The most profitable cryptocurrency for investment. Cryptocurrencies

After my investment in Ethereum grew 45 times, I decided to explore alternative cryptocurrencies.

I believe in the idiom "skin in the game" - the advice of a person who does not risk his own skin is not worth listening to. Therefore, I threw a significant amount of money into the currencies from the list.

Cryptocurrencies - affordable way venture investment. So, Ethereum raised money in 2014 and fired - allowing the ETH team to move at an unprecedented speed. They spend money on development, like other startups.

US law prohibits an unaccredited investor from buying shares in private, non-listed companies. It is sad that the state so sharply limits the circle of people - the necessary status is given only with 200 thousand dollars of annual income. Investing in cryptocurrencies is currently not regulated by a handling agency. securities, as well as other agencies - so everyone can buy them.

Any investment can both grow a hundredfold and turn into a pumpkin. Your choice is to follow the advice or ignore it. The list does not include the bulk of cryptocurrencies - disguised financial pyramids; also there are no projects without applicable in real world innovation.

Nine currencies

Ethereum

He is "". Increased 40 times in two years. You can create full-fledged blockchain applications without intermediaries. From what you can drink: mathematically honest casinos and bookmakers, currency exchanges, crowdfunding, simple notarization, issue and storage of shares for the company. Projects work without the mediation of people, which takes away from the owners the opportunity to take the whole jackpot from the project and dump it.

Very promising project, productive team (look what he's doing now). Ethereum is second in market capitalization after bitcoin, while it is still 10 times smaller - that is, even with a conservative forecast that no currency will become larger than bitcoin, it can grow 10 times. However, 10x is not high enough for long term investment.

Monero

Anonymous bitcoin. “Isn’t bitcoin anonymous?” - you ask; and the answer will be - "Unfortunately, not at all." Highlighting the wallet address in BTC will allow anyone to see all incoming and outgoing transactions for the entire period.

First, services appeared in bitcoin that mixed black and white cash (mixers) together, thanks to which the money that came from “it is not clear where” fell on the wallet. Simply put, you sent bitcoin to the site, it interfered with other bitcoins and sent one of the other bitcoins to the final address.

Such a site has become popular with the black market: sellers of drugs and weapons. However, the bitcoin-based implementation relies on you to trust the owner of the mixing service - and that he will not turn you in to the police.

What is unacceptable when life and freedom are on the scales. In Monero, this mixing is built in - usually transactions are mixed with each other, and in many cases it is not possible to trace them. This raises the currency's potential for the black market - which is how it got its first growth.

It also seems to me that the anonymity of transactions, aka banking secrecy, is a necessity for the acceptance of any cryptocurrency as a popular means of payment. The capitalization of the Monero market is now 1/100 of bitcoin, that is, the growth potential is great. Monero is the project where I put the most money.

Factom

A blockchain-based system that is optimized for storing large amounts of real-time data. Works on top of bitcoin.

Counterparty

Ethereum competitor on the bitcoin blockchain.

siacoin

Distributed data storage. An alternative to Box, Google Drive, with which there will be no access to your data in the hands of large corporations.

Lisk

An Ethereum competitor with a focus on ease of application development and deployment. Uses JavaScript - and has good prospects as an infrastructure for the "Internet of Things" (Internet of Things).

Ripple

A protocol that allows you to dramatically reduce fees for financial transactions - down to a few cents.

It is recognized in the industry - several venture capital funds have invested in it; is also already being used inside several large banks.

The currency itself is different from others: it is centralized and premined.

STEEM

A decentralized platform that allows you to donate money to content creators.

ZCash

A project still in development problem-solving with transaction privacy similar to Monero. An interesting development team, also some venture capital funds have already invested.

However, it seems to me that there are too many risks - on this moment the most common "back door" (backdoor), left in the code by one of the developers - for example, by order of the special services, can forever compromise the system in the future.

However, the currency makes sense as a medium-term investment - I'm also going to throw a little cash into it upon release.

Investment process

An easy way is to buy bitcoin for real money on any exchange, and then buy one of the cryptocurrencies for it. I checked out Poloniex, which has all the currencies on the list.

After investing in any significant amount, it is better to send everything to a separate wallet - otherwise you risk losing your savings when the exchange is hacked. Make sure your vault is not connected to the internet - it's safer that way.

Get ready not to “drain” investments during the next market panic. Those who are ready for prolonged discomfort due to negative exchange rate fluctuations break the biggest jackpot.

The rapid growth of the Bitcoin exchange rate has made the question of which cryptocurrency to invest in in 2019 extremely popular. A huge range of virtual money makes those who want to make money on course changes think about which electronic finance to choose. In order not to make a mistake with the final decision, it is necessary to evaluate all the risks, compare the potential of cybermoney, take into account your own capabilities and desires, and only then stop at one of the existing options.

At the same time, it must be remembered that even the most carefully thought-out and balanced step can become a source of difficulties and financial problems, since the course change is influenced by a huge number of factors that are not always possible to consider and take into account in time. We must not forget that any investment is always associated with risk, which is almost impossible to avoid.

Before proceeding with the choice of virtual finance, you need to figure out how to invest in crypto money correctly. This process is not difficult, but somewhat important nuances related to the investment of existing savings in a modern electronic currency, you need to know in advance.

