In this article, we will look at which Raiffeisen Bank partner banks provide cash withdrawals without commission, as well as the conditions for cashing out funds abroad.
The financial company raiffeisenbank owns its own structure in the financial services market in Russian Federation. Other partner banks make this network the most popular, attracting more and more customers, the conditions for using services for which are very favorable.
The list of partners of Raiffeisenbank included the following enterprises:
- MDM Bank.
- UniCredit.
- Rosbank.
- Binbank.
- Russian Agricultural Bank.
- Uralsib.
- Gazprombank.
- Energotransbank.
At any ATM or office of a partner bank, you can withdraw funds from a credit card, daily limit for the withdrawal of which is from 200 to 300 tr. The difference is affected by the class of the card. The monthly limit can reach 3 million rubles.
You can withdraw money within these limits without commission. The smallest limit is provided by Tatfondbank and Unicredit, and the largest by Rosselkhozbank. In other affiliate networks, you can also cash out funds, but by paying a commission of 150 rubles. +1% of the cashed amount.
You can also deposit funds to a Raiffeisenbank card at other ATMs of such banks - Binbank, MDM, MKB. The closest one to you can be found on the official portal of raiffeisenbank in the category "ATMs and offices".
The network of partner terminals is wide due to cooperation with other Russian banks.
The size of the commission for withdrawal, and whether it is possible to do without it
Raiffeisen does not charge additional interest when withdrawing money from its own terminals or through an ATM. But the withdrawal of funds at the cash desk of the branch has a commission of 0.7%, but this amount is at least 300 rubles.
Owners credit cards you have to pay a small fee.
For cards Visa Classic Cash offers Raiffeisenbank cash withdrawal without commission, and in other organizations 0.5%, but not less than 50 rubles.
If you own a Premium card and are connected to the corresponding service packages, then the percentage for cashing out money at Raiffeisen or partner ATMs will be 2% + 200 rubles. For standard and gold cards - 3% + 300 rubles. If you need to use ATMs of other banks to withdraw funds from the account of these cards, you will need to pay a commission of 3.9% + 390 rubles for each operation.
When withdrawing money from Raiffeisen ATMs using a card from another bank, no commission is charged. It is necessary to pay the percentage of the bank to which the card belongs, if it is provided for by the agreement of this banking institution. For example, on a Sberbank card in 2020, the commission is 1%.
Limits and restrictions on cash withdrawals at ATMs of the issuer's bank and its partners. Maximum amount that can be withdrawn
The maximum withdrawal amount per day is 3 million rubles. This limit was set by the company.
The cash withdrawal limit of Raiffeisenbank through an ATM in 2020 depends on the type of credit card. The withdrawal limit per day is most often up to 300,000 rubles. But at the same time, Raiffeisenbank may impose some restrictions if fraud with funds is suspected by staff. For owners of classic and gold credit cards, the established limit is from 300 thousand rubles. For platinum card holders, this limit has been increased to 3,000,000 rubles. It turns out that it is more profitable to use raiffeisenbank ATMs or partner terminals, since in this case it will be possible to cash out funds without interest.
For holders of a corporate card, it is possible to set limits on one-time and monthly withdrawals.
Peculiarities of cash withdrawal to Raiffeisen cards in other countries
It should be noted that in other countries the branches of Raiffeisen banks are third-party, they have nothing to do with Raiffeisen Bank in the territory of the Russian Federation. Outside Russia, there are no partner banks where cash withdrawals are available without commission. If you need to use ATMs in another country, you will have to pay a commission. You will not be able to withdraw an amount above the established limit of this bank. All details can be found on the official website.
Raiffeisenbank does not charge a fee for withdrawing cash from another ATM in another country if you activate a special travel service.
In other cases, the commission usually does not exceed 150 rubles + 0.5% of the cashed amount. Also, to avoid situations where too much money disappears from the account when withdrawing funds, you should be aware that the bank whose ATM you use may have set additional rates for cashing out, but this can only be found out from the staff of this credit institution.
