Terminal for payment with Promsvyazbank bank cards. Acquiring in Promsvyazbank: tariffs for trade, mobile and Internet acquiring

Acquiring is an indispensable service for business development. With its help, individual entrepreneurs and organizations can expand their customer base and increase turnover, reducing the risks of fraud when paying for purchases in cash. PSB offers favorable terms of service for business clients.

Advantages of acquiring from Promsvyazbank

The bank offers installation of modern POS equipment, cash solutions and portable terminals for accepting plastic cards of popular payment systems - MasterCard, Visa, American Express, MIR, UnionPay, Alipay.

In addition, the provided devices support contactless payment technology - Apple Pay, Visa PayWave, Android Pay, Samsung Pay and MasterCard PayPass.

PSB guarantees its clients:

• provision of turnkey acquiring services within up to 10 working days;
• personal approach to each client;
• flexible terms of service;
• crediting of proceeds to the account on the same business day (with the exception of payment via American Express - money is credited to the account within 3-4 days);
• free provision of POS equipment, advertising and consumables;
• 24/7 technical support;
• convenient form of daily, weekly and monthly reporting;
• free staff training on how to use the terminals;
• no hidden fees;
• high level of payment security.

You don't have to buy or rent POS terminals. PSB provides equipment to its customers free of charge.

Acquiring is available to all persons who have an active current account with the bank. If you do not yet have a bank account, you can register it remotely and by contacting a bank office. Promsvyazbank provides many bonuses to new clients - free account opening, its maintenance for 3 months, Internet banking connection and document management.

Is your terminal out of order? Call technical support and order a specialist visit for free. You can contact the bank manager at any time of the day.

Tariffs for trade acquiring at Promsvyazbank

Organizations and individual entrepreneurs can count on connecting to the service within ten working days. As stated above, the terminals are provided free of charge.

If necessary, the company logo is installed on the device. Payments are made in one touch and are credited to your account on the same day.

The client can count on providing:

• stationary terminals;
• mobile POS devices;
• compact equipment.

The terminals can have three types of connection - GPRS, Wi-Fi and LAN.

Tariffs for acquiring at Promsvyazbank for legal entities and individual entrepreneurs do not depend on turnover and are determined individually for each client. The amount of commission charged for payment transactions is established taking into account the activities carried out by the organization or entrepreneur.

So, the bank sets the following commission amount:

• 1.6% – for gas stations and grocery stores;
• 1.5% – for cafeterias and fast food restaurants;
• 1.1% – when making government payments;
• 1.8% – for other market segments.

Thus, the basic tariff is 1.8% of the transaction amount. Reduced fees may apply depending on the type of POS equipment received, subject to specialist approval.

Tariffs for Internet acquiring at Promsvyazbank

The service is activated within 7–10 working days maximum after receiving the client’s application. If your website is developed on a popular CMS, you can use ready-made payment modules.

To view the available offers, go to the “Internet acquiring” section and select the “CMS modules” column.

The bank offers a flexible tariff system - the commission fee is set individually for each client. Revenue is credited to the account on the next business day.

Mobile acquiring from Promsvyazbank

To accept non-cash payments in places remote from communications, PSB provides special GPRS terminals with the integration of technology for accepting contactless payments.

This option is suitable for courier services, when making payments after delivery of goods, during exhibitions, etc.

Tariffs for services are set individually. Customers can count on special offers from PSB.

How to connect acquiring in Promsvyazbank for individual entrepreneurs and enterprises?

You can order the service at any bank office and remotely by filling out an online application on the PSB website.

In the latter case, it is enough to indicate the name of the contact person and telephone number for feedback. The specialist will call the client as soon as possible after sending the electronic form.

When contacting a bank office, you will need to fill out a printed version. It is recommended to have a certain package of documentation with you, which is also provided by the client after sending an online request.

The specialist will announce the terms of service and offer to conclude an appropriate agreement.

Internet acquiring is connected in the same way. can be obtained from a specialist or downloaded from the PSB website. The easiest way to receive the service is to fill out an online request. If necessary, you can also submit an application through online banking.

