29.07.2020

Open Joint Stock Company National Insurance Company Tatarstan. Nasko


IC "NASKO" was organized in 1996 in the Republic of Tatarstan to meet the interests state structures. Since its inception, the business has grown rapidly. The company won large government tenders and covered the property and professional risks of local enterprises. By 2000, NASKO Insurance Company took a leading position among the insurers of Tatarstan and the entire Volga region.

Since 2003, the company began to actively conclude contracts for OSAGO and develop the segment personal insurance. The company has created a group of insurers of the same name. It included IC Idel and reinsurer Kama Re.

Since 2007, the company has set itself an ambitious goal - to develop new regions and enter the top 50 leading federal companies. By 2013, NASCO Insurance Company managed to break into 43rd place in the rating of Russian insurers.

In 2015, the company ranked 35th in the ranking in terms of premiums. The amount of fees reached the level of 3.6 billion rubles. In its region, in terms of fees, the company got the 3rd place.

The company's portfolio is 66% formed from retail insurance contracts. The rest is to cover the risks of legal entities. In 2015, awards were received in 13 constituent entities of the Russian Federation. The largest part of them falls on the Republic of Tatarstan.

In 2015, the company's portfolio was dominated by auto insurance contracts (61%) and property risk coverage (slightly less than 17%).

The central office is located in the city of Kazan. The insurer has a wide network of representative offices (120 units) located in different regions of the Russian Federation. The agent network includes more than 1.5 thousand people.

Today, the insurer provides comprehensive insurance to state and commercial enterprises, the population. The company is a member of the RSA, VSS, Bolshaya Volga and other trade unions.

Vladimir, Moscow

There was an accident due to someone else's fault. I called the traffic police, wrote out all the papers, then went to Alpha. Repairs were quickly inspected and approved. Was pleasantly surprised! Usually they say that you need to wait 15 business days for review. And then they approved it right in front of me. Before that, I read reviews, I thought it would be the same with me, red tape and so on. An no. And the repair at their service station in Pelican was done pretty quickly, only two weeks of waiting for the fender and bumper, but it's fast. They did a pretty good job. Satisfied. STO is not worse than others, you can apply. Not everyone is bad, a lot is good.

Maria Sevastyanova, Moscow

The accident was not my fault. I collected all the documents, everything as they require, conducted an examination, they said everything, wait, we will pay. I'm waiting for a month. Rather, I go, I call them endlessly. Either one or the other is answered, they are fed breakfast. Either the accounting department is to blame, wait, then something with documents, then they generally offer repairs instead of money. And I have already repaired them, I don’t need their repair, let the money pay! Tired of this attitude. It doesn't go through any gates. They have already begun to respond boorishly on the phone and in the office, you will never get an exact answer from anyone. Another month they will pull - I will go to court, let him deal with them. We have a law! And then there will not be enough nerves for them, but money is not visible. And they promised when I bought insurance, a completely different attitude. Deceivers!

Sipakov Victor, Moscow

When the deadline for strictly Casco approached in the spring, I did not want to go to the former company. Although she did not apply for payments, her reputation still left much to be desired (I will not name here what kind of company). I thought for a long time where to go. To be cheaper and closer to home. Friends advised Alfastrakhovanie. I called, it turned out that their office is not far from my work. Made an appointment, arrived. We were greeted with courtesy and all questions were answered in a clear and understandable manner. I was pleasantly surprised, by the way, that Casco cost me 10,000 cheaper than in the previous insurance. It also happens. I hope that the company will continue to show itself as a good partner, although I drive carefully, but everything happens in life. In the meantime, everything is just fine, I am satisfied with the conditions, the price, my friends did not deceive me.

Nemtyshkin Alexander, Moscow

On February 4 this year, I had a stupid accident right at the intersection. I stopped at a red traffic light, and Lada Granta, who was driving behind, could not cope with the brakes and drove into me. The Lada driver was insured by Alfa. I had to contact them. The traffic police issued all the documents and we submitted them to Alpha's office. We were pleasantly surprised that the staff were friendly to us, explained everything clearly and did not delay with the design. This is a little like the usual attitude in insurance. It's okay, but the money was transferred to my account exactly one month later, which means March 4th. And fully listed, the money was enough to repair my Tayota with a vengeance. Thanks to such a good company, I have only good impressions.