First of all, it should be noted that investing in bitcoins and other virtual financial resources consists in a banal purchase of cyberfinance. An alternative would be to invest in mining, but this approach is more about extracting passive income with the help of previously purchased equipment than with standard, familiar investment.

The second feature is the very limited possibility of direct purchase of most currencies. The bulk of crypto money can only be exchanged for bitcoins. The only exception is Ethereum. Additionally, you can use exchange sites, but this process is associated with risk.

Top cryptocurrencies to invest

It is not difficult to understand which electronic finances are better than others for buying, since all the most reliable money are quite well known and constantly remain on the lips. Therefore, in order to get the maximum profit and avoid unjustified risk, you just need to carefully study the main features of all the most popular and sought-after virtual money. Considering the various ways of investing, one should not miss:

• bitcoin;
• Ethereum;
• Litecoin;
• dash;
• Bitcoin Cash
• Ripple
• Monero.

Each listed currency from the proposed top has its own characteristics, positive aspects and weaknesses, which actively influence the change in its value. Additionally, potential investors should remember that not all investments made will bring instant profit. Sometimes to get a decent income requires patience and the ability to wait for the desired result.

bitcoin

To make a choice, you will have to carefully consider all the best cryptocurrencies for investment. And you should start with the most popular money - bitcoins.

The main positive side of this option is the reliability and verification of this currency by a huge army of users. She, being the pioneer of electronic finance, is rightfully the leader of the sphere. Its stability and sustainability is beyond doubt, and therefore you can not worry that the invested funds will disappear without a trace.

Of the minuses of bitcoin, it is worth mentioning the high current rate. It makes it impossible for people with insufficient savings to invest in bitcoin. The second negative side of the high cost is that each, even the most demanded currency, has its own growth ceiling, which it will one day reach. And the higher the rate, the closer it is.

Ethereum

Ether is perhaps one of the most promising virtual currencies. Only 2 years have passed since its appearance, but it has already bypassed other cryptocurrencies at its own cost, and many reputable companies working in the IT field have become interested in using it.

An important advantage of this money over numerous analogues is the ability to exchange it directly for dollars, bypassing the intermediary of bitcoins. An additional plus, which, however, is not unique, is associated with the absence of release restrictions. That is, the mining of cryptofinance data can last indefinitely.

Of the minuses, it is worth noting the relatively high cost that can interfere with the acquisition a large number cyber money.

Litecoin

Those who decide to invest in this cybercurrency will not have to worry about its reliability. This money came second after Btc and has already stood the test of time.

In addition to the age of the currency, 2 other pluses should be noted. The first is the prevalence of money: they can be found on almost every exchange. The second is related to the speed of transaction processing - it is noticeably higher than that of most analogues.

There is only one minus - not the highest growth, but recent trends show that this weakness is gradually becoming a thing of the past, so those who want to buy Litecoins should hurry up before their price turns out to be too high. If you don't waste time, you can good deal which will bring great benefits in the future.

Dash

Dash will not please those who decide to invest in cryptocurrency with its value. Until recently, its price allowed for a calm investment, but now it has become quite high, so only wealthy investors are able to afford the acquisition of these cyberfinances.

Of the advantages of this monetary system it is necessary to highlight well-organized decentralized governance, although the example of bitcoins proved that this is not always a positive factor. Additionally worth noting high level anonymity of the financial system. The owners of money are guaranteed the concealment of identity.

There are practically no other serious, significant positive or negative sides, so these virtual finances can be called quite reliable.

bitcoin cash

The specified currency owes its appearance to the hard fork that happened in August 2017. It was he who led to the division of the usual bitcoins into 2 different monetary units.

Those wishing to invest in this financial system should be treated with extreme caution. Current situation on foreign exchange market indicates that better days Bcc is behind, and she is rapidly losing ground.

This electronic money may be of interest only to those who expect that the depreciated crypto-finances will soon begin a long and stubborn ascent.

One of the advantages of this cybercurrency is its relative cheapness. Although there are many other fairly well-known crypto-money, which are still much cheaper and more promising.

Ripple

Another recognized large financial institutions and banks currency. With the company that developed and released this species crypto money, famous collaborators credit organizations, including Unicredit, Santander, BBVA.

The main advantage of Ripple over competing currencies lies in the tremendous speed and simplicity of transactions, which is easy to verify by reading the reviews. The current capitalization also plays into the hands of cyber money. It is one of the highest among all cryptocurrencies available today, which indicates the demand, popularity and reliability of money.

But it must be remembered that the growth of the exchange rate of this money is not high enough. It is stable, but noticeably inferior to the rate of increase in the cost of some analogues.

Monero

The main advantage of this monetary system associated with increased anonymity. It is provided by mixing all conducted transactions, which does not make it possible to determine where the next payment came from. This approach helps to increase the popularity of this type of money, which, in turn, helps their growth.

Therefore, those who are thinking about which cryptocurrency to invest in now should not pass by this option. He is not well known, but he is already quite successful and attractive.

There are no obvious disadvantages for this type of finance, and those disadvantages that can be identified are found in almost all modern cybercurrencies.

How to invest in bitcoin and other cryptocurrencies?

