Payment Methods. How to top up an MTS account from a Sberbank bank card? Pay MTS bill with a bank card

MTS has a wonderful “Easy Payment” service. With its help, you can top up your loved one’s phone account, pay utility bills, or transfer money from your phone to a card for yourself or someone in your family. And this is not the whole list. Now you don’t need to stand in line at Sberbank. MTS “Easy Payment” is convenient because you can use it anywhere, at any time, without leaving your home or office. Even while on vacation abroad, you can use it to make a transaction in an Internet application via Wi-Fi, so as not to pay for roaming.

Description and terms of use of the “Easy Payment” service

You can use MTS Easy Payment in various ways. As a source of payment, you can choose an MTS account or a VISA or MasterCard bank card from any Russian bank. You cannot just make a payment from cards that do not have a 3-digit security code indicated on the back of the signature strip.

Before you start the operation, make sure you have the required amount in your MTS account or card. Do not make the next payment until you are sure that the previous one has been completed successfully.

Attention! For each payment a commission of 10 rubles is charged. For transferring funds from a phone account to the phones of subscribers of other mobile operators, a fee of 10% is charged.

MTS "Easy payment" from a bank card

When using the MTS “Easy Payment” service, payment can be made by bank card. It must belong to the VISA or MasterCard payment systems.

To make a payment through the SIM card functionality, through a mobile application or through your Personal Account, you must first register your bank card number there. You can register several cards at once, but no more than 3 per day.

To protect against fraudsters, when you try to make a payment from a card, a code is sent to the mobile phone of the owner of the number to which it is linked, which must be entered into the system/application to confirm the operation. To protect your funds, never share this code with anyone!

How to make an “Easy payment” via phone?

You can transfer money from your phone account or card in different ways. You can use any that suits you best:

1. Via mobile application

The most convenient way to use the MTS “Easy Payment” service is through a special application. It is available for mobile phones and smartphones on: Android, iOS (iPhone and iPad), Windows Phone and other popular platforms. You can download the application to your phone for free in the AppStore, GooglePlay, Windows Phone Store or in the MTS application store.

You can also get a download link either by filling out a form on the website pay.mts.ru, or by sending an SMS to the short number 111 with the text 656, or by making a USSD request: *111*656#, or by receiving a link using a QR code:

This option is convenient not only because the application can work without access to the Internet, but also because you can create templates for frequently performed operations.

See the end of the article.

2. Through the built-in MTS-Info application on the SIM card

All new SIM cards have a built-in MTS-Info menu, which allows you to manage all the main options without knowing special commands. If you don’t have such an application in your phone menu, we recommend replacing your SIM card for free at any MTS store.

3. Using short commands

Examples of popular USSD commands: Payment for MTS cellular communications: *115*00#
Payment for home Internet MTS: *115*21#
Payment for MGTS: *115*495#
Transfer to card: *611*card_number*amount#

If you cannot access the Internet, you can use the “Easy Payment” service through the mobile payment portal. This method is suitable for any phone model (even the simplest) and does not require special connection and configuration. Send the USSD command *115#, select the desired recipient and make the payment.

To transfer money to your own or someone else’s bank card, you need to use a special command - type *611*card_number*amount#(everything is written together, without spaces).

4. Transfer via SMS

Using “Easy Payment” via SMS you can easily transfer money from phone to phone or to a card of any bank. The function does not require special registration and is initially available to all subscribers.

In order to transfer money to another subscriber’s phone, send an SMS to this number with the text: #transfertransfer_amount, where the transfer amount must be indicated in rubles. For example, a message might look like this: #transfer 100

There are two ways to send an “Easy Payment” from your phone account or your card to another bank card:

• send an SMS to number 6111 with the text card card_number amount_transfer. For example: card 1234567891234567 1500
• make a USSD request *611*card_number*transfer_amount#. For example: *611*1234567891234567*1500#

In both cases, all digits of the card number must be written together, without spaces.

“Easy payment” through MTS Personal Account

When registering through your Personal Account on the MTS website - pay.mts.ru, a huge number of operations are available: payment for housing and communal services, mobile operators, Internet and TV, replenishment of electronic wallets, repayment of loans from various banks. Also, payment for purchases in online stores, charitable payments, replenishment of the Troika transport card, transfers of funds to the phone, to a bank card and in cash in Russia and the CIS countries and much more.

