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One of the pressing issues of interest to clients of many banks is the availability of partner banks, at whose ATMs it is possible to withdraw cash without commission, as well as top up bank cards, and other related services. Raiffeisenbank is no exception, the number of clients of which is quite large.
If you are interested in partner banks of Raiffeisen Bank, then you have come to the right place. On the website you can find a list of Raiffeisen partners who service plastic cards without commission, allow you to make various payments to the bank, top up credit cards and other operations.
What do partner banks give?
First, let’s find out why the bank’s partners are so interesting, what are the positive aspects of the bank’s wide partner network, and what advantages you will receive by being serviced by Raiffeisen.
- Wide partner network
- Possibility of service in any corner of the country
- Cash withdrawal from ATMs without commission
- Possibility of replenishing cards without commission
- Payment of loans through a network of partner banks
By choosing Raiffeisen as your partner, you receive a guaranteed high quality of service and the opportunity to receive assistance from bank specialists, even while outside the Russian Federation.
Imagine that you have been sent on a business trip to a far corner of the country. And now you urgently need to withdraw some money from your card. There are no Raiffeisen ATMs in this city, so you go to the first one you come across and withdraw the amount you are interested in. If you need a little money, then in principle it’s okay, and you won’t notice much of a change in your balance. If the amount is quite large, then the commission will be large. It is in this situation that the partners of Raiffeisen Bank, whose ATMs are located throughout the country, will come to your aid.
ATMs of partner banks
Below we provide a list of partners, as well as a limit on the maximum amount that you can cash out. You should also keep in mind that depending on the denomination of banknotes loaded into the ATM, the maximum limits may vary.
- RosBank – 150 thousand rubles
- Bank URALSIB – 150 thousand rubles
- Moscow Credit Bank – 150 thousand rubles
- UniCredit Bank – 100 thousand rubles
- Rosselkhozbank – 200 thousand rubles
- BinBank – 150 thousand rubles
- Energotransbank – 150 thousand rubles
- Gazprombank – 150 thousand rubles
If you have doubts about whether the above-mentioned institutions exist in the locality where you are currently located, then you can always ask our employees a question, completely free of charge. And you will receive an answer at any time of the day and any day of the week.
In addition to withdrawing cash, you can also top up your cards, and you can deposit both rubles, US dollars, and euros into your account. At the moment, this service is available from BinBank and Moscow Credit Bank.
Advantages of replenishing cards at partner banks
If you top up cards through partner banks of Raiffeisen Bank, you receive a number of undeniable advantages.
- Instant access to funds. For cards in foreign currency, funds are available after crediting
- No replenishment fees
- Access to the service in thirty regions of the Russian Federation
- If you deposit funds before 18:00, they will be credited to your account on the same day, excluding weekends and holidays
When choosing Raiffeisen as your partner, you can completely rely on this organization. After all, this is a bank with many years of history and traditions. The quality of service is always maintained at the proper level, and the services are always relevant and in keeping with the spirit of the times. According to international ratings, the bank is marked as “reliable,” which means that you should not fear for the safety of your funds.
Being a progressive organization that monitors the financial services market, it is not limited to only the standard set of banking services. There are also subsidiaries providing more specialized services. At your choice, in one of three organizations you can arrange leasing, apply for investment services for your business, or resort to bancassurance services.
Attention! Carefully study exactly what services are provided for free by Raiffeisen Bank partners, because it may be that you can withdraw cash for free, but checking your account balance may be paid, depending on the bank’s tariffs.
On our website you can easily find out about the full range of services and partners of the bank. You might be interested in their suggestions. Our consultants will help you find a suitable article, and you can also easily read reviews of partner banks that interest you.
You may also be interested in the fact that within the partner network it is possible to transfer funds from card to card, also without commissions. Moreover, this can be done either through mobile or online banking, or simply on the website of the desired organization. There are also specialized sites that deal with this kind of transaction, but there may already be a commission for the services of the system itself.
Banking services
At the moment, the partners of Raiffeisen Bank, like the bank itself, are ready to offer their clients a wide range of services. And if any service that interests you is not available from Raiffeisen itself, its partners will certainly have it.
- Consumer loans
- Installment plans for goods and services
- Mortgage loans
- Credit cards
- Acceptance of deposits from the public
- Debit cards
- Salary projects for organizations
We can assure you that the conditions here are very favorable, because it’s not for nothing that the bank has so many clients. We can tell you in more detail about all the bank’s available offers, either upon request to our managers, or you can find articles on our resource.
