Mobile phone services are ubiquitous, but their use requires timely payment. The user can pay for the phone from the card using various methods, which will allow everyone to choose the most convenient solution.

Methods of replenishing an account from a card

Before you start replenishing your account, you need to familiarize yourself with the most popular ways to do this using bank card. The most common option is to visit the official portal mobile operator and depositing money into the account by filling out a special form.

In addition, replenishment of mobile communications through the card can be performed using other methods. Among them:

• use of online banking services;
• payment through an ATM;
• using mobile banking.

Topping up your phone balance with a card is very simple

Some payment services provide the ability to connect the auto payment service, which will allow you to perform such an operation automatically, with little or no user intervention. Since each of these methods has many features, it is advisable to study them in more detail.

Through the website of the mobile operator

Payment bank card cellular communication can be performed on the official portal of the operator, which will allow you to make a payment by filling out a simple form. In this case, the data will be transferred using a secure protocol, which will guarantee their security. This method is rightfully considered one of the simplest and suitable for novice users.

It is extremely important to make sure that the site used is genuine and does not serve for fraudulent transactions. In order to put money on the phone from the card using this method, it is enough to follow the simplest algorithm of actions:

1. Go to the official portal of the operator.
2. Open the "Payment" section and select the "Payment from a bank card" item.
3. A form will appear that you need to fill in with the basic data of a bank card.
4. Specify the amount of the transaction.
5. Confirm your intention to make a payment using a special code that will be sent via SMS.

Funds sent in this way, as a rule, are instantly credited to the account, which makes this method one of the best options. The names of the points and the site interface may vary and depend on the mobile operator.

Via internet banking

When figuring out how to pay for mobile communications via the Internet with a bank card, it is necessary to mention the method that involves using the capabilities of online banking. Such a service is provided by most financial organizations, and Sberbank Online is considered the most popular of them.

This payment method strongly resembles the analogue described above, however, all manipulations are carried out using the corresponding bank website, and not a mobile operator. If you want to pay for a mobile phone in this way, you need to perform several manipulations:

1. Enter the data required for authorization in the system.
2. Go to the "Payments" section and click on the "Mobile communications" item.
3. Select an operator and indicate the phone number to which you plan to make a payment, as well as its amount.
4. Specify the account from which the funds will be debited.
5. Confirm the transaction via SMS.
6. Get an electronic receipt and save it if you wish.

Payment via Sberbank mobile bank

Online replenishment of the phone account in this way is popular among users, since such transactions are executed instantly, which allows you to quickly deposit funds to the account. At the same time, the use of the online banking service allows you to provide high level protecting customer data.

Via mobile banking

Another way, using which you can make such payments, is the mobile banking service. It provides for the possibility of performing various operations via SMS, which the client sends to a special bank number. In this case, it is allowed to use only the number that is linked to the card.

In order to get acquainted with the method in more detail, it is advisable to analyze the payment process using the example of a Sberbank card. The following most common mobile bank commands are available to its owners:

• receiving information about the balance - *900*01#;
• paying for your own phone for 100 rubles - * 900 * 100 #;
• payment for any numbers for 100 rubles - * 900 * (phone number without "8") * 100 #.

This method is also characterized by a high speed of crediting funds, however, it should be borne in mind that incorrect data may lead to an erroneous transfer Money to other numbers.

Since mobile banking commands are entered from the phone, you need to carefully check the information provided.

Using an ATM

Everybody financial institutions operating on the territory of the Russian Federation, provide for the availability of special ATM terminals, which can serve not only for depositing / withdrawing funds, but also for making various payments. This method is extremely convenient in that it does not require access to the Internet.

To pay, just follow the simple instructions:

1. Insert the card into the device.
2. Enter the correct pin code.
3. Go to the "Payments and transfers" category.
4. Open the "Mobile communications" section.
5. Select an operator or use the search.
6. Indicate the phone number and the amount of the transaction.
7. Confirm your intention and make a payment.

Payment through an ATM takes place as soon as possible

This method resembles depositing money into an account through Internet banking, since the interfaces of the service and the ATM often repeat each other with minor differences. Payment will be made within a few minutes, and the user will be able to receive a paper version of the receipt.