Having understood the most important features of investing in modern cybercurrencies, it is necessary to determine how profitable and promising this area of ​​financial investments is.

Parsing the main strengths purchases of virtual funds, it should be noted:

• low level of control by state bodies;
• universality of used financial instruments;
• the prospect of obtaining high incomes;
• the ability to choose between the available options.

There are other advantages to buying different electronic money, which will become noticeable after receiving the first profit and starting investment activities.

Is it worth investing in cryptocurrency?

Having said about the main advantages and positive aspects investments, it is necessary to mention the risks that potential investors and owners of modern crypto money will face. Before the purchase electronic means attention should be paid to:

1. absence legislative regulation industries;
2. the probability of a fall in the exchange rate;
3. the risk of a "soap bubble";
4. misjudgment of possible profit.

Special attention should be paid to the last factor. To do right choice and buy the most actively growing currency, you should pay attention to growth indicators expressed in hard monetary unit(dollars), not percentages. Since the second is capable of creating a false impression that will prevent you from making the right investment. It should be taken into account that the lower the initial price of crypto money, the easier it is to show high growth as a percentage, while the profit of investors will still be minimal.

How to invest in cryptocurrency correctly?

To understand which cryptocurrencies to invest in in 2019, you need to consider several factors:

• reliability of selected finances;
• growth potential;
• desired income;
• available opportunities.

It should be noted that the most reliable and profitable are the popular electronic currencies, which are trusted by a huge number of users and are supported by large organizations. At the same time, it must be remembered that a high exchange rate creates high risks. But the profit in such cases can also pleasantly surprise.

But those who choose not the most expensive cryptocurrency will be able to minimize possible losses, while the growth potential often turns out to be no less than when buying more expensive cyber finance.

Hello dear readers. The topic of today's article is investing in cryptocurrency.

Do you have available funds? Quite a bit - at least 10-20 thousand rubles? Probably, you have often thought about going somewhere, but each time you preferred not to do it.

It is understandable: banks give too much low interest, to play on stock markets knowledge and flair are needed, the rest may turn out to be ordinary “scammers”.

What to do if there are very few savings, but you want to have a good profitability?

There is a great way to invest a very small amount, but get a tangible income after a few months. This method is an investment in cryptocurrency. What it is, as well as which cryptocurrency to invest in in 2017, I want to talk today.

What is a cryptocurrency?

Let's start with simple things, namely, once again we will find out what a cryptocurrency is for an investor.

Cryptocurrency is a digital asset (something like money, only expressed not in paper or gold, but in the form of a code), the accounting of which is completely decentralized. This means that there is no “center” that would massively issue bitcoins or other cryptocurrencies. Because of this, no states and courts can control their circulation.

To learn more about how it works, let's take a look at the example of Bitcoin in this video:

Why is he so popular?

Of course, this approach could not but affect the popularity (and, as a result, the exchange rate) of bitcoin.

As soon as people began to understand what it is, the rate of its very first type (bitcoin) began to rise sharply. Even today, almost 10 years after the emergence of the most popular cryptocurrency, it is very profitable to invest in bitcoin - its rate has grown by more than 300% in 2016.

Are there any other reasons?

The popularity of bitcoin led to the emergence of other cryptocurrencies.

Some time later, after the advent of Bitcoin, other similar systems began to appear. These days, people who want to invest in non-traditional assets have big choice in this market, because now on the exchanges you can find a dozen strong and fast-growing Bitcoin competitors.

Especially among altcoins (as all cryptocurrencies other than bitcoin are called today), I would like to highlight DASH and ETH. In 2016, the rates of these "digital money" increased by 12 and 8 times, respectively. The difference compared even with bitcoin is huge: probably not a single asset in the world brought the same profit as altcoins last year.

Is everything so simple?

However, I would not rejoice at the possibility of getting rich quick - there are enough pitfalls here, as in other areas of investment.

Investing in cryptocurrencies, especially alternative ones, is always dangerous: if ordinary assets there are always some prospects for a protracted fall or long-term growth, then they practically do not exist for bitcoins and other “digital money”.

Raising or lowering the rate in a few hours is within the power of a large group of speculators who will act in a coordinated manner.

Over the almost 10-year history of bitcoin, there have been several cases when the rate fell very sharply and for almost no reason. So, on January 1-2, 2017, the bitcoin rate was 1153 dollars, and already on January 5 it dropped to the level of 850 dollars.

Altcoins are a good alternative to bitcoin: their profitability is even higher than that of the most popular cryptocurrency, and the risks are not much greater. However, this will not always continue: for another "digital currency", market analysts predict a transition to stagnation in 2-3 years.

Benefits and Risks of Bitcoins

To decide whether to invest your own money in cryptocurrency or not, you need to understand what financial benefits it will bring and what risks will have to face. Here I will try to describe everything in as much detail as possible, but you will need to make a decision about investing in bitcoin on your own.