If the client has not found the desired recipient, then you can simply enter the available bank details and send the payment to the recipient's bank account.

How to disable “Easy payment” on MTS?

You can disable the service by deleting all data about connected cards and transaction templates. Do not enter your personal account. Remove the mobile application from your phone. Enable the free function “Prohibition of returning part of the Advance Payment”. You also need to contact MTS customer service to block services.

Whatever method you use to access the MTS Easy Payment service, do not disclose your data (passwords, SMS codes, card details) to third parties. Use high-quality antivirus programs for mobile devices and passwords to block logins.

How to use the phone app

Payment for MTS from a bank card without commission is possible in several ways. Let's consider this issue in more detail.

How to Pay for MTS via the Internet with a card?

To top up your phone balance, go to the official website of the mobile operator and log into your personal account. Next, select “Bill payment”, then “Payment from a bank card MTS number”. Indicate the amount to be written off and the plastic number (VISA, Mastercard, MIR and even Maestro are suitable, although in the latter case the payment period may take up to 24 hours).

How to pay for MTS with a Sberbank card?

Holders of plastic cards from the largest bank in Russia, Sberbank, have the opportunity to top up their phone balance from a Sberbank card.

To automatically pay for the services of the MTS operator, the functionality of the Sberbank Online service provides automatic payment, by setting it up you don’t have to worry about timely depositing money into your phone balance. There are also other payment options for MTS for Sberbank cardholders.

1. Through your personal online banking account Sberbank-online

Internet banking allows you to deposit funds into your balance in real time. To carry out the operation, the user needs to follow the instructions:

1. Log in to your Sberbank Online account,
2. Select the “Pay” option,
3. In the section that opens, click “Mobile communications”,
4. After entering the phone number and transfer amount, the subscriber is sent an SMS message with a unique code, which confirms the money transfer.
5. Sending the code means the operation is completed.

All this takes no more than 2 minutes. The deadline for the payment to be credited to your phone balance is instantaneous.

2. Using the service installed in the phone application

Smartphone owners can use a special Mobile Sberbank application to pay for MTS with a bank card, which is downloaded into a mobile device and allows you to transfer money to your account at the right time from almost anywhere. Payment is made according to a scheme similar to Sberbank Online. After authorization, you should indicate the transfer amount and mark the card from which the transfer will be made.

3. Via USSD command or SMS

Another option for paying an MTS bill from a Sberbank card is a transfer via USSD command (Mobile Bank must be connected for this).

An MTS subscriber just needs to send the USSD command *900*amount# or *900*9xx0123456*amount#, indicating the amount that needs to be credited to the phone balance. In just a few seconds the operation will be completed successfully. The daily limit is 3000 rubles.

Another option is to send a standard message to number 900 (the cost of a regular SMS will be debited from your balance) with the amount to top up. You can also pay for Tricolor TV via the Internet using a Sberbank bank card. Details

What is the commission?

When paying for MTS from a Sberbank card linked to this number, no commission is charged. This rule is suitable for both Sberbank Online and mobile banking.

Payment for MTS from a card via an ATM: instructions

If for any reason it is impossible to pay for MTS through Sberbank online, you can use the bank’s ATM (provided you have the card with you).

To make a payment you need to do the following:

1. Insert the card into the ATM,
2. Enter your PIN code (if you forgot your card PIN code, follow the instructions:)
3. In the main menu, select “Mobile communications”;
4. In the section that opens, find the MTS operator;
5. Enter the number to which the money should be transferred and indicate the payment amount;
6. By clicking “Continue”, the user will start the transfer process, after which all that remains is to confirm the transfer of funds by clicking the appropriate button.

There is no commission for replenishing MTS from a Sberbank card through an ATM.

Operators are trying to simplify services for subscribers and offer the simplest replenishment methods. MTS can be considered the undisputed leader in this regard. The company has the most developed infrastructure and numerous self-service services. A subscriber can top up MTS using one of the following methods (valid for the city of Moscow and regions):

• bank card;
• using Internet services and the MTS payment portal;
• through electronic kiosks in stores, bank terminals and ATMs;
• in communication shops;
• money from an MTS bank card automatically;
• Sberbank and MTS Bonus bonuses;
• using the “Promised Payment” service.