Vladimir Ivanovich Lugovoy, Kaluga

On February 27, 2011, my car was damaged in an accident. The driver of the Opel Astra lost control and drove into the oncoming lane, hitting two cars and mine. He was insured in AlfaStrakhovanie. The emergency commissioner arrived in 40 minutes, and the traffic cops waited another hour. My damage was the bumper, headlight, headlight washer replaced, and scratches on the wing. A total of 41 thousand rubles was estimated by the appraiser Alfostrakhovanie Aenkom. They fiddled with the papers for more than two months, since there were several victims besides me. Sometimes the papers get lost, sometimes they get mixed up, but in the end, the whole amount was paid to me. And they also offered to insure their car at a discount. Well, since they paid, it means they are not working for deceit, and this is now a rarity among insurance companies, nevertheless. Thank you for your attention.

Strakhov Maxim Olegovich, Moscow

In January 2012, my Toyota Camry was badly damaged in an accident. The damage came to 110,000 rubles. After the amount was approved by the insurance company and I took the car to the service, they began to call and demand some unknown certificates, and they had to be provided by the guilty party, then why did they call me? Am I supposed to look for it myself and collect certificates for it? Then they said that some kind of independent examination had been repeated, and the amount of the payment would already be not 110, but 48 thousand rubles. Moreover, in the service itself they don’t know anything about it, they didn’t do any additional examinations, and the amount of their repair is still 110 thousand. As a result, after two months of disputes, swearing and correspondence with the company, the amount of 48,000 was transferred to the account. The question is, who will pay the rest? Sue these scammers and swindlers. This is again nerves and expenses. The lawsuit has been going on since May 10 of this year. And it's already August. In vain I was insured with them, I regret it now.

Zolotarev Artem, Moscow

I have been insured in Alfa for 5 years in a row. Prior to this, there were no cases to apply, and then a car parked in the parking lot was scratched in the yard. I had to contact the insurance company. I have CASCO, I live in St. Petersburg. There is a certificate from the traffic police, there are photos, an assessment, everything is as it should be. Well, the insurance company did not find fault, since all the points were met and all the certificates were on hand. Maybe it's a regular customer, or maybe it's a minor scratch (the amount of damage came out to 3,600 rubles in total), a referral for repairs was issued right there. At the service station, I had to wait in line for painting for two weeks, but it was worth it, they painted it perfectly, nothing was noticeable. So, my advice to everyone is to collect all the papers, keep all the certificates in order, and insure constantly in the same insurance company, then you will have benefits and there will be no delays.

Oleg, Moscow

A car on credit, insured in Alfa CASCO, on June 14 there was an accident through my fault. Gathered all the documents, took Alfe to the office. A week later they called the car for inspection. After inspection, 3 days later received a referral for repairs. Arrived, did not like the service station, the queue. I asked for a replacement and they replaced it with no problem. Waited 14 days for parts to arrive. While waiting, they called from the service, they found more hidden damage. I went to agree. We agreed, we didn't argue. When everything was brought, after 4 days he took the car. I am writing a review so that they know that they work, pay and repair without problems. Everyone loves to find fault, but they are too lazy to write good things. That is why I am writing.

Margarita Ushakova

Many thanks to Alpha Insurance! There was an accident, the car was badly damaged, I couldn’t drive it, it’s hard to take the metro to and from work in this crush. I was very worried about this, and all my friends said that they would pay out insurance for a long time and tediously, I would have to run a lot for insurers. As a result, nothing of the kind! Everything was paid in full and on time! The accident happened on March 14, and already on May 2 I was back on wheels. In my experience, this is very good. The car was fixed, the work was not damaged, my nerves are intact, I am satisfied, many thanks to the company, I recommend it to everyone!