Auto payment

One of the most convenient services available to users online banking services, auto payment is presented. It can be connected after a successful payment, specifying the necessary parameters and the frequency of the transaction. You can also activate the option in advance by performing a series of actions:

1. Log in to online banking.
2. Open the "Autopayments" category and click on the "Connect" button.
3. Specify payment options.
4. Enter the confirmation password that will be sent via SMS.
5. Wait for notification of successful connection.

With this method, you can fully automate payments, eliminating the need to complete them manually. This saves a lot of time for clients.

Service fee

The methods described above provide that no commission is charged for such payments, which allows customers to save money. This favorably distinguishes them from the services of third-party sites, as well as payment terminals. It should be noted that there is no commission only if you use an ATM owned by the card issuing bank. Otherwise, a fee may apply.

Conclusion

You can make a payment for mobile services in various ways. To make a transaction, you just need to have a card with a sufficient amount of funds on your balance, as well as decide on the method of depositing funds. Most of the official portals that allow you to replenish your account do not charge commissions, which allows you to save money.

Mobile communication is a significant part of the expenses of a modern business Russian. It is important to maintain a positive balance, it is desirable to save on commissions. Therefore, Sberbank offers customers a lot of opportunities to replenish their account profitably. cell phone. How to replenish the phone balance from a Sberbank card in various ways, this article will tell.

Top up via SMS

Transferring money from a Sberbank card to a phone is available only from a card connected to the Mobile Bank. Connection is made at ATMs, bank offices, online banking.

There is a monthly fee for using the service. subscription fee. Leave some money in your account to avoid debt.

Step-by-step instructions on how to pay for a phone with a Sberbank card is a sequence of operations:

It is allowed to make ten transfers per day with a total amount of up to 3 thousand rubles. The restriction was introduced to combat fraudulent transactions, effectively blocking unauthorized money transfers.

Topping up someone else's phone

To transfer money from a Sberbank card to the phone of your friend or family member, you must follow almost the same steps.

1) SMS is sent to the short number 900;

Message example

"TEL 9XX1234567 120": - TEL - payment identifier (other wording: PAY, REFILL, REFILL, plus similar words in Latin characters: TEL, POPOLNENIE, PLATI, PAY, POPOLNI, PHONE, TELEFON); - 9XX1234567 - subscriber number; - 120 - the amount of the transfer.

2) If necessary, the client can add the last 4 digits of the card number in order to clarify the account for debiting funds;

3) The bank sends a confirmation code, duplicating the transaction details. Double-check the data, then send the confirmation code to 900.

Restrictions on the number and amount of payments apply to the replenishment of any account. Before replenishing your phone account with a Sberbank card, consider the limit.

Replenishment of a cell phone through online banking

Previous method, how to put money on the phone from the card, is not suitable for those who have it disabled " Mobile bank". However, those who use the Sberbank Online system noticed the Mobile Communications section. This function allows you to quickly transfer money from a Sberbank card to your phone. The system is available for a home computer, tablet, mobile device, through specialized official applications from the bank.

This method especially convenient, since the cell number is remembered by the system, subsequently facilitating the transfer of funds. The client is provided with the "Auto payment" function, which transfers the set amount on a certain day. Then the client does not have to bother every time how to put money on the phone from the card.

Deposit via ATM

The best option for those who like to run into Sberbank, put money on the phone and run on.

This method allows you to quickly put money on your phone from a Sberbank card - the payment is processed as quickly as possible.

Crediting money via USSD short commands

Beeline, Megafon, TELE2 subscribers can transfer money using short commands.

1. To top up your account, you need to dial *900*120# (120 is the desired amount to top up your mobile account).
2. To top up someone else's mobile, you need to dial *900*9xx1234567*120# (9xx1234567 is the number of the account being topped up, 120 is the amount).

Confirmation codes will be sent via SMS from number 900. This method of depositing money to a phone from a Sberbank card is available exclusively to Mobile Bank users.