Also, if there are no funds, another subscriber can transfer money for another user or transfer bonuses. One of the following methods will be useful in your situation.

Topping up your balance with a bank card: methods and their features

You can top up your MTS account from a bank card in several ways; for these purposes, a number of services have been developed and offered by providers and third-party companies. Each of these options will be convenient in one of the life situations, so it is worth familiarizing yourself with all the available options.

Replenishment from the MTS website pay.mts.ru without paying commissions (100-15 thousand rubles)

To top up, follow these steps:

1. From the main page, click on the “MTS” button.
2. Translation options will appear before your eyes.
3. Select the “Pay MTS from a bank card” button.
4. In the window that opens, you need to enter the number to be paid, what the amount is and a series of card details.

You can pay with any bank card, but when you connect the MTS Money payment package, account replenishment can be carried out automatically when this banking product is verified in your MTS Personal Account.

Step 2 - Selecting a MTS top-up method

Automatic account replenishment with the “Autopayment” function (10 – 10 thousand rubles)

This option can be configured in your MTS Personal Account. Its main idea is that when the amount in the “Automatic payment by threshold” account decreases to a certain minimum, the system automatically transfers funds from the bank card attached to the account. You can also make a replenishment on a schedule.

To set up replenishment, do the following:

• log into My MTS in the Mobile communications section on the provider’s website or follow the link directly to the official website with personal sections online.mts.ru. When logging in for the first time, you will have to log in using the password received via SMS;
• in the main menu of the Personal Account interface, you must select “Easy payment”, and then “Autopayment”;
• configure the parameters - you need to provide data - and confirm them.

Personal account - auto payment

Top up your balance using the “MTS Voice Menu” (100-1500 rubles)

The subscriber can use the mobile number replenishment service using the voice menu. The service is valid only in the Russian Federation; to connect, dial 111749 or from abroad +7 495 766 01 66 (toll-free number). Next, the system gives clear prompts and asks you to enter a number of personal data, and the interface is one of the most secure, because it is located outside the global network and is well protected. You can check your deposits using the link https://pay-history.mts.ru/.

Using the My MTS self-service office (Personal Account)

You can pay with a bank card directly in your personal MTS account. To do this you need to do the following:

• log in to the system;
• in the main menu, go to the “Service Management” folder and then “Account Replenishment”;
• select the replenishment method using a bank card;
• enter the details and make the payment.

MST personal account. How to log in after the law is restored

Other ways to top up from a bank account

You can top up MTS from a card directly from your personal Internet bank. In this case, you will have to pay a commission payment. When paying from Sberbank, the additional transfer fee will be minimal.

Using a bank card, you can pay at your bank terminal using the intuitive touch interface of an electronic kiosk or using an ATM. The commission payment will depend on your banking institution, but will be the minimum possible.

The last available payment option is through third-party services and P2P payments. This can be done, for example, using the portal www.platipokarte.ru.

Top up your phone balance online: features of commission calculation

Services on the global network are the most used payment method, including from bank cards, which were discussed above. Meanwhile, using network capabilities, MTS services can be paid for both subscription fees and prepaid services on the network in a number of ways.

Payment portals

For payments from electronic wallets and bank cards, commercial portals and the specialized payment service MTS from the website pay.mts.ru are used. The corporate payment service allows you to transfer funds without additional payment:

• top up MTS from a bank card;
• Sberbank bonuses;
• from the balance of another number.

Step 1 - top up with a card - select an operator

The MTS Bonus portal allows you to transfer funds to a number for bonuses. To do this, you need to select a specific service, check the number of bonuses on your personal account *111*455*0# and order the selected service.

In addition, the payment can be made using your online banking account. You will have to pay a translation fee for this service. Payment services by cellular numbers are offered by portals on the global network:

• platipokarte.ru;
• a-3.ru;
• payonline.ru;
• ckassa.ru and others.‎

Numerous electronic money exchangers offer similar services. The number of commercial services offering payment services for various services increases every year. The main factor of choice is, of course, the low monthly fee.