Perhaps you do not yet have a Raiffeisen Bank credit or debit card, and you are simply interested in the list of partners to know if you will have problems withdrawing cash in the future. However, we dare to assure you that in almost all cities there are partners of Raiffeisen Bank (ATMs operate around the clock without commission).
Raiffeisen bank cards
If you are not yet a client of this organization, you will be interested to know what the bank is ready to offer its clients. Let's start with credit cards.
- “Everything at once” card with cashback and the ability to accumulate bonus points
- “Cash card”, with the ability to withdraw cash and an interest-free period, rate from 29 percent
- “Plus purchases” with free service and grace period, rate 29 percent
- Gold credit card for travelers, with accumulation of bonus miles and grace period
- Austrian Airlines partner card with miles accumulation
- Gold card with free service
Please note that you can receive any of these credit cards on the day you submit your application. Thus, Raiffeisen Bank is trying to be closer and more accessible to every Russian. Don't miss your chance to get one of these wonderful products, because the requirements for clients are quite simple, and almost anyone can get a credit card.
Also, in order to quickly and easily find Raiffeisen partner banks that service bank cards without commission, you can install the official application, which is available in the AppStore or GooglePlay, or use the help of a bot in Telegram.
Benefits of using the official application
If you have installed the official Raiffeisen Bank application, or are subscribed to the Telegram channel, you receive a number of advantages.
- 24/7 assistance in resolving issues
- Always up-to-date information
- You know the location of all branches and ATMs, including partners
- Possibility of obtaining additional services without leaving home
- If you lose your card, you can always block it remotely
Advantages of plastic cards
In general, when using Raiffeisen Bank debit and credit cards you choose comfort and reliability.
- Pay for purchases in one touch
- Favorable conditions for credit cards
- No need to think about the amount of cash in your wallet
- Payment for goods and services via the Internet
- Possibility of payments abroad
Results
If you are still wondering whether or not to apply for a credit card at Raiffeisen Bank, then we hope that our article helped you make a choice in favor of this organization. After all, we offer you a wide selection of credit cards, with which you can not only make purchases now and return the money later, but also earn bonus points and receive pleasant prizes. You also now know which partner banks Raiffeisen has that service plastic cards without commission. You also know that you can find help and answers to your questions on our website.
By using the services of our service, you make it much easier for yourself to find answers to your questions, and instead of a bunch of unnecessary information, you can always get what you need.
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And the partner banks have drawn up an agreement, thanks to which clients of these financial and credit institutions can use the services of self-service devices for a specified circle of people without a commission.
Raiffeisen partner banks
To carry out transactions with cards, Raiffeisen clients have access to more than 2,000 ATMs installed by this bank throughout the country. However, the capabilities of Raiffeisen bank card holders are not limited only to these devices. Raiffeisen's partner banks gave them access to:
- 16,000 self-service devices where you can withdraw cash;
- 7,700 devices that can be used to top up accounts, including card accounts.
Services to clients of the Austrian giant at such ATMs and terminals are provided according to the conditions of “home” tariffs, that is, those offered by Raiffeisenbank.
Partners of Raiffeisen Bank offer its clients to use their terminals, but with some restrictions on the maximum amount of one transaction. Partner banks that allow Raiffeisen Bank clients to make transactions through self-service devices without commission:
- Rosbank, which set a limit for one transaction in the amount of 150,000 rubles;
- URALSIB Bank set the same limit of 150,000 rubles;
- Moscow Credit Bank - 150,000 rubles;
- UniCredit Bank – 100,000 rubles;
- Rosselkhozbank – 200,000 rubles;
- Binbank – 150,000 rubles;
- Energotransbank – 150,000 rubles;
- Gazprombank – 150,000 rubles.
If the limit is exceeded, banks may charge an additional commission.
Terms of use of self-service devices of partner banks
In self-service devices belonging to partner banks, Raiffeisenbank clients can:
- transfer funds to another account, including an account belonging to a third party;
- gain access to the Internet Banking service, and also, if necessary, restore the access password;
- connect your phone number to the SMS notification service;
- change the card PIN code;
- pay for services;
- withdraw cash.
When accessing the services of self-service devices of Raiffeisen Bank partners, you need to take into account that the operating principles of such devices differ. Before using one of the ATMs, it is advisable to read the relevant instructions of the owner bank.
When replenishing a card account, funds deposited before 18.00 from Monday to Saturday inclusive will be credited to the account on the same day. Cash received after 18.00 from Monday to Saturday inclusive, as well as on Sundays or holidays, will be credited to the account on the next business day.
Restrictions that apply when depositing cash using self-service devices of partner banks:
- Account replenishment is allowed only in rubles;
- one operation is a maximum of 45,000 rubles;
- the devices perform no more than 3 operations per day, 10 per week and no more than 15 per month;
- in one day, devices can accept no more than 45,000 rubles for replenishing an account opened with a friendly bank, but a maximum of 300,000 rubles per week or 450,000 rubles per month.