If short commands do not work correctly, a request error is issued, the operation is rejected, we strongly advise you to use any alternative way from those listed above. Through text messages, you can perform similar actions - requesting the balance, transferring funds. In addition, short commands are still confirmed by codes from text messages.

"Mobile payments" are available to all MegaFon subscribers - individuals, as well as employees corporate clients who have the service " Personal budget »

Commission per subscriber - 3.5%

• Minimum amount one Payment - 1 rub
• The minimum amount of the balance of funds on the Subscriber's personal account after making the Payment is 0 rubles
• Maximum amount one-time payment - 15,000 rubles
• The maximum amount of Payment per day is 40,000 rubles
• The maximum payment amount per month is 40,000 rubles

Payment is not possible at the expense of funds credited to the Personal Account in the form of discounts for the Operator’s communication services, funds received as part of the Mobile Transfer service, as well as at the expense of an advance payment made by the Subscriber when concluding an agreement on the provision of communication services with the Operator.

For any payment using a mobile phone, the subscriber, in addition to the cost of the service, is charged the cost of SMS via tariff plan subscriber.

Commission per subscriber - 4.5%

• After debiting the purchase amount, at least 50 rubles must remain on your account
• The service becomes available from the moment you spend 150 rubles. for communication services from the moment of connection to the Beeline network
• The minimum payment amount is 10 rubles.
• Maximum one-time - 15,000 rubles.
• The maximum amount of payments per day is 15,000 rubles. maximum 10 transactions
• The maximum amount of payments per month is 30,000 rubles.

Mobile commerce is not available to subscribers:

• With the tariff “Simple logic”
• Included services: “Crazy Days”, “Unlimited” within the network.

If you use a tariff with a postpaid settlement system, then: Payment is possible only from a special advance account*. The service becomes available from the moment you spend 150 rubles. for communication services from the moment of connection to the Beeline network.

Commission per subscriber - 3%

• The minimum amount of one Payment is 1 rub.;
• The maximum amount of a one-time Payment is 15,000 rubles;
• The maximum amount of Payments per day is 40,000 rubles;
• The maximum amount of Payments per month is 40,000 rubles.

"Mobile payments" are available to all Yota subscribers - individuals. Details of connecting Mobile payments on a personal account. The service cannot be used by subscribers served by credit system settlements, as well as in case of financial blocking of the number.
Payment is not possible at the expense of funds credited to the Personal Account in the form of discounts for the Operator’s communication services, funds received as part of the Mobile Transfer service, as well as at the expense of an advance payment made by the Subscriber when concluding an agreement on the provision of communication services with the Operator.

The money on the phone is over, there is no time to go to the nearest salon of the mobile operator. I don't want to pay the bank because of the interest. Paying for mobile communications with a bank card via the Internet without commission will help out. Share useful tips how to replenish MTS with a card.

Topping up the balance is a common thing for each subscriber of a mobile operator. If earlier this operation could be performed in just a couple of ways, now there are more options for transferring funds to a number.

You can pay using one-time payment cards from mobile operators or through payment terminals, but there is a significant disadvantage - a commission. Another thing is paying for mobile communications with bank "plastic" online and without additional payments.

How to pay for a phone without commissions

You can avoid commissions when paying for mobile communications if you come to the operator’s salon or carry out a transaction at an ATM. But for this you have to leave the house. A bank card allows you to top up your phone balance without having to go anywhere. Support this opportunity various Internet services for payment by bank "plastic" - both third-party and from the mobile operators themselves.

For example, Beeline offers to pay for a phone with a card without commission on the Oplata.Beeline.Ru portal. On this site, you need to select the appropriate form, enter the card and phone number, and then add the payment amount. After confirmation, the operation will be completed. The main thing is that the client's bank payment instrument supports the ability to pay for goods and services on the Internet. You can find out about the availability of such an option at the bank.

Automatic payments

In order to automatically pay for cellular communications with a bank card without a commission, the client can link the "plastic" to the phone number. In this case, it will not be necessary to enter the details for payment each time.

A big plus: it will be possible to replenish the balance even when there is no Internet access. When the card linking procedure is completed, it will be possible to make payments for mobile communications both from your personal account and using SMS or USSD requests.