Payment systems

You can transfer money to your cell phone using the services Webmoney, Yandex.Money and Qiwi. For these purposes, you will need to have a personal account and funds on it. The service is offered on the portal of these payment systems and allows you to transfer electronic money to any number, regardless of the selected provider.

Transfer funds to an MTS phone number – anywhere 24/7

You can transfer funds to any mobile phone number using electronic kiosks in stores, branded terminals, Russian Post offices, and bank cash desks. The service is offered by banking, commercial and trading organizations and is publicly available.

You can top up your MTS phone “in real life” using one of the following methods:

• in shops, supermarkets and shopping centers - using electronic kiosks installed at the entrance. To do this, dial the number and deposit the amount through the bill acceptor;
• at ATMs - if you have a bank card, you can use the phone top-up service. To do this, enter the number and confirm the withdrawal of a certain amount in favor of MTS;
• branded terminals of MTS Bank - commissions for payments to MTS numbers are not charged;
• in branded terminals of other banks - on a general basis, transfer services are paid according to the tariff;
• in Russian Post branches - by mobile phone number with standard commissions;
• through bank cash desks - except for MTS Bank with commissions.

Not all subscribers top up their phone via the MTS Internet, at ATMs or through electronic banking or Webmoney. The method of replenishing in stores can be useful for many cellular users, since store employees can help optimize costs and tell you about setting up services that the subscriber “uses” blindly, as well as help select and switch to another tariff. Thus, replenishment will bring double benefits. If the user is in a hurry, you can use electronic kiosks to transfer funds to a number.

Top up your phone with bonuses and a cyber change card

MTS has developed a loyalty program specifically for its subscribers, which helps them receive cashback for purchased services. This program is well known to subscribers as. With its help, you can accumulate points and then use them to pay for goods, services, including cellular communications.

How it works:

• the user registers on the MTS Bonus website and connects to the program;
• from the moment of registration, he begins to receive bonus points for the services used, for example: every 5 rubles for communication - 1 point, purchases with an MTS Money card 30 rubles = 1 point, etc.;
• in the “Spend Points” section, follow the link “Rewards Catalog” and “Communication Services”;
• select the option of the desired communication service and pay for it with accumulated points.

Additionally, for convenience, MTS has developed a special card with which you can pay for the provider’s services in branded terminals. We are talking about the “CyberChange” card product, where change is credited and subsequently used to pay for services. This payment instrument can be freely used in MTS showrooms and stores.

How to avoid paying commission when transferring money to a cell phone?

Any user can top up an MTS account with a bank card without commission. If we consider the types of replenishment services, then the talk about free services will concern the internal capabilities of MTS.

Free services include (the subscriber pays only the recharge amount), they provide the best conditions:

• transfer money through the portal pay.mts.ru;
• set up automatic payment in your Personal Account;
• use the Voice Menu;
• transfer funds to your personal account using branded terminals;
• pay for services in MTS salons.

Replenishment with a reduced commission rate is offered by Sberbank and VTB.

Topping up your balance with debt: how to get a loan from MTS

You can top up your MTS mobile network via the Internet or go to the provider’s store, but how can you do this if you don’t have the time and money? If you are unable to transfer money to your number, use one of the lending services and top up your number on credit.

The subscriber can receive a credit credit to his account by ordering one of two services:

• “Promised payment” is a service for receiving funds on credit; this service, paid to the subscriber’s account by the provider, is provided on a paid basis. The maximum amount is 800 rubles. To apply for a credit replenishment – ​​dial the command *111*123#;
• “On full confidence” - this service involves automatic replenishment of the number by the amount of average monthly expenses with a negative balance, very convenient for people who do not want to limit themselves and regularly make payments. Application for connection – *111*32#.
• MTS offers a debt restructuring service, subject to availability, this issue can be discussed with the contact center operator.

To pay off the debt, it is enough to top up your balance on MTS via a bank card, cash or electronic money. The loan amount must be paid in real funds and cannot be covered from bonus points.

Until recently, subscribers topped up their phones using special cards or at a bank cash desk. Now there are many more ways and in some cases the user does not even need to leave home. To top up your MTS balance, you must first take into account the convenience and availability of commission.

How can you top up your MTS balance?