Pros of investing in bitcoin

1. Pretty stable growth. In the entire history of the existence of bitcoin, of course, there have been big drops, but this happened infrequently: on average, once every 2-3 years. The quadruple growth in 2016 significantly covers the falls: a successful investor can, having invested in the most popular cryptocurrency, not face a fall in its exchange rate in a year.
2. User trust. Bitcoin managed to become popular: even falling, it subsequently grew sharply upwards. Today, a huge number of bitcoin users acts as a kind of “guarantor” of its stability: several million literate people cannot trust an unreliable asset, right?
3. High liquidity. Selling bitcoin today is not a problem: bitcoin ATMs are opening all over the world, the number of bitcoin exchanges is increasing every year, even some outlets accept the most popular cryptocurrency.
4. Independence from external events. Probably only failures in computer systems can negatively affect bitcoin. Political, economic, social "trouble" - all this is nothing to bitcoin: it is completely decentralized, and events in some country or region, in fact, do not affect it in any way.
5. Low control. Bitcoin today is one of two means of payment (the second is cash), control over the circulation of which is almost impossible. It is very comfortable: supervisory authorities they don’t know how much money you have, where you keep it and what you spend it on.
6. Low commissions. Maybe not the most important advantage of bitcoin, but I decided to talk about it. Today, for storage, exchange and other operations with the most popular cryptocurrency, commissions are charged, but in a small amount, which distinguishes them from the money that is stored in banks. As financial institutions will increasingly increase the amount of fees for their services, this advantage bitcoin will come to the fore.

Risks and disadvantages

1. Scaling problem. The bitcoin network grows over time as the number of bitcoins goes up. However, the bandwidth of the cryptocurrency network does not change, which is why today there are already problems with transfers.
   The most important negative consequence is the increase in the time it takes to transfer bitcoins from the sender to the recipient. Often they just get stuck on the web. In addition, limited bandwidth has made small bitcoin transactions unprofitable.
   The problem is now being solved by both Segregated Witness and Bitcoin Unlimited, but they still have not been able to completely eliminate it. This means that if the protocol remains old, then the system will pass less and less bitcoins through itself, which will lead to a decrease in the attractiveness of bitcoin for investors.
   Those bitcoin owners who prefer to store their funds not on exchanges, but on local wallets suffer the most from the problem: in order for their bitcoins to get into the system, they need to be transferred from their own storage, and today it takes a lot of time and takes a lot of nerves.
2. Possibility of bubble formation. Many investors have great doubts about whether to invest in bitcoin in 2017. The thing is that in less than five months, the rate has increased almost 2 times (January - $ 1,000, mid-May - $ 2,050).
   Of course, objective reasons also speak for bitcoin, of which there are also many, so the current growth does not necessarily need to be considered as a “bubble” that will burst. Of course, bitcoin’s volatility is very high (however, one shouldn’t expect anything else from an asset with such a yield), however, many analysts predict its imminent decrease due to the stabilization of the development of the most popular cryptocurrency.

Advantages and risks of altcoins

Altcoins are all digital currencies other than bitcoin. Investments in them today are also profitable, however, there are plenty of risks here.

Consider the main features of altcoins.

Growth prospects

Altcoins are young cryptocurrencies: most of them are not yet five years old. As I said at the beginning, DASH and ETH saw 12x and 8x increases in value in 2016 (for comparison, bitcoin grew “only” 4x). Other digital currencies also have the potential for almost unlimited growth: very few people know about them yet.

"Low Base"

The “low base” effect is something that can ruin inexperienced altcoin investors: knowledgeable players take it into account, but those who started investing in an alternative cryptocurrency after its multiple growth may face great disappointment.

What is the "low base effect"? I will not load the theory, but immediately move on to an example.

So, let's imagine a situation in which some cryptocurrency costs $2. Its popularity is not very high yet - investors do not consider such a digital currency a highly profitable asset and do not pay attention to it.

This is used by “up” players, starting to massively increase the rate of the cryptocurrency, and in a month its rate is already $32.

Growth by 5 times is huge, but it was not supported by any fundamental reasons, but only by the activity of the players, which tomorrow may turn completely in the opposite direction.

In addition, although in relative terms the increase was 5 times, in absolute terms the price of the altcoin increased by only $30. If the price of such a currency increases by $30 again, then its price will be $62. Not to mention the fact that it will be much more difficult to “warm up” such growth, the relative increase will be much smaller: 62:32 ≈ 2.

A two-fold increase is, of course, not bad either, but inexperienced investors are counting on a five-fold increase!

That is why the “low base” effect should definitely be taken into account, paying attention to the position from which the altcoin began to grow.

Speculation and what you need to know about it

This factor mostly applies to those alternative cryptocurrencies that have a weak capitalization, however, more stable altcoins can suffer significantly.

The smaller the capitalization (total volume) of an alternative digital currency, the more opportunities manipulators have to “play” with their rate, sharply raising or lowering it depending on their desires. Sometimes it is impossible to identify speculation even on the basis of an analysis of the long-term change in the cryptocurrency rate: sometimes it can artificially rise or fall for several months or even years, and then return to its real values.

As a result, those investors suffer who, having discovered the prospects of the cryptocurrency, invested a significant part of their funds in it, and then “burned out” when the rate returned to its fundamental values.

It is possible to escape from the influence of speculators only with a comprehensive analysis of the technology on which the altcoin is based: if it is really promising (for example, ETH), then even the combined efforts of many manipulators will not be able to stop the reasonable growth of the rate.