Example: Beeline payment methods without commission

1. Send SMS to number 5117 and indicate the amount for payment;
2. Enter *114*amount# to top up your own mobile phone account;
3. Enter *114*contact number*amount # to top up the balance of any other subscriber.

You can also set automatic payment, and then the balance will replenish itself when the threshold minimum is reached. The standard threshold for automatic replenishment is 30 rubles, a payment in the amount of 150 rubles is made at a time. To connect free service you need to send the command *114*3*password #.

Paying for mobile communications with a card using the example of MTS

The mobile operator MTS offers to pay for communication with a card through its application. Software"My MTS" allows you to view the balance and replenish it in real time.

To replenish, you need to click on the wallet icon with coins in the upper right corner of the screen, after which you will be directed to pay with a bank card. You can also put money on the balance on the MTS website.

If there is no Internet at all, then you can call and replenish the balance using a bank card through the voice menu. Subscribers in Russia call 111749; those who are abroad, +7 495 766 01 66. Don't worry, the procedure will be simple and clear: the autoinformer will give hints. Following them, you can easily transfer money to your phone balance from a bank card. The call is completely free, even if you are in roaming.

Payment via mobile application from the bank

Almost every bank has its own mobile app, which allows you to pay for mobile communications from a card without commission. The application is installed on a smartphone or tablet, after which you can make any payments, provided you are connected to the Internet.

To enter the application, you must enter your login and password, and then select the services of the operators you are interested in. Then, in the proposed field, you need to enter the phone number with the code and the amount to pay. To complete the operation on mobile phone bank confirmation is sent. This code must be copied and pasted into the payment form.

Paying for mobile communications with a bank card without commission in Yandex

The Yandex search engine offered subscribers of major mobile operators in Russia to replenish their balance directly on the search page. To do this, cardholders must enter a query, for example, "pay for mobile", and a payment form will appear under the search bar. new feature implemented thanks to the Yandex.Money service.

You can pay for a mobile phone with a card or Yandex.Money. Funds are credited to the account instantly. The transaction is carried out on a page that is protected according to the PCI DSS standard, which guarantees the absolute security of payments and personal data.

To pay for mobile communication through a bank card, you must specify its standard details: number and code on the back of CVV2/CVC2. The bank will send a confirmation password to the mobile phone to complete the transaction (within the framework of compliance with 3D-Secure protection technology).

Payment via mobile banking

You can top up your cell phone balance through Mobile Banking. To do this, the cardholder must activate this service. Banks in Russia offer short numbers to which USSD requests are sent, indicating the amount to be replenished and the phone number.

You can send money from the card both to your own mobile and to another person. The only drawback is the limits on transactions in mobile bank, but for ordinary person It's not a problem.

Payment through third-party Internet services

You can also pay for cellular communications with a bank card without commission through third-party services. Replenishment of the balance occurs instantly, to send a payment, you can use bank Visa cards or MasterCard. Some services offer commission-free replenishment only for cardholders issued by partner banks.

Payment for mobile communications via the Internet with a bank card is available to all bank customers. This service allows you to save on commissions and replenish your balance remotely at any time, even if there is no Internet connection.

Plastic cards are designed for the convenience of settlements with sellers for purchases: goods and services. Many are already accustomed to paying in a store or on the Internet for purchased goods using a card. Moreover, Sberbank has long made it simple and accessible around the clock to pay for cellular communications.

Let's look at how to top up your phone balance from a Sberbank card. There are several ways to do this - you need to choose the right one. They are all simple and accessible to every client.

Payment methods for mobile communications with a plastic card

Putting money on the phone from the card - can anything be easier. In order to carry out this operation from a card account, you can use any of the following methods:

1. Pay for communication through a Sberbank self-service device (terminal or ATM). Such devices are located not only in bank branches, but also around the city, in crowded places: in shopping malls, at stops.
2. I use the Mobile Bank service and pay from a mobile device anytime and anywhere.
3. Through the Internet bank in the personal account of Sberbank Online.