As you may have guessed, the use of third-party terminals and ATMs is not always free and profitable, so it is better to avoid this or not exceed the established limits.
Remote service - important aspect characterizing the quality of a banking organization. With the help of ATMs, you can deposit and withdraw money without a commission, make money transfers and pay in favor of third parties. But not every bank can boast a wide network of technical devices. In this case, companies enter into partnership agreements with each other that allow customers to use third-party devices on loyal terms. So, partners of Raiffeisen Bank, providing free service at ATMs.
ATMs
On this moment Raiffeisen Bank has 2,000 own ATMs throughout Russia. 16,000 technical devices of partners, where you can withdraw cash according to the terms of your tariff, as if the service is being carried out at Raiffeisen Bank. And besides, 7,700 terminals where you can deposit money to cards and accounts without commission.
Worldwide, Raiffeisen Bank has more than 22,000 technical devices, including partner ATMs, where it is possible to withdraw money without commission, as well as in the country's currency, taking into account conversion. Possible functions of ATMs of Raiffeisen Bank and partners:
- cash withdrawal in rubles and foreign currency;
- crediting funds to card accounts and paying to third-party organizations;
- money transfers from a card to cards of other banks in Russia;
- account balance check;
- PIN code change;
- depositing the amount on a mobile phone;
- connecting or disconnecting a personal account;
- changing the mobile number for SMS alerts, as well as connecting and disconnecting the service.
Cooperation with other banks allows you to use some of the functions in third-party ATMs “at the internal rate”. Consider which banks Raiffeisen cooperates with.
Top up cash can be in partner banks of Raiffeisen Bank without payment additional commission. Rubles are credited to the card account instantly. In case of foreign currency - on the same day from Monday to Saturday until 18:00. If you pay later or on Sunday, then the transfer may occur on the next business day.
Partners offer more than 7,000 terminals and ATMs with the function of depositing money. Banks cooperating with Raiffeisen in this area:
- Moscow Credit Bank;
- Binbank.
These partners do not charge commission for transactions, they have representative offices in 30 regions of the country. Through ATMs, it is possible to deposit up to 45,000 rubles per transaction. If you need to replenish your account in another currency, then this can be done through the cashier at the branch.
In one day, you can make no more than three transactions for enrollment for free. There can be up to 10 such transactions per week, and a limit of 15 transactions per month is set. In a week, you can replenish your account by 300,000 rubles, per month up to 450,000 rubles. There are restrictions on some tariffs, for example, on corporate cards, this information must be clarified in advance with specialists.
In addition, partners offer to deposit money into the account in cash, i.e. in such banks you withdraw money from the Raiffeisen card at no cost. So, the list of partners and the limit amounts for operations.
This amount of money can be withdrawn one time without commission. Also banking organizations they can independently set a monthly, weekly and daily limit, which varies depending on the decision of the bank. Therefore, the exact limit can be clarified with Raiffeisen Bank or partners immediately before the operation.
It is beneficial for financial institutions to have such additional agreements. This allows companies to save on the maintenance of technical devices and specialists. There is no need to create additional lease agreements.
Raiffeisenbank debit and credit cards are a convenient financial product for cashless payment shopping. But those who are more accustomed to using banknotes need to know what Raiffeisenbank's cash withdrawal limits are. It is worth considering what restrictions exist on the withdrawal of funds for certain periods time.
Cash withdrawal limits from debit cards of Raiffeisenbank
Financial company offers customers different kinds debit cards full-time products, among which everyone can choose the best option for themselves. The Raiffeisenbank limit for different cards is different and depends on their category. Currently, the bank issues the following types of cards by category:
- Classic/Standard;
- gold;
- premium.
Among them there are card products with special options, for example, with a 10% discount in cafes and restaurants for lovers of delicious food or with a mileage program for frequent travelers.
Raiffeisenbank can set a withdrawal limit for a day, a month, as well as for all debit transactions. Therefore, before applying for plastic, it is important to familiarize yourself with the limits of Raiffeisenbank debit cards.