Documents for acquiring acquiring at Promsvyazbank

As a rule, to conclude an agreement, it is enough to have a passport with you. The manager will provide an application form according to the bank's form to connect the service.

Representatives of the organization undertake to additionally have in hand a document confirming their authority (power of attorney, order appointing a manager, etc.).

Reviews about acquiring in Promsvyazbank

Zamir, Ulyanovsk

Great bank! Ideal for business! What I liked most was the prompt opening of a current account, affordable prices for merchant and Internet acquiring, no need to buy or rent terminals, and crediting of proceeds on the same day. I connected all services remotely – through the Promsvyazbank website. Very comfortably!

Pavel, Chita

I have a small cafe. For me, the timing of crediting the proceeds received to the account, the availability of convenient Internet banking and the ability to accept various bank cards are important. Promsvyazbank meets all points in this regard. The money arrives in the account on the same day, and I can order daily or weekly reporting on transactions. And the most important plus is that the terminals were provided by the bank for free!

Vadim, Izhevsk

The terminals worked normally for five months, but a week ago one broke down... Of course, problems arose in the store, since one cash register was inoperative. I called technical support and explained the situation. They very quickly sent a specialist who fixed the terminal. Moreover, it is free, without any commissions or fees. This is the kind of service I like!

Are you going to open a current account?

YesNo

More about the current account

• Opening an account is free in 10 minutes;
• Maintenance – from 0 rubles/month;
• Free payment cards – up to 20 pcs./month.
• Up to 7% on account balance;
• Overdraft possible;
• Internet banking – free;
• Mobile banking is free.

RKO in Raiffeisenbank.

Open an account

More about the current account

• Opening an account is free in 5 minutes;
• Maintenance – from 490 rubles/month;
• Minimum commissions.
• Registration of salary cards is free;
• Overdraft possible;
• Internet banking – free;
• Mobile banking is free.

More about the current account

• Free opening of account in 10 minutes;
• The first 2 months are free of charge;
• After 2 months from 490 RUR/month;
• Up to 8% on account balance;
• Free accounting for individual entrepreneurs on Simplified;
• Free Internet banking;
• Free mobile banking.

RKO in Sberbank.

Open an account

More about the current account

• Opening an account - 0 rub.;
• Maintenance – from 0 rubles/month;
• Free “Sberbank Business Online”;
• Lots of extra services.

RKO in VTB.

Open an account

More about the current account

• Opening an account – free of charge in 5 minutes;
• 3 months of service 0 rubles;
• Transfers and cash transactions - 0 rubles;

More about the current account

• 0 rub. opening an account;
• 0 rub. Internet banking and mobile banking for account management;
• 0 rub. issuing a business card for depositing and withdrawing cash at any ATM;
• 0 rub. first deposit of cash into the account;
• 0 rub. tax and budget payments, transfers to legal entities and individual entrepreneurs in Alfa-Bank;
• 0 rub. account maintenance if there is no turnover.

More about the current account

• Opening an account is free;
• Reservation in 1 minute;
• Internet banking and mobile application are free;
• 3 months of service free of charge;
• after 3 months from 490 rub./month.

RKO in LOKO Bank.

Open an account

More about the current account

• Opening an account is free;
• Reservation in 1 minute;
• Maintenance – from 0 rubles/month;
• Cash withdrawal from 0.6%;
• Free terminal for acquiring;
• Internet banking and mobile application are free.

RKO in Expert Bank.

Promsvyazbank is included in the list of systemically important organizations and occupies a leading position in terms of assets, deposits, net profit, etc. The bank has been operating since 1995. This is one of the largest private banks in the country.

Acquiring services are provided to any type of business - from micro-companies and individual entrepreneurs to large corporate clients.

Tariffs for trade acquiring services Promsvyazbank

The bank offers a fixed commission only if POS terminals are purchased from it (the purchase is formalized as a one-time commission when concluding an agreement).

Then the commission:

• fast food establishments - 1,5%;
• gas stations and grocery stores - 1,6%;
• government agencies - 1,1%;
• to everyone else - 1,8%.

In the case of renting terminals, the commission is set individually. It will depend on the equipment configuration and turnover. Unprofitable devices require payment of a fixed fee monthly (threshold - 100 thousand rubles for the reporting month).