Trends and interesting characteristics of cryptocurrencies

The next thing I must tell you about is the trends that exist in the world of cryptocurrencies today.

Decrease the "importance" of bitcoin

The first (and probably the most important) is the decrease in the “importance” of bitcoin.

What I mean?

Back in early 2016, bitcoin accounted for more than 80% of the mass of all cryptocurrencies, but today this figure is only slightly higher than 50%. The capitalization of all altcoins increased to $28 billion (for comparison, in 2016 it was $1.7 billion).

This trend should definitely be taken into account when deciding where to invest in 2017. - quite possibly the most profitable investment will be the purchase of an alternative digital currency, not bitcoins.

Income from holding units of cryptocurrency

The next interesting feature of altcoins is the income from holding units of cryptocurrency.

So, for example, DASH masternodes bring income to their owners (subject to maintaining the “online” status) from coins that are mined by miners. If the formation of new altcoin units occurs through POS-mining, then if the investor has funds in a local wallet and there are no transactions with them in a certain period, interest “drips” on them.

Availability investor's voting rights

Another characteristic of an altcoin that can play a decisive role in deciding which cryptocurrency to invest in is the investor's "voting power".

What is it?

If the owner of altcoins accumulates a certain percentage of all units of this digital currency, then he acquires a certain influence when deciding where to “move next”. Of course, the percentage for the ability to make decisions should be quite high, and not all cryptocurrencies have such an opportunity.

Various views of legislation

The final feature of cryptocurrencies is the different views of the legislation. So, for example, bitcoin today can already be used in Japan as an official means of payment on a par with the currency of the state.

For altcoins, this possibility has not yet been provided in any country, but their legalization is also not far off.

Where is the best place to trade currencies?

There are several operating on the Internet today, on which, after registration, you can buy both bitcoins and popular altcoins. Funds can be sold at any time (exchanged for another cryptocurrency) or withdrawn from the system to a bank account or online wallet.

Exchanges show users up-to-date information on the rates of all digital currencies, which means that the investor has time to respond to changes and maximize his profit.

Among others, I would like to highlight two:

• exmo.me is a Russian-language exchange that has been operating since 2013. It integrates many payment systems convenient for the citizens of Russia. It contains only popular cryptocurrencies: Bitcoin, Latcoin, Dogecoin, Dash, Ethereum
• Poloniex.com- the world giant, which is a more serious and functional tool for real speculators. Here are Sony altcoins

Conclusion

Investments in cryptocurrency - good way receive income if the size of your savings is not very significant. Even if the rate falls sharply, you will not lose much, but if it rises, the profit will be very tangible.

As for investors willing to invest large sums, then I would recommend them to distribute funds between several cryptocurrencies: even if only one “shoots”, the income will be much greater than when using traditional investment instruments.

This concludes my short review about investing in cryptocurrency.

If you have any questions on the topic of the article, be sure to ask them in the comments - we will read and try to answer as detailed as possible. If we have readers who have already invested in digital money and received real income from it, be sure to tell us about your experience - our readers will greatly appreciate your wise advice.

The easiest and most profitable way to make money with cryptocurrencies is to buy and hold them as a long-term investment. Today, this type of investment provides a simply mind-blowing level of income that no other can compare with (well, except to win the jackpot in the lottery). Don't believe? You only need to look at the prices of a year ago to understand the full scale of missed opportunities. You don't have to go far, let's take the 6 most famous currencies and compare price change exactly one year. Let's take the time interval between January 3, 2017-January 3, 2018:

• Bitcoin - exactly a year ago, it cost about $1,000, and already in November it reached $20,000. Has risen in price in 20 times for 11 months.
• Ethereum - on January 4, 2017, it cost only $10, exactly a year later, on January 4, 2018, it was already all $1000. We have a 100-fold increase in price.
• Litecoin — in January 2017 it cost $4, and already in December it took 360 — the rise in price was 60 times.
• Dash - at the beginning of the year the cost is $12, after a year it's all $1500. Increased over 120 times!
• Ripple - exactly a year ago - $0.006, now $3.6. Has grown 600 (!) times.
• Monero - from 15 to 450 - 30 times more expensive.

Now just imagine how much you would have now if you bought each of these coins for a thousand dollars a year ago. Represented? A simple calculation shows that spending only 6 thousand dollars, today they would turn into 924 thousand! A million dollars a year!

Okay, the past is over, as they say, who did not have time, he was late. But what about the future - will there still be such a possibility? Is it possible to take a step towards success today? Of course, and how. But it is important to make the right moves to be "in the kings". Let's start building our investment portfolio(as it is now fashionable to say). It is worth recalling right away that the opinion of the reader may not coincide with the opinion of the author. And the article is not a guide to action. The author simply shares his vision of the situation.

And so, what currencies to buy in order to increase your money after a while? I must say right away that I am not a fan of expensive coins, and I am a fan of cheap ones. Just because the "exhaust" from them is much better. For example, now bitcoin costs an impressive 15 thousand, and in order to get at least x4 from it, it needs to cost 75 thousand already - the amount is still almost unrealistic. The same applies to Ether - today it has already reached the thousandth mark. It's normal with him, if you invest now, you won't get fucked. The same can be said about such as Zcash and Dash - yes, cool currencies, but alas, the cost is already going through the roof. As they say, with these options "the train is gone" for those who are just about to "jump in". That is why the following ranking will not include these top currencies.