My Toyota Land Cruiser Prado is still in service for repairs!!! And this is the fourth month since September! The accident happened in August, for a month they approved certificates, photos, argued with me what and how to fix. I wanted to take him to the dealership, but no, they persuaded him to theirs. Some kind of professional is called. They've been repairing it there for the 4th month, then it's not there, then that, then they hang up the phone. Dealer says they'd fix it in a week! There, the headlight is broken and there are only dents on the hood. But this insurance company does not want to pay 48,000 to the dealer, but wants to do it at random and for a long time. I call and get indignant, forwarded from one to another, then generally hang up. I went to the service, they are generally inadequate, they just sit, they don’t fix anything. I wanted to receive money, but a refusal came, supposedly the money had already been transferred to this Professional. Why do I need it?? I regretted a hundred times that I contacted them. I’ll just pick up the car, terminate the contract, although this won’t be easy, I think.

Insurance company "NASCO" today works with both individuals and corporate clients. The list of services it provides is extremely long. Over the long years of its existence, it has established itself only on the positive side.

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About company

The birthplace of the insurance company "NASCO" is Tatarstan. My job this organization started way back in 1996.

For more than twenty years of history, the SC in question has acquired a very a large number of experience, allowing in the course of their activities to avoid various fatal errors. The authorized capital of the company "NASKO" is as much as 900 million rubles.

The activities of this SC have been repeatedly noted at various specialized competitions with high-profile awards:

One of the most important advantages of the insurance company under consideration is the presence of a very large number of branches not only in Tatarstan and nearby territories, but also in other regions. Russian Federation.

NASCO Rating

Insurance company "NASCO" is a participant in the rating, which is formed on the basis of a variety of factors by a special agency called "Expert Ra".

This organization assigned the activity of the IC in question a rating of “A + (III)” - very high level reliability.

The probability of fulfilling all the obligations assumed is extremely high, even with a strong deterioration in macroeconomic indicators.

The most important feature of this SC is that its rating has always progressed and never fell below the “A” level. This indicates a serious approach of the organization's management to the conduct of its business.

Rules

The insurance company in question operates only within the framework of the legislation in force in the territory of the Russian Federation.

That is why "NASCO" uses the rules of insurance in the formation of its contracts. For each individual segment, these rules are significantly different.

You can select sections that are common to all documents of this type:

  1. "Rights and obligations of the parties".
  2. "The procedure for concluding, changing, prolonging and early termination of an insurance contract."
  3. "Procedure for payment of insurance premium".
  4. "The list of actions of persons in the event of an attack insured event».
  5. "The procedure for calculating the amount of payments."
  6. "Settlement of disputes".

Paragraph No. 1, where the rights and obligations of the parties are indicated, highlights all the obligations of the insured and the insurer arising from the conclusion of an agreement of the type in question. Also in this section, all the terms used in the text of the contract are covered in as much detail as possible.

Paragraph No. 2 stipulates all the main points regarding all kinds of manipulations directly with the contract itself.

Based on this section, an extension of the agreement, early termination is carried out. Also, if necessary, it is possible to change the initial conditions indicated in the contract.

This is allowed only with the mutual consent of the two parties: the insured and the insurer. The insured is obliged to pay for the insurance services of NASCO in the prescribed amount.

The tariff scale is also determined by one of the paragraphs of the insurance rules: “Procedure for paying the insurance premium”. This paragraph also indicates the order in which payment is made.

For many insurance programs, "NASCO" gives installments - for 6, 9 and 12 months. Which is extremely convenient, especially if the amount of the insurance premium is large enough.

Upon the occurrence of the risk indicated in the contract, the insured is obliged to perform a list of certain actions.

It is indicated in paragraph No. 3: "The list of actions of persons in the event of an insured event." All documents required for submission have been disclosed.

This section is very important, because if its conditions are not met, a precedent arises according to which the company has the full right not to pay insurance compensation to its client, or to perform this action only partially.

The terms for payment of compensation, as well as the conditions allowing for their extension, are indicated in the paragraph entitled "Procedure for calculating the amount of payments."

The insured should remember that NASCO, if necessary, has every right to extend the period for payment of compensation indicated in the legislation and insurance rules.

Quite often, when an insured event occurs, various kinds of controversial points. Ways out of such situations are indicated in the section entitled “Dispute Resolution Procedure”.