It is impossible to replenish accounts of category “B” cards, as well as corporate cards, in the machines of partner banks.
Among other restrictions on working with friendly self-service devices, the following must be taken into account:
- limits on cash withdrawal or replenishment of a card account established for this product by the issuing bank;
- availability of the required amount at the ATM;
- denomination of banknotes inserted into the machine.
Conditions for charging commission
Replenishing a card account and withdrawing funds through devices of Raiffeisen Bank partner banks is possible in more than 30 regions of Russia, both for debit cards and credit cards.
Raiffeisen Bank partners provide services to its clients without commission, subject to the use of debit cards at self-service machines. The commission for withdrawing cash from credit cards is 3% plus 300 rubles.
The fee is charged by all alliance ATMs. The exception is the Cash Card product. In turn, Raiffeisen does not charge any fees when accessing its machines with debit cards issued by financial and credit organizations friendly to it.
Without commission, cash can only be obtained from ATMs of both Raiffeisenbank and its partners. But when receiving money from the account at the cash desk of an alliance member, they will take a commission in the amount of 0.7% of the transaction amount, but not less than 300 rubles.
If you withdraw cash from self-service devices of banks that are not partners of Raiffeisenbank, the commission will be 1% plus 150 rubles. For a Visa CASHBACK Debit card, the fee cannot be less than 100 rubles.
When transferring from an account opened with Raiffeisen to an account opened with another bank, 1.5% of the transaction amount (at least 50 rubles) is withheld.
Raiffeisenbank partners accepting loan payments
Raiffeisenbank cooperates with the Golden Crown service. At its offices you can repay loans issued with Raiffeisen, including credit card loans. When performing calculations, a commission will be deducted.
Similar calculations are possible in Beeline and Euroset communication stores. When making payments, a commission of 1% is withheld (minimum 50 rubles, maximum 200 rubles).
Bank clients can also use QIWI terminals to make payments on loan obligations. The service is accompanied by a commission deduction.
When using the specified services, funds are credited to the loan account on the next business day. To make a payment, you must provide your account details.
It is somewhat inferior to the scale and ramifications of the service networks of the financial market giants. Therefore, it is useful for card users of this bank to be aware of its affiliate programs.
The financial organization has entered into partnership agreements with eight banks. Therefore, now customers can withdraw money without commission from ATMs of the following partner banks:
And you can deposit cash onto your card without commission at ATMs of B&N Bank and Moscow Credit. Funds will be credited to the card immediately. It is worth noting that all partner banks operate only in Russia, and Raiffeisenbank has no partners outside of it.
Cash withdrawal fee at Raiffeisenbank
It is also necessary to remember about the commission for withdrawing cash from debit cards, depending on the service tariff. We have already made sure that at the ATMs of Raiffeisenbank and its partner banks no commission will be charged at any tariff. However, if you have to cash out funds at the terminal of other banks, then, in accordance with a certain tariff, the commission will be as follows:
If the client has a salary debit card from a client company of Raiffeisenbank, then regardless of the chosen service tariff at the ATMs of the bank and partner banks, no commission will be charged for cash withdrawals, but with other credit institutions you will have to leave 150 rubles or 5 dollars/euro.
Remote service is an important aspect characterizing the quality of a banking organization. Using ATMs, you can deposit and withdraw money without commission, make money transfers and payments in favor of third parties. But not every bank can boast of a wide network of technical devices. In this case, companies enter into partnership agreements with each other, allowing customers to use third-party devices on loyal terms. So, Raiffeisen Bank partners providing free service at ATMs.
ATMs
At the moment, Raiffeisen Bank has 2,000 of its own ATMs throughout Russia. 16,000 technical devices of partners where you can withdraw cash according to the terms of your tariff, as if the service was being carried out at Raiffeisen Bank. And besides, 7,700 terminals where you can deposit money onto cards and accounts without commission.
Worldwide, Raiffeisen Bank has more than 22,000 technical devices, including partner ATMs, where it is possible to withdraw money without commission, as well as in the country’s currency, taking into account conversion. Possible functions of ATMs of Raiffeisen Bank and partners:
- cash withdrawal in rubles and foreign currency;
- crediting funds to card accounts and paying third parties;
- money transfers from cards to cards of other banks in Russia;
- checking account balance;
- change PIN code;
- depositing the amount on a mobile phone;
- connecting or disconnecting your personal account;
- changing your cell phone number for SMS notifications, as well as connecting and deactivating the service.