Almost everyone uses mobile communications today. Therefore, operators provide their customers with the opportunity to top up their mobile phone balance in any convenient way. And the MTS operator is no exception. This applies to subscribers living not only in Russia and Crimea, but also in Ukraine, Belarus, etc.

The replenishment methods are as follows:

1. Using a bank card, including online banking.
2. Sending money via SMS or USSD code.
3. Terminals.

When choosing a payment method, you need to take into account limits and fees.

How to top up from an MTS bank card

An MTS Bank client can very easily make payments from his card. The most convenient way is to use the official MTS website. The algorithm of actions is as follows:

This payment is very easy to make from a smartphone if the appropriate application is installed on it.

How to pay for MTS phone via the Internet

Any user can top up their mobile phone balance online. To do this, you only need an appropriate device (computer or smartphone), as well as a connection to Wi-Fi or mobile Internet. Further steps for online transfer are as follows:

1. You need to go to the MTS website, and then to your Personal Account.
2. Then open the appropriate section. This can be payment from a bank card or from an account if the recipient is an outsider.
3. A standard form is also filled out. You need to indicate the recipient's mobile phone number, as well as your details and amount.
4. Confirm the transaction.

If the user is a Sberbank client, he can transfer bonuses to his mobile phone account. This can be done using the MTS website. The instructions are as follows:

• you need to log in to the site and find the appropriate section that allows you to pay your bill with “Thank you” bonuses;
• indicate details (mobile number and amount);
• receive a code via SMS and confirm the transaction.

Only 99 percent of the total amount can be replenished with bonuses. 1% will be debited from the payer's account.

Payment from an MTS number is free of charge. In addition, replenishing the balance of any friend on MTS is possible using an electronic payment system. You just need to log in to the Qiwi, WebMoney or Yandex.Money website, open the appropriate section (usually “Payment for services”) and indicate the required data. You can also use the AutoPay feature in your account.

How to pay for MTS through Sberbank Online

You can top up the phone number of any person you know (or the balance of your mobile phone) using online banking. For example, if the payer is a client of Sberbank, he can use his Personal Account for such transactions. Naturally, you first need to register. The easiest way to do this is at a Sberbank ATM. If the payer has registered earlier, he can proceed with payment:

The money will be credited to your other phone within a few minutes. If there is no Internet access, the sender can use a Sberbank ATM. Of course, the payer must have a bank card. The algorithm of actions is as follows:

The specified amount will be withdrawn from the account and transferred to the subscriber instantly. In some cases there may be a delay of 5-10 minutes.

How to pay via SMS MTS

Subscribers of various mobile operators can also top up the accounts of their loved ones, even if they use a SIM card from another operator. In this case, the MTS balance can be topped up from Megafon, Beeline and Tele2. To do this, you just need to send the appropriate message:

1. Megaphone. The subscriber of this company needs to send an SMS “phone_amount” to 8900. In response, the operator will send a code that must be sent back for confirmation. The commission will be 8.5%.
2. Beeline. The payer needs to dial the test “operator_phone_amount” and send an SMS to the number 7878. For example, mts 9784565487 1000. Money is transferred without confirmation. The commission will be about 5%.
3. Tele 2. Subscribers of this mobile operator can also top up accounts of other operators. To do this, you need to send an SMS with the test “mts_phone_amount” to number 159. The commission will be 5%.

You definitely need to remember the limits. Typically, you can send no more than 15 thousand rubles per day. The amount of one transaction should not exceed 300 rubles.

How to pay MTS via 900

A Sberbank client can pay his own or someone else’s bill without the Internet. It is enough that the Mobile Bank service is activated. You just need to send a message to number 900 and the specified amount will be withdrawn from the card. In order to transfer money to your mobile phone or a friend, you must:

1. In the text of the SMS write the following: “TEL_number_amount.”
2. Send to number 900.

If the recipient is in the system, that is, is a client of Sberbank, the specified amount of money will be credited to his account. You can even set up an AutoPay feature. In addition, the user can send not only SMS, but also use a USSD request. The combination is as follows: *900*number*amount#.

Important! To top up your mobile phone you need to send *900*100#.

Where to pay for MTS without commission in cash

Using most replenishment methods, payers are forced to pay a commission. But you can use a free transaction. No commission is charged in the following cases:

1. If the user pays in cash through the terminal.
2. When transferring funds in the operator’s salon.

True, then the payer will not be able to carry out the transaction online, since he will have to withdraw cash and look for the appropriate terminal (salon).