If, for some reason, a compromise solution is not found, then the parties use to resolve similar situation court.

Products for individuals

Insurance individuals- one of the main areas in which the company "NASCO" operates.

Today it provides the following list of services:

  • car insurance;
  • property insurance of citizens;
  • personal insurance.

Moreover, in each segment, a fairly extensive list of various programs is provided. If necessary, you can use the "insurance constructor" - it allows the client to independently select the required risks, as well as create the most convenient conditions for themselves. "NASCO" most often goes to meet its insurers.

Auto

The list of car insurance services includes:

OSAGO policy ( compulsory insurance auto civil liability) is required for all drivers of vehicles (regardless of their category).

It allows the client of NASCO to avoid damage as a result of a traffic accident that occurred through the fault of a third party. In this case, the company will pay the client the amount necessary for the restoration work.

If the policyholder himself became the culprit of the accident, then NASCO will pay for the damage caused to a third party. In this case, the client of the company will have to restore his own car at his own expense.

The CASCO policy makes it possible for the owner of the vehicle to avoid almost any damage associated with his car.

This service may include the following risks:

  • theft;
  • complete death;
  • damage as a result of an accident;
  • theft of additional equipment.

For an additional fee at insurance cover other risks may be included: damage by falling objects, elements, fires and others.

The cost of CASCO is slightly higher than the usual OSAGO. But she is completely justified. If necessary, the client can significantly reduce the price through the use of a franchise, as well as in other ways.

Discounts available:

  • regular customers;
  • for trouble-free driving;
  • for new cars.

Property

"NASCO" offers individuals various types of property insurance programs. The objects of insurance are property interests the insurer himself.

The agreement may include the following:

  • clothing, household items, home furnishings (furniture, decorative items);
  • household electrical appliances, electronics (computers, televisions, and others);
  • equipment for hunting, fishing and other activities;
  • musical instruments, means of communication, optical and measuring devices;
  • jewelry.

There is also a list of exceptions - NASCO does not insure certain types of property. This applies to objects of art or of historical value.

The list of risks upon the occurrence of which NASCO will pay insurance compensation includes the following:

  • impact of fire (fire caused by any reason - lightning strike, gas explosion, etc.);
  • illegal actions of third parties (intentional damage to property, vandalism);
  • flooding (water supply, heating and sewer network, the flow of water from neighboring premises);
  • causing damage to vehicles as a result of collisions, falling trees;
  • natural disasters of various kinds:
    • mountain falls;
    • hurricanes;
    • shower;
    • hail;
    • flood.

An insurance contract of the type in question can be concluded as for any individual risks as well as a whole range of risks.

Personal insurance

Such unpleasant incidents as illnesses and accidents often cause quite serious financial damage:

  • loss of ability to work;
  • the need to purchase drugs.

The company "NASCO" offers two types of insurance services of this type:

Today, travel insurance is especially popular. Price medical services on the territory of other states in most cases is quite large.

Not all citizens of the Russian Federation can afford to pay for them. It is for this case that NASCO offers its clients to purchase a travel insurance policy.

Thanks to its presence, if necessary, you can receive the following services and items abroad absolutely free of charge:

  • treatment: outpatient and inpatient (in the event of a disease, accident);
  • diagnostic examination;
  • full provision of all necessary drugs;
  • dressings and other materials necessary for treatment;

Transportation costs are also paid.

Programs for legal entities

The company "NASCO" also provides services to legal entities.

List of insurance products for corporate clients quite extensive, it covers:

  • property;
  • motor transport;
  • cargo;
  • a responsibility;
  • employee accident insurance;
  • construction and installation risks;
  • travels.

Moreover, each product has a fairly extensive list of various programs that allow you to take into account various risks. Thanks to a wide range of services, the client can easily choose the appropriate insurance conditions for themselves.

Property

Most often, the greatest value of all property owned by legal entities is real estate.

"NASCO" offers to insure the following types of it:

  • building;
  • construction in progress.

Also, production equipment, specialized and construction equipment, goods, raw materials have a high cost.