Daily limit
Monthly limits
The monthly cash withdrawal limit at Raiffeisenbank through an ATM also depends on the card class:
The cash withdrawal limit at Raiffeisenbank through an ATM in 2017 is quite high, and this allows cardholders to easily receive the required amount on hand.
Raiffeisenbank credit card limits
As for Raiffeisenbank credit cards, the cash withdrawal limit at an ATM is limited by the available account balance. You should also remember about the commission for withdrawing cash from credit cards, which is much higher than for a similar operation with debit cards.
The maximum limit of credit cards from Raiffeisenbank is not available to all borrowers. The amount of borrowed funds is set by the financial institution individually and directly depends on the solvency of the client.
If the approved loan limit no longer meets the needs of the borrower, he can increase or decrease it by contacting the bank office and writing an application.
The maximum available limit on a Raiffeisenbank card in 24/7 mode depends on the type of card:
- for Standard/Classic and Gold class cards - 600,000 rubles;
- for Premium class cards - 1,000,000 rubles (as part of the Premium Direct and Premium service package).
Limit increase
You can increase the amount of borrowed funds on a Raiffeisenbank credit card only through a personal appeal to a bank branch. Moreover, for the first time it is possible to do this no earlier than 3 months from the date of issue of the card. Then it is permissible to apply with such statements no more than once every 6 months. You must have a passport and a 2-personal income tax certificate with you. The decision to raise credit limit issued within one business week.
Also, the bank, on its own initiative, may offer to increase the loan limit. In this case, a corresponding notification is sent to the client. If you need to increase the limit, you should come to the bank with a passport and leave an application. The decision to increase the limit is made immediately.
Reducing the limit
Decrease available limit on a Raiffeisenbank credit card - a very simple task. It is enough to contact the bank with an identity document and make an application. However, the limit cannot be reduced below 15,000 rubles or below the amount of the current debt.
Cash withdrawal limits on Raiffeisenbank cards are optimal so that customers can easily withdraw the required amount, for example, in case of making large purchases or transactions.
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One of the topical issues of interest to customers of many banks is the availability of partner banks, in ATMs of which it is possible to withdraw cash without commission, as well as replenish bank cards, and other related services. Raiffeisenbank is no exception, with a rather large number of clients.
If you are interested in partner banks of Raiffeisen Bank, then you have come to the right place. On the site site you can find a list of Raiffeisen partners who serve plastic cards without commission, allow to produce various payments in favor of the bank, replenish credit cards and other operations.
What do partner banks give?
To begin with, let's find out why the bank's partners are so interesting, what positive sides in the wide partner network of the bank, and what benefits you will get by being served in Raiffeisen.
- Wide partner network
- Possibility of service in any corner of the country
- Cash withdrawal from ATMs without commission
- Possibility to replenish cards without commission
- Payment of loans through a network of partner banks
By choosing Raiffeisen as your partner, you get a guaranteed high quality of service, and the opportunity to get help from bank specialists, even when you are outside the Russian Federation.
Imagine that you were sent on a business trip to a far corner of the country. And now you urgently needed to withdraw a certain amount of money from the card. There are no Raiffeisen ATMs in this city, and you go to the first one that comes across and withdraw the amount you are interested in. If you need some money, then in principle it's okay, and you will not really feel the change in balance. If the amount is quite large, then the commission will be large. It is in this situation that the partners of Raiffeisen Bank, whose ATMs are located throughout the country, will come to your aid.
ATMs of partner banks
Below we provide a list of partners, as well as a restriction on maximum amount which you can cash out. You should also take into account that, depending on the denomination of banknotes loaded into the ATM, maximum limits may change.