These methods imply the possibility of paying not only personal number phone, but also any number belonging to relatives, friends, relatives. Consider in detail and step by step each of the methods.

Top up phone balance in self-service devices

Convenient multifunctional self-service devices are located in each bank branch and in places where there are most people: in shopping and entertainment centers, squares and bus stops. They allow you to perform many operations with plastic card, including replenishment of the balance of a cell phone.

The devices are equipped with a convenient and understandable menu, following which it is easy to perform the intended operation. To pay for a phone number from a card, you should:

1. Insert a card into the receiving mechanism, dial the numbers of the pin code.
2. In the menu that opens, select the item “Payments and transfers”, then “Pay for mobile communications without commissions”.
3. Next, the system will prompt you to enter a phone number in the format specified on the screen.
4. After that, you will need to indicate the amount that you plan to transfer to the payment account and confirm the operation by checking the data.
5. The system will debit the funds from the card and transfer them to the account of the specified phone number.

Important! The names of the menu items on the device screen may differ slightly depending on the software.

We use Mobile Banking to replenish the balance of a mobile phone

"Mobile Bank" is a fairly convenient service for performing various operations and monitoring the state of the account.

The use of this service in full provides a "complete" service package. When connecting this service, the client, among other opportunities, also gets the opportunity to pay for communication from his mobile device without leaving home at any time. In order to make a payment to a cell phone number, your own or belonging to another person, you should follow these simple steps:

1. To replenish your phone number, the one to which the card is linked, it is enough to send SMS to number 900 with the amount by which you need to replenish the phone balance. For example, “100” means that 100 rubles will be debited from the card and credited to your phone number. It is important to remember here that the payment amount cannot be less than 10 rubles.
2. To pay for any other cell phone, you also need to send a message to number 900, but in the text field indicate the phone number without “8”, consisting of 10 digits and the amount you want to top up with a space. After the message is sent, a response SMS will come asking you to check the data and if everything is in order, send specified code in reply. After that, the amount will be debited from the account and credited to the specified phone number.

We replenish the phone balance on the website or through the Sberbank Online application

Another convenient and available at any time for Sberbank customers to pay for cellular communications is payment from a card through Sberbank Online. To do this, you need to activate the service and get your login and permanent password for the account. If the service is connected, then paying for cellular communications will not be difficult. For this you need:

1. Enter Personal Area by entering your login and password, and then a one-time password from SMS.
2. If you need to pay for the phone to which the card is linked, then you just need to click on the number located in the upper left corner of the page, enter the required amount in the window that opens and confirm the operation. When you need to pay for another number, you need to select the appropriate menu: “Payments”, then go to the “Mobile Communications” section and fill out the form displayed on the screen, where you need to specify the phone number, amount and select the card from which the funds will be debited. You will also need to confirm the operation by entering the code from SMS.

On the personal page in Sberbank Online or in the application, the client has the opportunity to create an auto payment for continuous automatic replenishment of the account on the phone from the Sberbank card. To do this, go to the "Auto payments" section, then "Connect auto payment", fill out the form on the screen, where you need to enter the phone number, the amount by which the balance will be replenished, the lower threshold of the phone balance, upon reaching which the service will work.

Thus, the balance on the phone will be replenished without personal participation, but under the control of the cardholder. The service will be triggered with a positive balance of the card, if it has an amount sufficient to make a payment. Auto payment can be canceled if desired in the same section of the personal page by clicking the "Cancel auto payment" option.

All the same can be done on a mobile device by installing the Sberbank application. It will need to register. Login and password from Sberbank Online will not work here.

Cellular Thank You

You can sometimes pay for cellular communications with simple ones, without spending money from the card. If the card is connected to bonus program and there are bonuses on the client’s account (at least 500 bonuses), then you can replenish the card balance with them, provided that that the connection is provided by the MTS operator.

Only this operator is a partner of the promotion and accepts "Thank you" as payment for cellular communications. To do this, you need to go to the MTS website, or to the application, and follow the instructions on the website to pay for the number from the Sberbank card, while not forgetting to check the box "Payment with bonuses" Thank you ".