All of the above and other property can be insured against the following risks:

  • exposure to fire (fire for any reason - lightning strike, gas explosion);
  • flooding - accident of water supply, sewerage, heating systems, water penetration from adjacent premises;
  • subsidence of soil, the impact of underground water bodies;
  • natural disasters (floods, hurricanes, etc.);
  • illegal actions of third parties.

At the same time, the amount of the sum insured, first of all, depends on the value of the property itself, as well as the probability of occurrence of the risk indicated in the insurance contract.

Motor transport

Many large organizations have on their balance sheet a large number of very different vehicles. Sometimes the cost is very high.

That is why there is always a need for insurance of this type of property. NASCO offers its corporate clients a car insurance program.

Thanks to it, damages resulting from the occurrence of the following events can be compensated:

  • mechanical damage in an accident;
  • fire - causing damage by fire (gas explosion, lightning strike, unintentional arson);
  • disaster.

The client can independently choose the risks, upon the occurrence of which monetary compensation is paid.

The use of this program is especially beneficial when it includes a clause on full compensation as a result of the death of a car for various reasons. Since in such a situation the financial damage is greatest.

cargo

Transport companies are always responsible for the safety of the transported goods. "NASCO" offers organizations of this kind to conclude an agreement that excludes financial damage.

The action of the product in question applies to cargo carried by the following mode of transport:

  • railway;
  • automobile;
  • maritime;
  • aviation.

The insurance risks are:

  • accidents on railway- train crash, collision;
  • plane crash;
  • loss of the vehicle along with the cargo;
  • theft or other deliberate illegal actions of third parties.

The insurance contract is valid only in the process of cargo transportation (including its shipment and loading). This is the main feature of the product offered by NASKO. Value insurance compensation set on the basis of the actual value of the goods.

Also, compensation at the request of the insured may include:

  • all kinds of commissions;
  • freight cost;
  • other expenses.

It is possible to conclude a general insurance contract. This allows the transport company not to insure separately each transport trip, but to extend the agreement immediately to all transportations carried out within a certain time.

A responsibility

The activity of many enterprises carries a certain danger. As a result of an oversight, serious damage to life, health, as well as property of third parties can be caused.

That is why the insurance company in question has formed a large number of specialized products that make it possible to minimize the likelihood of any expenses on the part of the insured.

The following types of insurance are most in demand today:

  • compulsory insurance of civil liability of an enterprise that owns or operates a hazardous object (objects);
  • insurance of civil liability of organizations operating production facilities that pose a danger to the environment;
  • professional liability insurance (appraisers, auditors);
  • tour operator liability insurance.

If necessary, NASCO can prepare an individual insurance program taking into account the activities of a particular client. This SC has a specialized group dealing with such issues.

Employees from accidents

Many employees of enterprises perform work that carries a rather serious danger to themselves. And there is a high chance of an accident. It can lead to both temporary and permanent disability.

That is why "NASCO" has developed an insurance offer that allows, in the event of an emergency at the enterprise, to fully financially protect it from any expenses.

Cash compensation is paid in the following cases:

Construction and installation risks

Managing construction and installation work always associated with certain risks.

"NASCO" offers its corporate clients to transfer for insurance:

  • unfinished objects, buildings, machines and materials, as well as various other property placed on the construction site;
  • temporary buildings, transportation mechanisms;
  • civil liability of the insured - associated with the obligation to compensate for harm.

If necessary, insurance coverage may include:

  • overtime expenses;
  • post-launch commitments;
  • property of third parties located near the construction site.

Insurance risks:

  • property damage;
  • claims and lawsuits brought by third parties on various grounds.

VHI

Enterprises can purchase a voluntary medical insurance program for their employees from NASCO.

Thanks to the presence of this policy, insured persons can receive the following types of services in the best medical institutions absolutely free of charge:

  • dental;
  • outpatient clinics;
  • hospital treatment.

Available specialized programs for VIP clients. They allow you to undergo a course of treatment in leading foreign clinics.

Travels

The activities of many corporate clients involve sending employees abroad. A prerequisite to obtain a visa to many countries is the availability of a specialized insurance policy. IC "NASCO" offers an impressive list of such insurance programs.