- RosBank - 150 thousand rubles
- Bank URALSIB - 150 thousand rubles
- Moscow Credit Bank - 150 thousand rubles
- UniCredit Bank - 100 thousand rubles
- Rosselkhozbank - 200 thousand rubles
- BinBank - 150 thousand rubles
- Energotransbank - 150 thousand rubles
- Gazprombank - 150 thousand rubles
If you have doubts about whether there are the above institutions in the locality where you are now, then you can always ask a question to our employees, completely free of charge. And you will receive an answer at any time of the day and any day of the week.
In addition to cash withdrawals, you can also replenish your cards, and you can deposit both rubles, US dollars, and euros into your account. At the moment, this service is available from BinBank and Moscow Credit Bank.
Benefits of replenishing cards in partner banks
If you replenish cards through partner banks of Raiffeisen Bank, you get a number of undeniable advantages.
- Instant access to funds. For cards in foreign currency, funds are available after crediting
- No refill fees
- Access to the service in thirty regions of the Russian Federation
- When depositing funds before 18:00, they will be credited to the account on the same day, excluding weekends and holidays
By choosing Raiffeisen as your partner, you can fully rely on this organization. After all, this is a bank with a long history and traditions. The quality of service is always maintained at the proper level, and the services are always relevant and meet the spirit of the times. According to international ratings, the bank is marked as "reliable", which means that you should not be afraid for the safety of your funds.
As a progressive organization that follows the market financial services, here are not limited to the standard set banking services. There are also affiliated companies for more specialized services. At your choice, in one of the three organizations you can arrange a lease, apply for investment services for your business or resort to bank insurance services.
Attention! Carefully study exactly what services Raiffeisen Bank partners provide for free, because it may be that you can withdraw cash for free, but checking the account balance may be paid, depending on the bank's tariffs.
On our resource, you can also easily learn about the full range of services and partners of the bank. You might be interested in their suggestions. Our consultants will help you find a suitable article, and you can easily read reviews on partner banks you are interested in.
You may also be interested in the fact that within the network of partners it is possible to transfer funds from card to card also without commissions. Moreover, this can be done both through a mobile or Internet bank, or simply on the website. the right organization. There are also specialized sites that deal with this kind of transactions, but there is already a possible commission for the services of the system itself.
Banking services
At the moment, the partners of Raiffeisen Bank, as well as the bank itself, are ready to offer their customers a wide range of services. And if any service that interests you is not found at Raiffeisen himself, it will definitely be at the partners.
- Consumer loans
- Installments for goods and services
- Mortgage loans
- Credit cards
- Acceptance of deposits from the public
- Debit cards
- Payroll projects for organizations
We can assure you that the conditions here are very favorable, because it is not in vain that the bank has so many clients. In more detail on all available offers of the bank, we can tell you in more detail, either at the request of our managers, or you can find articles on our resource.
Perhaps you don't have a Raiffeisen bank credit or debit card yet, and you're just interested in the list of partners to know if you'll have problems withdrawing cash in the future. However, we dare to assure you that in almost all cities there are partners of Raiffeisen Bank (ATMs work around the clock without commission).
Bank cards Raiffeisen
If you are not yet a client of this organization, you will be interested to know what the bank is ready to offer its clients. Let's start with credit cards.
- Card "All at once" with cashback and the possibility of accumulating bonus points
- "Cash card", with the possibility of withdrawing cash and an interest-free period, the rate is from 29 percent
- "Purchases in plus" with free service And grace period, rate 29 percent
- Gold credit card for travelers, with savings bonus miles and grace period
- Austrian Airlines Partner Card with Miles
- Gold card with free service
Please note that you can receive any of these credit cards on the day of application. Thus, Raiffeisen Bank is trying to be closer and more accessible to every Russian. Don't miss your chance to get one of these great products, because the requirements for customers are quite simple, and almost anyone can get a credit card.
Also, in order to quickly and easily find Raiffeisen partner banks, serving without commission bank cards, you can install the official application, which is available in the AppStore or GooglePlay, or use the help of the Telegram bot.
Benefits of using the official app
If you have the official Raiffeisen Bank app installed, or if you subscribe to the Telegram channel, you get a number of benefits.