Cooperation with other banks allows you to use some of the functions in third-party ATMs “at an internal rate.” Let's look at which banks Raiffeisen cooperates with.
You can top up funds at Raiffeisen Bank partner banks without paying an additional commission. Rubles are credited to your card account instantly. In the case of foreign currency - on the same day from Monday to Saturday until 18:00. If you pay later or on Sunday, then crediting may occur on the upcoming business day.
Partners offer more than 7,000 terminals and ATMs with the function of depositing money. Banks cooperating with Raiffeisen in this area:
- Credit Bank of Moscow;
- Binbank.
These partners do not charge a commission for transactions; they have representative offices in 30 regions of the country. Through ATMs it is possible to deposit up to 45,000 rubles per transaction. If you need to top up your account in another currency, this can be done through the cashier at the branch.
You can make no more than three credit transactions in one day for free. There can be up to 10 such operations per week, and a limit of 15 operations per month is set. You can top up your account by 300,000 rubles per week, and up to 450,000 rubles per month. There are restrictions on some tariffs, for example on corporate cards; this information must be clarified in advance with specialists.
In addition, partners offer to deposit money into the account in cash, i.e. in such banks you withdraw money from your Raiffeisen card without any costs. So, a list of partners and maximum amounts for operations.
This amount of money can be withdrawn one-time without commission. Also, banking organizations can independently set monthly, weekly and daily limits, which vary depending on the bank’s decision. Therefore, the exact limit can be clarified with Raiffeisen Bank or partners immediately before performing the operation.
Financial institutions benefit from having such additional agreements. This allows companies to save on maintenance of technical devices and specialists. There is no need to create additional lease agreements.
Raiffeisenbank cards are deservedly popular due to their low service costs and a large number of convenient options. Despite the fact that non-cash payments are becoming more and more common these days, sometimes it becomes necessary to get banknotes from an ATM. When performing such transactions, commissions are often charged, so it is important to know the size of the commission for withdrawing cash from Raiffeisenbank, as well as how to get money in cash with maximum benefit.
Fee for withdrawing money from Raiffeisenbank debit cards
| Raiffeisen ATMs | ATMs of other banks |
|---|---|
| Raiffeisenbank does not charge a commission for cash withdrawals at its own terminals and ATMs. At the cash desks and bank branches of Raiffeisenbank, a commission of 0.7% of the withdrawn amount is charged for the service, minimum = 300 rubles. In 24 hours, no more than 3 million rubles can be converted into banknotes - this is the limit set by the organization. | Commission-free withdrawals from a Raiffeisenbank card are not allowed at third-party ATMs and terminals. In addition to the main amount of money withdrawn, 0.5% of this amount + 150 rubles is debited from the balance. If you need to withdraw a foreign currency other than the one in which the account is opened, the third-party bank will charge a 2% commission. The fee for withdrawing from a Raiffeisenbank card in Sberbank is exactly the same as in any other banks - half a percent of the amount received plus 150 rubles. |
Fee for withdrawing money from Raiffeisenbank credit cards
A credit card is essentially intended for non-cash payment for services and goods. But sometimes it is necessary to withdraw borrowed funds from it. Commission fees from credit cards for this service are higher than from debit cards, and their size depends on the type of loan product and the use of “native” or third-party ATMs.
As can be seen from the table: the Visa Classic Cash credit card is serviced under special conditions. It is possible to withdraw cash without commission from ATMs of Raiffeisenbank and partner banks.
Attention, there are restrictions on withdrawing funds from Raiffeisen cards, details in the article:
Raiffeisen Bank partners: commission-free ATMs
Cooperation between financial institutions is aimed primarily at ensuring that clients can withdraw funds from cards without extra costs. For this reason, modern large banks unite in a network and enter into appropriate agreements, under the terms of which, within the designated banking group, cardholders are not charged a fee for cash withdrawals.
Raiffeisenbank ATMs and terminals are present in almost all localities of the country and with their help you can get money in cash without commission fees. Many people are interested in where else to withdraw funds from a Raiffeisenbank card without commission. So, this is possible in self-service devices of several banks:
But there is no need to confuse the use of ATMs and transfers from a Raiffeisen card to another card; the conditions and commission for the transfer may be different.
Raiffeisenbank offers very favorable terms for servicing card products and does not set an interest rate for issuing banknotes in its own equipment. For a similar operation with credit plastic, the bank also does not charge too high a commission. However, when receiving money from third-party institutions, you should carefully read the terms and conditions of the transactions. And if the commission turns out to be unreasonably high, it makes sense to look for ATMs of Raiffeisenbank partners so as not to overpay.