Terms of Service

1. devices are leased or purchased by the bank; the type of leased POS terminal and the set of additional equipment may affect the size of the commission;
2. in some cases, the use of client POS devices (purchased separately) is allowed, subject to compliance with the bank’s requirements;
3. Promsvyazbank undertakes to transfer the received payment from the customers’ card accounts to the organization’s current account no later than 2 days later;
4. the current account can be serviced in another bank. Remuneration is transferred to accounts opened with Promsvyazbank on the same day (but no later than the general standard);
5. the bank organizes training for staff to operate the equipment, provides all necessary training and consumables;
6. authorization of payment transactions is carried out around the clock;
7. technical support is available around the clock, including on-site visits by specialists;
8. transaction reports are provided daily free of charge;
9. By agreement, the bank's rules allow the application of the merchant's logo on terminals.

Technical issues

Cards accepted for payment:

1. VISA;
2. MasterCard;
3. UnionPay;
4. American Express.

The terminals work with contactless payments (meaning systems such as Samsung Pay, Apple Pay and Android Pay), including the use of fast payment technologies VISA PayWave and MasterCard PayPass (payment without entering a PIN code up to a certain amount).

The configuration of POS terminals is tailored to the client’s requests. It can be:

• portable or stationary models;
• connecting to the Internet via GPRS (mobile communication), LAN (wired connection) and Wi-Fi (wireless).

Connection procedure

The bank offers two options for providing connection services:

1. standard. Here, based on the request of a new client, an acquiring agreement is concluded. The bank supplies the necessary equipment in the required volume and configuration, installs it on site (if there are cashier workstations) and instructs the staff. The process takes on average about 10 days;
2. accelerated. Fully consistent with the previous one except for the term ( no more than 3 days) and restrictions on the number of terminals provided (no more than 3 to one merchant). The service requires an additional fee - 3000 rub..

Promsvyazbank is a financial organization that provides its clients with a huge range of services. Modern equipment allows us to offer trade acquiring - Promsvyazbank sets tariffs personally for each client. The financial institution itself is famous for its large clients. It has long become a permanent partner for government and commercial organizations. However, there are a number of advantageous offers for legal entities, small businesses (including LLCs), as well as for individual entrepreneurs.

Acquiring conditions at Promsvyazbank. Difference in tariffs between Internet and mobile acquiring?

Like other banks, PSB also offers several types of acquiring. Depending on your goals, you can choose Internet, mobile and shopping types. Depending on the specifics of the service, Promsvyazbank will set tariffs for acquiring current accounts for individual entrepreneurs and LLCs. Working in a fiercely competitive financial environment forces PSB to offer its clients special terms of cooperation:

1. Free use of acquisition equipment after signing the contract.
2. Providing, without payment, consumables for operating the terminal provided for use.
3. Conducting staff training and technical support free of charge. After completing the training, the personnel receives the appropriate certificate.
4. 24/7 support – the hotline works properly.
5. Prompt crediting of funds – on the day of receipt, if the client’s account is opened with PSB. On the next business day, funds are credited to the account of another bank.
6. Daily information about movements in the current account. The report is sent to the client's email.
7. Flexible terms of service, especially for bank clients. In each individual case, you can stipulate how much the service costs. Internet and mobile acquiring will cost clients less than trading.

The cost of equipment maintenance, as well as subscription fees, are not charged separately. They are “hardwired” into the established tariffs of Promsvyazbank for Internet acquiring. Although the established percentage does not exceed the market supply, it is quite competitive.

Service tariffs and equipment costs. Does the bank rent terminals?

The commission for using trading terminals and card readers for phones is zero. It will not depend on the type of equipment provided for rent. Maintenance and installation of the devices will be free of charge, and there will be no monthly rent.

1. Issuing an invoice by email

Using Pay Keeper You can issue invoices to your clients by email. This feature is especially suitable for online stores, hotels and service providers who send invoices to their customers by email.