Thanks to them, the costs associated with the need to receive the following services abroad are covered:

  • outpatient, inpatient treatment;
  • diagnostics;
  • provision of drugs necessary for treatment;
  • dental treatment.

Apart from medical expenses transportation of the patient or his body, remains in case of death is paid.

Reinsurance

Fulfillment of all obligations of NASCO to customers is guaranteed by reinsurance. It is provided:

  • JSC "NASKO";
  • OOO PO KASA RE.

At the same time, this type of activity fully complies with the current legislation (clause 3 of article No. 25 of the Law of the Russian Federation of November 27, 1992 No. 4015-I).

Cost and tariffs

According to legislative norms, every driver of a car must have an OSAGO insurance policy. To simplify the process of buying it, on January 1, 2017, a new rule was approved for the sale of policies online on the official websites of insurance companies. Now every domestic insurer offers the remote purchase service, thereby saving the time of its customers. The insurance company NASCO also adopted this convenient innovation.

About NASCO

NASCO started its professional activity in 1996. The authorized capital of the insurer is 900 million rubles. Now the company has turned into a whole branch network. Its offices are located in more than 130 cities of Russia. The official representative office of NASCO is located in Kazan. The RA expert assigned a very high level of reliability to this insurer.

The company has a license to provide 20 types of insurance services. These include civil liability insurance under the OSAGO policy, which can be purchased directly on the official website of NASCO.

OSAGO policy from NASKO

An insurance policy from NASCO meets all the standards of this mandatory document. If the culprit of the accident has OSAGO, compensation for all damage caused to them (life, health, property) will be paid by the insurance company. The limit of the sum insured under the OSAGO policy is 400 thousand rubles. If the amount of damage exceeds this mark, the remaining part is paid by the client of the NASCO insurance company independently. If he has an additional DoSAGO policy, the damage is reimbursed by the insurance company in full.

The OSAGO policy from NASKO relieves the driver from claims from the injured party in the accident. All issues are resolved through the insurer quickly and efficiently.

Documents for the purchase of OSAGO from NASKO

In order to buy a policy, the applicant must provide the insurance company with true information about himself and his vehicle, which is written in the documents he has. These include:

  1. Passport (for individuals).
  2. Certificate state registration(for legal entities).
  3. A document confirming the registration of the applicant's vehicle.
  4. Driver's licenses (or their copies) of all persons admitted to driving the vehicle.
  5. Diagnostic card.

If the OSAGO policy is not purchased for the first time, you just need to enter the data from the documents into the appropriate forms on the official website of the insurer. If the applicant decides to buy his first policy, he will have to personally photograph or scan all documents for their inclusion in the PCA database.

The procedure for purchasing OSAGO from the insurance company NASKO online

To buy an electronic policy, you need a number of simple steps. We offer you a detailed algorithm:

  1. First of all, you need to go to the official website of the NASKO company, select the "Auto Insurance" section and go to the OSAGO service.
  2. The new page will provide basic information about the policy. On the right, all information about OSAGO insurance will be collected, starting with the rules and ending with a description of cashless payments on the company's website. If you decide to issue OSAGO from NASCO, feel free to click on the "Buy a policy online" button located on the left.

  3. To buy an OSAGO policy, you need to register. To do this, the applicant writes down his e-mail address, comes up with a password for his personal account, indicates his first and last name, and also enters verification code. He also needs to agree to the processing of his personal data. You can register in a simplified manner using the gosuslugi.ru website. A verification code will be sent to your email to complete your registration. After entering it, you can activate your account and proceed to the registration of an electronic OSAGO policy.

  4. The next mandatory step is authorization. To do this, you need to follow the link displayed on the screen, enter your email address and the newly created password.
  5. Next, the user is in personal account. To apply for a policy, you need to click on the "New Agreement" button, select the OSAGO policy and proceed to fill in the data about yourself and your car.
  6. To buy an OSAGO policy from NASCO online, you need to fill out 6 different forms. The information provided in most of them will affect the final cost of the policy. In the first form, information is entered about the insured - the person on whose behalf the policy is issued. It can be an individual or legal entity, an entrepreneur, a foreign citizen. At this stage, the applicant will definitely need a passport.
  7. Next, the system will need information about the owner of the vehicle. If the applicant is not only the insured, but also the owner of the car, he clicks on the checkmark. If the policy is issued for someone else's car, you must enter similar information about the owner of the vehicle, using his passport data.