How to top up the account of another MTS subscriber from your phone

Anyone can ask another subscriber to top up their balance. And the request can be quickly fulfilled, since MTS can transfer money from one MTS phone to another. You can do this in several ways:

1. SMS. It is sent to the recipient's number. The text is as follows: #transfer_amount.
2. Using a special menu. To access it, you need to dial *111*7#. In the menu that opens, select “Direct transfer” and follow the service prompts.
3. Another way is to send an SMS to number 9060. The text should indicate the recipient’s number and amount.
4. You can also make a transfer online using the operator’s website.

Previously, it was possible to send the required amount of money from MTS to MTS using the USSD command *112*. This service is currently not working. As for other restrictions, a subscriber can transfer only 1 thousand 500 rubles per day. It doesn’t matter if it’s one user or several. After the transaction, at least 90 rubles must remain in his account. Considering these conditions, you can easily become a payer and send the necessary amounts.

How to pay for MTS mobile internet via the Internet

Many MTS subscribers use mobile Internet traffic. This is convenient because it allows you to be online from almost any device. To pay for such a service, you can also use the Internet. The procedure is carried out as follows:

The transfer is carried out from a bank card. In addition, the user can pay for Internet traffic from MTS from the wallet of any payment system. For example, the owner of a WebMoney account must do the following:

1. Log in to the site.
2. Go to the “Payment for services” section.
3. Select the “Internet” tab and indicate the required service provider. In this case it is MTS.
4. Next, the user will be asked to fill out a standard form.

Payment is made after confirmation using a code from SMS.

So, an MTS user can easily top up not only his own, but also the accounts of other subscribers. Another advantage is the ability to pay via SMS or the Internet. And if you have a bank card or e-wallet, then a smartphone is enough to quickly transfer the required amount. The money is credited very quickly and can be used immediately.

The popularity of bank cards and credit offers on them is growing by leaps and bounds every day in our country. This is still happening today, given the difficult situation in the financial and banking markets in Russia. But people do not stop there and continue to make purchases and pay for goods and services using both salary and credit money. But not all of us know how to quickly top up our card or pay off any outstanding debt on the credit limit on it.

In fact, there are many ways to instantly repay or top up, and let’s look at them using the example of the MTS Money card from MTS Bank. Of all the available options, all methods are divided into two types: without commission instantly and with a delay and commission.

Ways to top up your MTS Money card

1. In MTS stores. Take your card to an employee of the nearest MTS salon and top up your account. You can check the availability of such offices on the company’s website by sending a free SMS with the text MTS to 6677 or in the Mobile Banking application.
2. At MTS Bank ATMs that can accept money. To top up your card, insert it into the ATM, enter your PIN and follow further instructions.
3. In additional offices of MTS Bank. Present your card or passport at bank service desks in order to top up or pay with your MTS Money card.
4. In Eleksnet self-service terminals. Find the Elexnet terminal closest to you, in the main menu find the item “Banks and insurance companies” - “MTS Money”. Enter the 16-digit card number and VALID THRU date in MM/YY format. It is not necessary to have a card in hand.

Here is a list of other ways to top up your MTS Money card:

1. Through other banks. In this case, a transfer fee will be charged in accordance with the bank's tariffs. Payment processing time: within 3-5 business days;
2. Using the Yandex Money service, you will be charged a commission of 3% of the amount debited from your account, plus 15 rubles. The payment will be credited to your account within 7 business days;
3. Through the Rapida payment system. In this case, the payment will be credited to your account within 1-2 business days. The transfer fee is only 50 rubles;
4. Using QIWI wallet. When paying and topping up the card using this method, money is credited to your account on the third business day. The commission is 1.5% of the payment amount (min. 30 rubles, max. 500 rubles). You can carry out the transaction in cash at QIWI payment terminals and payment acceptance points (more than 72,000 terminals), from a personal QIWI Wallet account on the website www.qiwi.ru and through the “QIWI in Mobile” mobile phone application.

Here, in principle, are all the methods known to us today in order to quickly and successfully replenish your balance on the MTS Money credit card.