- 24/7 help in resolving issues
- Always up-to-date information
- You know the location of all branches and ATMs, including partners
- Possibility of registration additional services without leaving home
- If you lose your card, you can always block it remotely
Advantages of plastic cards
In general, when using debit and credit cards of Raiffeisen Bank, you choose comfort and reliability.
- Pay for purchases with one touch
- Favorable conditions for credit cards
- No need to think about the amount of cash in your wallet
- Payment for goods and services via the Internet
- Possibility of settlements abroad
Results
If you are still thinking about whether or not to issue a credit card at Raiffeisen Bank, then we hope that our article helped you make a choice in favor of this organization. After all, your attention is offered a wide selection of credit cards, with which you can not only make purchases now, but return the money later, but also earn bonus points and receive nice prizes. Also, now you know what partners Raiffeisen banks have that serve plastic cards without commission. You also know that you can find help and answers to your questions on our website.
Using the services of our service, you greatly facilitate your search for answers to your questions, and instead of a bunch of unnecessary information, you can always get what you need.
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Raiffeisenbank cards are well-deservedly popular due to the low cost of service and a large number convenient options. Despite the fact that non-cash payments are becoming more common in our time, sometimes it becomes necessary to get banknotes from an ATM. When making such transactions, commission deductions are often charged, so it is important to know the amount of the commission for cash withdrawals at Raiffeisenbank, as well as how to get cash with maximum benefit.
Fee for withdrawing money from debit cards of Raiffeisenbank
| ATMs Raiffeisen | ATMs of other banks |
|---|---|
| Raiffeisenbank does not charge a fee for cash withdrawals from its own terminals and ATMs. At the cash desks and bank branches of Raiffeisenbank, a commission of 0.7% of the withdrawn amount is charged for the service, minimum = 300 rubles. In 24 hours, you can transfer no more than 3 million rubles into banknotes - this is the limit set by the organization. | Withdrawal without commission from a Raiffeisenbank card at third-party ATMs and terminals is not provided. In addition to the main amount of withdrawn money, 0.5% of this amount + 150 rubles is deducted from the balance. If you need to remove foreign currency, other than the one in which the account is opened, a third-party bank will take a 2% commission. The commission for withdrawing from a Raiffeisenbank card in Sberbank is exactly the same as in any other banks - half a percent of the amount received plus 150 rubles. |
Fee for withdrawing money from Raiffeisenbank credit cards
A credit card is essentially intended for non-cash payment for services and goods. But sometimes you need to take it off borrowed funds. Commission deductions from credit cards for this service higher than from debit cards, and their size depends on the type loan product and use of "native" or third-party ATMs.
As can be seen from the table: credit Visa card Classic Cash is serviced under special conditions. It is possible to withdraw cash from it without commission at ATMs of Raiffeisenbank and partner banks.
Attention, there are restrictions on withdrawing funds from Raiffeisen cards, details in the article:
Raiffeisen Bank partners: ATMs without commission
Cooperation financial institutions between each other is aimed primarily at ensuring that customers can withdraw money from cards without extra costs. For this reason, modern big banks unite in a network and conclude appropriate agreements, under the terms of which, within the designated banking group cardholders are not charged a commission for cash withdrawals.
ATMs and terminals of Raiffeisenbank are present in almost all settlements countries and with the help of them you can get money in cash without commission deductions. Many are interested in where else to withdraw funds from a Raiffeisenbank card without a commission. So, this is possible in self-service devices of several banks:
But do not confuse the use of ATMs and the transfer from the Raiffeisen card to another card, the conditions and commission for the transfer may be different.
Raiffeisenbank offers very loyal conditions for servicing card products and does not establish interest rate for the issuance of banknotes in their own equipment. For a similar operation with credit plastic, the bank also does not charge too much. high commission. However, when receiving money in third-party institutions, you should carefully read the terms of operations. And if the commission turns out to be unreasonably high, it makes sense to look for ATMs of Raiffeisenbank's partners so as not to overpay.