Stellar Lumens (XLM)

I give the first place .. no, not to bitcoin, ether and not to Ripple, but to Stellar. Right now, this is the coolest cryptocurrency, the heyday of which is very likely to fall on 2018. And it costs nothing. Although I bought it in mid-December, and have already managed to double the money. In a word, Lumens are getting more expensive every day, and have already broken into the top 10 in terms of capitalization. In October 2017, Stellar announced a partnership with IBM.

XLM is built on the same technology as Ripple, and the main developer is from the same company. But there is a main difference - stellar is decentralized, unlike its brother. This is why it is sometimes called the "Ripple Killer".

Another very important argument in favor of stellar:
There is a restrictive agreement, according to which parties with large amounts of lumens cannot sell them for 5 years.

Buying it is not so easy. I buy it on the #1 exchange in the world. But the fact is that you can’t buy there for fiats (ordinary money). You can only buy with bitcoins or ethers. Therefore, you need to “log in” to Binance with your BTC. In this scenario, the most profitable option is to buy bitcoins on Advcache for rubles or dollars (when buying, you need to specify the address immediately from Binance, for this you first need to register there). This option was suggested by the readers of the site in the comments, for which special thanks to them, since the option is really the fastest and most profitable.

For those who fundamentally want to buy Stellars directly for rubles or dollars, there is the only one an exchanger where you can do this (you can buy with QIWI, Sberbank, Payeer, Yandex money). They give a discount for registration, and a small discount for verification. But note that this option is a bit worse option with the Binance exchange for two reasons:

• A little more expensive
• You need to prepare your wallet in advance

By the way, another charm of such currencies lies in this - when they begin to be added to all new exchanges, they become more expensive on such news. Therefore, it is profitable to buy at a time when you can buy literally in two or three places. This is exactly the time Stellar is going through right now.

Price at the time of writing - 0.7$

My forecast for the end of 2018 is the minimum 4$

Purchased Lumenki brought to the desktop wallet stellar desktop client, which can be downloaded at official website. From Binance, Stellars arrived in just 3-4 minutes. Still, the payouts on this exchange work smartly.

Minimum amount pin 21 XLM. The commission is just ridiculous. When outputting, you can check the no memo box. If you need to withdraw the entire amount, in the amount line, simply click on max, as shown in red.

As a result, here they are, stellars in a secure wallet, waiting in the wings to sell at a higher price.

which the exchange itself immediately announced:

Now rumors are circulating with might and main that Ripple is supposedly capable of costing a thousand dollars. Let me tell you right now, this is fantasy. It is simply not capable of costing the maximum that one can count on with such centralization - 100 dollars under the most favorable circumstances, and even then not in the next 3 years.

Price now - 1.5$

Forecast for 2018 – minimum 12$

You can read more about the currency and its prospects in.

IOTA (MIOTA)

Cardano (ADA)

"Japanese ethereum" quickly burst into the elite and made people talk about themselves. Created by very famous and experienced crypto professionals. Built on the basis of Ethereum, but has its own characteristics.

Costs - 1$

Forecast - 10$

IconX

Mega promising platform based on Ethereum, fully created and promoted South Korea. Perhaps one of the most serious and ambitious projects in the entire industry. A great team of well-known Korean programmers, strong support from the authorities... there is no doubt that ICX will become global.

Costs - 7$

Forecast - 100$

So far, you can also buy it only on Binance, I purchased it for ethers, previously purchased for rubles and dollars on Eksmo.

Lisk

A unique platform whose developers have previously worked on Ethereum. Written in common Javascript code, which is undoubtedly a plus. There is a good official wallet, which you can download on the official website. In general, a very promising cryptocurrency.

Price - 30$

Forecast - 150$

I bought easily and simply for dollars on livecoin .

waves

The brainchild of a Russian entrepreneur is still treading water somewhere outside the top 15, and yet it has unprecedented technologies that can outdo many top representatives of the industry. The mere fact that this is one of the most productive and fastest platforms already says a lot. Having an awesome client, a strong team of professionals - waves is clearly underestimated, and 2018 is the right time to "shoot".

Costs - 12$

Forecast - 40$

You need to try to buy for rubles, because in the summer I took it for bitcoins, and hit hard, because bitcoin has risen in price 10 times, and the “waves” only 2 times. As a result, instead of a 10-fold profit, I caught only a two-fold one. To avoid this, you need to take for fiats. Sells for rubles only Eksmo .

I keep it there, on Eksmo. Of course, it would be necessary to transfer it to the official desktop client (judging by the press releases, it is incredibly chic), but it still doesn’t reach the hands. Should try.

Well, a few expensive top currencies still need to be added, where without them.

Monero

One of the two most anonymous coins (along with Zcash), with excellent prospects and a good team. Many innovations are planned for 2018. There was already a separate one.

Worth it now - 350-400$

Forecast until the end of 2018 — 800$

Litecoin

A veteran and old-timer, with whom crypto-fate treated a little unfairly, because he is better than bitcoin in all respects, and he does not get the laurels. But still, there will be Litecoin, and this existence will not be a simple existence.