Video instructions for invoicing

2. Inserting a payment form into the site

Pay Keeper provides the ability to insert a payment form into your website. This is no more difficult to do than inserting a regular link. To do this, you need to add a special HTML code on any page that will load the payment form:

Invoicing using the paykeeper admin panel

Using an inline form

3. Integration using CMS

If your site uses a standard CMS, then for integration with Pay Keeper You just need to install the ready-made module:

Pay Keeper can automatically send a POST request about a completed payment. This feature will be useful for Internet providers, management companies, telephony operators and other service providers dealing with a large number of payments for small amounts. In POST request Pay Keeper the following data is transmitted:

To configure this feature, you will need to implement a protocol for receiving POST notifications on your site.

I’ve already spoken, so I’m writing more calmly.

I have been a client of the bank since 2007, as a legal entity. I had several cards as an individual, but with the release of Tinkov cards, I closed everything from Promsvyazbank (expensive and useless for me).

It is now 2015 and companies are required to accept bank cards for payment. I read about the cards both on the packager and on the Yandex cash register, everything is great, but these are aggregators and they have their own percentage, so I decided to contact the bank directly and then the adventures began.

You go to the website, and there are no tariffs, they are individual - leave a request
http://joxi.ru/EA4vdkEsYapqmb

My actions:
1. I leave an application (although I’m outraged that I can’t find out the details right away), the application is not as usual, in a couple of clicks and seconds and it’s done, I filled it out for a minute, I even wanted to close the site, I thought it was stuck.

2. I contact the chat (communication was limited to leaving a request), the nonsense of the chat is that if the operator writes to me or I write to the operator, the correspondence window is not updated and I constantly have to scroll manually - terribly annoying (I recommended other services, not livtech ).

3. I call through the website (the girl answers, with whom after a minute it was clear that there was no point in talking).

As a result, we have the fact that I cannot decide whether I should connect this service or not. Okay, I think, I'm waiting for the call. They call after 2.5 hours (Tinkov calls after 2 minutes, I at least remember what I still want from them, but here it’s already 2.5 hours, I’ve already taken up other things, it’s generally terrible).

I call the number 8 800, press all the menus, go through the quest... press this number if you are so-and-so, this number if you are so-and-so. As a result, we wait for 15 minutes, and all this time the aunt is shouting about what an important Client I am.

A girl picks up the phone, I say: I want to talk about acquiring, I left a request, they called me, etc. I'm basically retelling the whole story. She asks if I am an existing Client, I answer positively, in the end it turned out that I am not an existing Client, but a potential one, the girl answered flirtatiously. After some more time, he says - I found it, write down the phone number of the guys who are aware of this acquiring. I couldn’t stand it a little and even started swearing a little, I told the girl that this was not for her personally, but in general, trying for 6 hours (namely, trying in the word torture) to buy a service was too much. I call the phone number they gave me and ask - what are the rates? You need to talk, depending on the turn of phrase, Alexey answers.

To basic questions regarding whether there is pre-authorization (when the company blocks money as a deposit - common when booking hotels and car rentals), the answer is that only the engineer knows. He also knows how much it will cost to rent a POS terminal.

And then I understand that if I have so many unknowns when connecting, plus I’m being pushed from one phone to another, from one employee to another, and ultimately everything is put on the brakes and I still don’t get any results, I sit and write a review of the banks. RU.

All the guys were polite, but incompetent. Sorry, politeness alone is not enough, but it is a bonus.

As a result, I come to the following conclusion:

This service has not yet been fully developed and that is why there is so much negativity and uncertainty;
- the bank is not at all interested in this service;
- this service is made by the bank for daws;
- This is a disgusting system for managing the bank and the competencies of its employees.

In any case, I refuse such services.

P.S. Promsvyazbank is a super bank client for legal entities, probably the best. Thanks to this bank for the client, I never visit a bank where the service is even worse. You can come all day and look at the squirrels in the wheel, the poor dirty things (Kitay Gorod office), but I can write that. Actually, this is the first time I’m writing a review, it’s damn boiling.

Do not buy acquiring from Promsvyazbank if there are such problems at the connection stage. What will happen to the company’s reputation when either the money hangs up or something doesn’t work out, and you have to call the technical service for weeks?

Thank you in advance. I hope Promsvyazbank will find it useful to read this review.
I told the girl on the quality line everything in much more detail, with all the phone numbers and call times.