Belinvestbank deposits in Belarusian rubles and foreign currency, calculator in dollars. How to open a deposit in Belinvestbank? Belinvestbank interest

Belinvestbank was created in connection with the merger of Belbiznesbank and Belarusian bank development in 2001 and is an investment in financing various programs, incl. state.

Belinvestbank deposits

The bank is authorized by the state to accumulate investment resources, servicing credit projects foreign investors and investing in areas that are most effective for the development of the country's economy.

Belinvestbank deposits - opening conditions

Suggested Belinvestbank deposits for citizens of the country have two types: in the national and foreign currency. You can open an account at any branch of the bank, for this you will need to present an identity document, they can be:

• the passport;
• resident card;
• refugee certificate.

It is also possible to open a deposit in the name of another person, but in this case, in addition to his passport data, you must present both your passport and a notarized power of attorney to carry out this operation.

Belinvestbank

If you need to make additional funds for a deposit, you must also present identification documents. Top up the deposit Belarusian rubles maybe a third party, but currency - only the owner of the account.

Deposits in Belarusian rubles — Belinvestbank

Optimal and preferential programs Belinvestbank for deposits in Belarusian rubles.

To earn income from interest at a set rate, many programs are offered on deposits in Belarusian rubles in Belinvestbank. The best option is Personal choice, which provides the following conditions and bonus incentives:

• The invoice amount is from 500 thousand Belarusian rubles.
• The term is 1-3 years.
• The rate is 24-28%. Minimum Interest accounts for a deposit for a period of 1 year and with 90% partial withdrawal, and the maximum - for 3 years and 10% withdrawal.
• Ability to withdraw funds - in the amount of 10%, 50% 90% (determined by the client).
• Accruals - on the card or by capitalization (at the choice of the depositor). The card is issued by the bank free of charge.
• Close the account ahead of schedule — the rate is calculated according to the established tariff for the Belarusian ruble.
• Bonus - is accrued if funds have not been withdrawn from the account within 3-12 months and range from +0.2 to +0.8% to the bank rate. If such operations were not performed during the entire period, 1% is added to the rate.
• Additional bonus from Belinvestbank- it is allowed if there is a certain average daily amount on the account - from 20 to 100 million rubles (from 0.5% to 1.5% is added to the rate).

Belinvestbank - deposits in Belarusian rubles

This program provides preferential bonuses for pensioners, disabled people and children who receive social payments for the loss of a breadwinner). They are expressed in more high rate, by adding 0.3% to the established term and selected conditions.

Deposits in Belinvestbank for pensioners and persons receiving a pension on legal grounds are carried out under the Pension program. To open an account for 2 years, you will need to present this certificate and deposit funds from 50 thousand Belarusian rubles. It provides for the accrual of interest in the amount of 30%, which accumulate on the account. You can withdraw money no more than twice a month (except for the initial amount), and you can replenish the balance in any amount and without a time limit. If it becomes necessary to close the deposit before the end of two years, interest is calculated in two ways:

• at the rate of the account, if less than 3 months have passed since its opening;
• under the terms of the contract, if from 3 months.

Belinvestbank: programs in national currency and a deposit calculator.

Choose the best option for deposits of individuals, it is possible by calculating the expected rate of return on the Belinvestbank deposit calculator from the following programs:

• Special.

Deposit in the amount of 500 thousand Belarusian rubles, 25% rate for a period of 18 months. You can make deposits without restrictions. Income at the rate is paid every month to the client's card or account.

• A great.

The amount of the first deposit to the account is from 50 thousand Belarusian rubles. You can only deposit funds in the first month. The rate is not static, accruals occur from 32% for the 1st month to 20% for the 6th and are sent to the client's account on a monthly basis. There is no partial withdrawal in this program.

Belinvestbank - deposit calculator

• Calculating.

The account is opened for the same amount, the period is determined from 3 to 12 months, without the possibility of replenishment. Distinctive feature program is the accrual of income at the refinancing rate National Bank RB, the amounts are transferred monthly to the depositor's account, the calculation can be made on the deposit calculator.

• Urgent.

Provides for the calculation of interest from 30% if a period of 3 months is selected and up to 28% for 60 months and is valid when depositing at least 50 thousand Belarusian rubles into the account, without the possibility of depositing additional funds. Charges are sent to an account or card.

• Universal.

When depositing the same amount for a period of 2 years, income is accrued at a rate of 25%. It is possible to add amounts without restrictions, and accruals are capitalized, so partial withdrawals are not allowed. Services loan calculator, you can use on our website.

Programs of deposits in foreign currency.

Offered in Belinvestbank currency deposits are divided into the following areas:

• Personal choice.

For a deposit in dollars, you need to deposit an amount of 200 c.u. for a period of 1 to 3 years. Depending on the terms of the partial withdrawal of funds, the percentage of which is determined by the client and the validity period, the rate varies - from 4.5% to 5.5%. For a deposit in euro, the rate is determined from 7% to 9%. The conditions for depositing money and withdrawing correspond to a similar program in the national currency. It also provides for bonuses.

• A great.

The first deposit is from 5 dollars (euro), term - 1-6 months. You can only top up the funds in the first month. Interest is redirected to the account, and their amount varies depending on the length of the period - from 3.5% for the 1st month to 5.0% for the 6th.

Opened in Belinvestbank deposits in foreign currency may also include deposits in Russian rubles. The types in this category are:

• Cumulative.

A distinctive feature is the impossibility of withdrawing money before the end of the agreed period, and interest income is accumulated in the account. The program requires 5 dollars (euros) or 150 Russian rubles. Rates vary between 4.2-5.0% for foreign currency deposits and 5.0-8.0% for Russian ones, as they depend on the chosen period (3 months - 2 years).

• Urgent.