Costs 220-250$

Forecast until the end of 2018 — 1000$

NEO

Chinese Ethereum is growing slowly, no matter what. There are problems with centralization, but there are many more advantages. According to all technical indicators, this “Chinese ether” is better than its more eminent counterpart. There is a possibility that it will turn into a crypto-yuan altogether, or maybe the Communist Party will force all Chinese ICOs to be carried out based on NEO. But even without these possible events, the course for the end of 2018 is clear.

Costs - 60$

Forecast - minimum 300$ by the end of 2018.

How easy and profitable to buy wrote in.

NEO gives unrealistic profit. Now I don’t have it, because I leaked it very successfully, and I’m waiting for a correction in order to enter again, but for the long term and large. Look, back on December 11, I bought 6 NEOs for only $36, spending only $200 on it.

Eventually net income$800 for 35 days for only $200

Update from 26.03.2018

Due to the deepest drawdown of the market and such large-scale events after the publication of the article, the forecast prices have been adjusted to a much lower side so as not to mislead people. Who knew that this would happen, I apologize.

After giving Bitcoin the status of an official currency in Japan and Germany (as a private currency) and a legal exchange asset in the USA, Norway and a number of other countries, investing in cryptocurrency has become more attractive and promising.

The emergence of other technologies, in addition to bitcoin, that have economic and practical value (ethereum, for example, is actively used by some Western banks and IT companies to conclude smart contracts) also contributes to increasing the level of trust in cryptocurrency and stimulates interest in its acquisition.

Investment strategies in 2018

Currently, in connection with the process of gradual legalization of cryptocurrency - mainly bitcoin - investors are becoming more and more interested in this promising asset. In Russia, the legal status of cryptocurrency has not yet been determined - certain officials speak out against it, while other politicians, including German Gref, president of the board of Sberbank, are supporters of the technology.

However, investing in cryptocurrencies in 201 in Russia is possible, many companies work with bitcoins and other electronic currencies legally. The rapid development of technology has led to the development of specific ways of investing in cryptocurrency, even management companies began to appear. The currency is experiencing a real boom and many believe that today it is The best way invest.

Production of bitcoin and other currencies

Mining is the extraction of cryptocurrency using a personal computer. This method is relevant only for newly formed currencies, since the algorithms for mining coins are not yet too complicated. According to reviews, it is useless to extract bitcoin, likecoin or ether using mining on a personal PC, there are almost no prospects in this direction: electricity costs and equipment wear are too high - so-called farms are used to mine long-developed cryptocurrencies, and farms are combined into clusters for industrial mining .

Cloud mining is best strategy(from available to the general population) investing in bitcoin and other new currencies. A farm or a cluster occupies the extraction of coins, and the clients of the service invest in equipment and electricity, receiving a reward at the current rate, depending on the amount of capacity invested.

Trading Features

There are special platforms where some types of cryptocurrencies can be purchased for others or for real money, as a rule, they work with the TOP demanded currencies. You can deal directly with the trade itself, but it is better to transfer funds to trust management professional traders, if there is no practical experience. Earnings are generated through speculation on the exchange rate, you can earn both on the fall and on the growth of the cryptocurrency. It is not so easy to choose the best one, since the time of their use is still small, especially on the scale of our country.

CFD - contracts for the difference in the value of cryptocurrency on interbank market(forex). They differ from trading on the exchange by increased asset volatility and lower costs. It is possible to invest in PAMM accounts professional traders.

Smart contracts, the so-called ICO. Technically, this is the same IPO (public offering of securities), only with the help of cryptocurrencies. The investor becomes the owner of the so-called tokens, which he can sell on the stock exchange or keep in order to receive payments and expect an increase in value.

Management companies

Transferring funds to trust investment in management companies is also one of the investment strategies. There are few such companies - they officially work only in the jurisdiction where bitcoin is recognized as a legal exchange asset, for example, in Norway or Japan and real reviews about them in runet no.

In Russia, due to the unclear position of cryptocurrency management companies, such a promising profile does not exist. However, through European brokers, you can purchase units of crypto-ETFs operating in Western jurisdictions, for example, Token Fund, whose tokens can be purchased for Bitcoin or Likecoin.

Please note that there are many pseudo-trust management companies on the Internet that operate on the basis of licenses and permits from offshore countries, and also do not sign any documents with clients, offering simplified registration when investing in cryptocurrency.

Usually such firms are called HYIPs. It is highly not recommended to invest in them with reviews, since they conduct their activities according to the principle financial pyramid and disappear after 3-4 months of active fundraising - better choose a safer way.

Cryptocurrency exchanges

Despite the fact that the cryptocurrency market in 2018 is not yet large (total capitalization, according to Coinmarketcap, reaches only $54 billion, while the stock market, for example, is worth more than $73 trillion according to Bloomberg), there are many international exchanges , offering an exchange, not only for ordinary currency, but directly between various types cryptocurrencies (including bitcoin).