  8. The applicant then carefully enters information about their vehicle. It is she who plays a significant role in calculating the cost of insurance. In a special form, the purpose of using the car, its make, model, year of manufacture, type, power, registration data (place of registration, number diagnostic card, its duration).

  9. This is followed by a form that requires information about the drivers. If the applicant wants to limit the circle of persons allowed to drive a car, he selects the appropriate button. It should be remembered that unlimited OSAGO costs more. ordinary policy, which contains one or more drivers. It is more economical to indicate that the list of drivers is limited, and then enter the data that the system will request. The most budget option is to specify one driver. Remember, each driver has his own bonus-malus coefficient, which directly affects the cost of the policy. Anyone can visit the PCA website.

  10. The applicant chooses the validity period of the policy and indicates the period of use of the vehicle. The longer the policy is valid, the lower its price will be.

  11. At the penultimate stage of the purchase, the user is offered ways to deliver the policy. It is most convenient to receive it by e-mail, and then print it yourself on a regular printer. You can also get a policy at the NASCO office or wait until it is sent by mail.
  12. Payment is the final stage of the purchase. When all the entered data is verified in a single database (this process usually takes about a quarter of an hour), the system will offer to deposit funds for an electronic policy. After confirmation of payment, OSAGO will be sent by the selected method and will begin to operate within a day after the purchase. Check activation online.

How to buy an OSAGO policy online cheaply

If you want to save on compulsory policy, you can use a special OSAGO calculator that works online. The price of the policy in our country is not fixed, and the cost of insurance services varies depending on the specific insurance company. The calculator simultaneously analyzes the tariffs of a number of insurers, after which it displays the most profitable offer for a specific user. Thanks to the calculator electronic policy OSAGO can save several times by entrusting your responsibility on the road to a reliable insurance company.

Year of foundation: 1996

Industry: insurance

Services offered: owner's liability insurance auto Vehicle(OSAGO); from accidents and diseases; property of citizens and legal entities; voluntary health insurance; land transport insurance; cargo and construction and installation risks; traveling abroad and other types

Revenue: RUB 3,945,000 thousand (2016)*

Net profit: RUB 1,810 thousand (2016)*

Number of employees: 1 388 (2016)*


August 27, 2019 Arbitration court Tatarstan decided to declare NASCO bankrupt

JSC "National Insurance Company TATARSTAN" ("NASCO")— one of the largest universal regional insurance companies with a wide range of services: the company provides services for 21 types of insurance.

Date of foundation - November 15, 1996. Paid authorized capital companies - 900 million rubles. Branch network JSC "NASKO" has more than 130 branches and representative offices in the territory of the Republic of Tatarstan and beyond.

In the structure of the insurance portfolio of NASKO JSC for 2016, the largest share - 49% - is occupied by compulsory civil liability insurance of motor vehicle owners (OSAGO). The second type of insurance in terms of insurance premiums is accident and illness insurance, which is 13%. Property insurance of citizens, with the exception of vehicles - 11%, voluntary medical insurance, insurance of land transport (with the exception of railway transport), property insurance of legal entities, with the exception of vehicles and agricultural insurance - 7%. Other types of insurance account for 5% of the total fees.

MAIN SHAREHOLDERS *

as of March 31, 2018

KSO LLC, RusExpressCredit JSC, Tekhnostroymarket LLC, Otkryty Mir LLC, TK PERSEI LLC, Inagro LLC, Ash-su OJSC, Joint Stock commercial Bank"Spurt", Trade union "Trade unity" of the Republic of Tatarstan, JSC "Investment Cooperative Bank"and 6 individuals. The share of shares is not disclosed.
3,3% - Eduard Feliksovich Kabakov

MANAGEMENT

* company details

Coordinates

The address: 420094, Kazan, st. Marshal Chuikov, 2, block B
Phone:
Fax machine:
Email:


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