integrity of the company, but information is always a valuable tool in any situation.
Answered by Olga, economist, Crednal.ru
Hello, Alexander! Thank you for your question! Alexander, you are absolutely right, the Finance Platinum credit card - this is not a real card. We tried to go to the site using the link you sent us, but, alas, nothing else opens except for the start page. Most likely, this is a “one-day” site, which is designed to collect information about applicants in a short time and send them the long-awaited “ credit card Finance Platinum» with the need cash on delivery payment. Having received their own, scammers very quickly close the site and open a new one with a freshly invented loan offer.
Alexander, for the future, be vigilant, in addition to your money, the attackers have captured information about you. Even though they do not have any documents in their hands, all the same, your passport data can be used with not the best intentions.
Let's start our review with Claudel Models credit card from Credit-Moscow Bank. It is issued without a visit to the bank, with home delivery. You can safely send an application for a credit card to the bank directly from our website. Maximum limit credit card Claudel Models is 350,000 Russian rubles. The duration of the grace (interest-free) period is 55 days. Monthly minimum payment on your obligations must be at least 5% of the amount owed.
"Transparent card" from CB Renaissance Credit, you can also get if you have a passport, with home delivery. Maximum value The limit for this card is 300,000 Russian rubles. Duration grace period 55 days. In addition, with the help of this credit card you will have the opportunity to receive from the bank 1% -10% of the amount of spent non-cash Money. An application for a "Transparent Card" is made on our website.
Completing this list loan offers, We cannot ignore the Tinkoff Platinum card from the bank Tinkoff Credit Systems. You also have the opportunity to issue it remotely, without a visit to the bank. The maximum limit for Tinkoff Platinum is 300,000 Russian rubles. The interest-free period lasts 55 days. There is a function of returning money to the card account - 1% for completed orders non-cash payment operations.
Please note that the delivery of all the above credit cards, carried out free of charge.
We wish you good luck!
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