Thanks to exchanges, you can acquire the best assets and invest in cryptocurrencies using various strategies. The largest exchanges in 2018 in terms of daily turnover of bitcoins are as follows:

• Poloniex is the largest exchange in the world, according to reviews it is considered the best. Offers to exchange 90 currency pairs, language - only English;
• Bitflinex - the second largest exchange in terms of trading volume, offers 21 pairs for exchange, including those using margin lending;
• OKCoin - the largest Chinese exchange, works only with bitcoin and likecoin;
• BTCChina is the second major Chinese exchange that also offers work with Ethereum;
• BTC-e is the largest Russian platform that supports cryptocurrency exchange in 27 directions;
• LiveCoin is another exchange with a Russian-language interface, where you can buy more than 180 cryptocurrencies, including brand new ones;
• LocalBitcoins - more than 75 currency pairs are offered for exchange, it supports the Russian language.

• Buy and hold - the strategy involves buying a cryptocurrency at a minimum and selling after reaching its target value, investors can hold the asset for years;
• Scalping - quick buying and selling of currencies (a favorite strategy of medium-sized management companies), earnings due to minimal price fluctuations, it is most efficient to work on Forex, there are too many costs on a regular exchange;
• Breakout of a trend - an asset is acquired when a cryptocurrency passes a local maximum or minimum and is reflected from it, and the movement generates a new long-term trend (the exit point from the transaction is a breakdown of the trend in the other direction).

Other strategies are designed for professional traders and are applied directly to cryptocurrency trading. By the way, the strategies of managing companies are similar.

Cloud mining: best offers and reviews

Time makes its own adjustments to the standard methods of investing in cryptocurrency: in 2018, almost no one is engaged in single coin mining due to high costs, choosing promising cloud mining. The principle of investing in them is simple:

• You choose the service that suits the conditions ( Special attention apply for a commission and a guarantee of a refund);
• Purchase for money a certain part of the capacities of a remote mining farm;
• You are engaged in remote mining of the selected currency in a specific pool;
• As soon as the coin is earned, the funds are distributed among the clients depending on their deposits.

It is important to use proven services for investing in cryptocurrency with reviews from real users Otherwise, you can easily run into scammers. To date, the most reputable and promising mining services, relatively speaking, the best, are:

• HashFlare - actively worked in 2017, and in 2018 left only a few contracts, but payments are accrued on them (for example, Ether). Minimum deposit - $5

(updated on 11/20/2017 - investments in Litecoin, zCash, Etherium, Dash - but the annual contract for bitcoin is still the most interesting in terms of investment. 3 months payback.);

• Bitmi - works only with bitcoin, investments - from $ 1, recommended - from $ 200;
• Fleex - mining allows you to mine about 10 popular cryptocurrencies;
• HashOcean - cloud mining for likecoins;
• Genesis Mining is considered the largest remote mining service in Russia, it allows you to mine not only bitcoin, but also all cryptocurrencies built on the basis of its protocol.

In general, investing in cryptocurrency with the help of mining centers has more understandable conditions, compared to management companies, they are more promising, but it is important to choose a trusted company so as not to lose your own funds.

Read more about cloud mining, its pros and cons in our articles:

TOP promising cryptocurrencies for investment

It is important not only where to invest and according to what strategy, but also in what currency. So, bitcoin is quite volatile and grows in long term(and with its recognition as a means of payment in new countries, its popularity will only increase), but you should not limit yourself to it, it is better to build a portfolio of several of the best cryptocurrencies for and diversify risks.

As practice shows, cryptocurrency rates are practically independent of each other, so it is optimal to purchase them in the same quantities at the time of the greatest drop in value and work with them using different strategies.

New cryptocurrencies appear regularly, but choose the best of those that have been around for at least a year and have managed to establish themselves as a reliable means of payment.

The most promising cryptocurrencies in 2018 for investing in any of the selected strategies (in addition to bitcoin) are as follows:

• Etherium. One of the rare cryptocurrencies that have practical value: its technology is used to secure automatic scenarios for completing transactions. Thanks to this property, ethereum is actively used by a number of Western banks and IT companies, including Microsoft, the board of Sberbank has declared interest in this cryptocurrency. According to reviews - one of the most promising projects.
• Monero. A completely anonymous service that has gained popularity among black market participants. Actively developing.
• siacoin. This technology is a cloud data storage - an alternative to Google Doc or Yandex.Disk, but at the same time independent of corporations.
• Lisk. This cryptocurrency is based on JavaScript and is a ready-made infrastructure for the Internet of things.
• Ripple. Included in the TOP cryptocurrencies for investment, Ripple is a rare example of a centralized cryptocurrency. Ripple is actively used by Western banks in settlements, as it allows you to save on transactions, reducing the commission to just a few cents.
• Litecoin. If you compare bitcoin with gold, then likecoin is definitely silver. This cryptocurrency is the second in terms of capitalization, and when the price of bitcoin falls, a number of investors are looking for salvation in it. Therefore, Litecoin can be purchased to hedge risks.

Conclusion

Thus, investing in cryptocurrency in 2018 is an excellent promising investment due to the growth of the market and its legalization in many developed countries. You can invest in e-currency in different ways: by trading, transferring funds to management companies, cloud mining, participating in ICOs, etc.

To invest in cryptocurrency in 2018, you need to choose reliable and proven services so as not to run into scammers. There are many promising cryptocurrencies, in order to reduce risks, it is recommended to collect a diversified portfolio of several of the best names included in the TOP list.