It provides for the presence of an initial amount corresponding to the previous program, the periods are selected in the range of 3-60 months. Rates can be 5-9% for Russian, 4.2-5.5 for foreign currency deposits (the amount depends on the period) and are added to the amount on the account. After six months, they can be transferred to the card.

Belinvestbank deposits in foreign currency

• Urgent with the right of demand.

You can open an account under this program by depositing a currency in the amount of at least 5 dollars (euros) or 150 Russian rubles, with the possibility of unlimited replenishment. The rate is in the range of 4.8-5% for a currency deposit and 7-9% for a ruble deposit. You can close the deposit ahead of schedule. At the same time, the interest will be updated at the invoice rate (if less than 3 months out of the required 2 years have passed) or at the contract rate (from 3 months).

is the most common multiplication tool Money. The deposit is easy to process and is a reliable form of savings, as a full refund is guaranteed by the state. About the most great deals Deputy Chairman of the Board of Belinvestbank OJSC Alexander Filippovich spoke about the placement of deposits.

- Alexander Alexandrovich, what can the bank offer today to a client who decides to use deposits to save and increase their personal finances?

– Most recently, Belinvestbank has updated its range of deposits, making them even more convenient and accessible. Today we offer our clients the widest range of deposits. Depending on their needs, they can choose a revocable or irrevocable deposit, choose a suitable placement period ranging from 3 months to 3 years, as well as the deposit currency - Belarusian rubles, US dollars, euros or Russian rubles.

– Tell us, which deposits are currently most in demand among the bank's clients?

– One of the most demanded deposits is irrevocable in Belarusian rubles. I would like to emphasize that it is the deposit in the national currency that people of different age groups prefer. The reason for this is his high yield- up to 12.5% ​​per annum, and availability - the initial payment is only 50 Belarusian rubles. In addition, the deposit can be replenished for any amount during certain period. If the deposit is opened for up to a year, then the interest on the deposit is capitalized, i.e. are added every month to the principal amount of the deposit, which allows you to increase the overall return on savings. For deposits with a maturity of one year or more, the depositor is given the opportunity to independently choose the method of paying interest. This may be capitalization or transfer to the depositor's account, to which a bank card is issued.

– Belinvestbank has a very wide client base. In order to take into account the interests of all customer groups, for sure, it is necessary to produce special products. Is this true and does the bank have "chip products"?

- Yes there is. One of them is people with disabilities and retired security officials. It is easy to become a depositor: all you need to do is to deposit only 10 Belarusian rubles. The client can open at his own discretion a revocable or irrevocable deposit for a period of 2 years. Annual interest rate for irrevocable deposit- 12%, revocable - 7.55%. And if a pensioner receives a pension to an account opened with our bank, then he is given an additional bonus - an increased rate of 12.5% ​​for an irrevocable deposit and 8.05% for a revocable one.

- And if the client does not have the opportunity to place his savings for a long time, and free money appeared for a short period of time? Can Belinvestbank offer something in this case?

- Undoubtedly. sometimes do long-term investments even on favorable conditions it doesn’t work for various reasons, but just keeping money in the nightstand is not the best suitable option. Therefore, we have developed the "BIBcoin" deposit. What are its advantages? Firstly, the period of deposit placement is 3 months. Secondly, basic return is 7.5% per annum and can be increased. Thirdly, the deposit is revocable, i.e. if the money is suddenly needed before the end of the storage period, the depositor can close it.

In addition, the BIBcoin deposit has a number of nice bonuses:

if the client replenishes the deposit for a total amount of 300 Belarusian rubles and does not withdraw money during the entire period of storage, then on the day the deposit period ends, the income will be recalculated at an increased rate of 8.05%;

the bank provides the depositor with a unique opportunity to transfer the entire amount of the deposit, together with interest, into US dollars or euros at favorable exchange rate on the expiration date of the deposit;

within a month after the closing of the "BIBcoin" deposit, you can issue Belinvestbank cards Visa Classic EMV payWave or Mastercard Standard EMV PayPass in USD or EUR with a 50% discount, Visa Gold EMV payWave or Mastercard Gold EMV PayPass as part of the VOYAGE GRAND product with a 25% discount.

- Now all banks are trying to go online, transfer services online ... How are things going with you? Do I need to visit the office to make a deposit?

- Belinvestbank is actively working on the digitalization of its services, so customers can make any of the deposits of the new line without leaving their homes, using either the Mobile application.

We strive to make the lives of our customers more convenient, mobile, simpler, we want them to spend less time doing simple things. banking operations so that you can devote more precious minutes to yourself, your family, your favorite hobby. I am sure that Belinvestbank the right way and the loyalty of our customers confirms this.

Belinvestbank was opened in 2001 in Belarus. During its existence, he was able to take a leading position in the local financial market. To date, this banking institution actively cooperates with both private investors and representatives of large, medium and small businesses.

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It should be noted that the clients of this financial organization can become not only local residents, but also citizens of foreign countries (USA, CIS, Europe).

Belinvestbank has long established cooperation with the largest foreign banks and financial corporations, thanks to which it carries out all types of international payments without interruption.

The clients of this institution, whose number exceeds 1,200,000 people, are under the state program for the protection of private deposits.

Terms

This guide financial institution regularly presents new deposit programs in Russian and Belarusian rubles, US dollars and euros, designed specifically for individuals.

Deposits in Belinvestbank are opened on the following terms:

• the deposit amount cannot be less than the established minimum;
• the deposit can be both in national and foreign currency;

• both residents of Belarus and citizens of other states, as well as individuals residing in this country in the status of refugees can participate in the deposit program;

• you can open a deposit for third parties;
• in order to draw up a deposit agreement, it is necessary to provide the bank with a standard package of documentation;
• deposits can be replenished at any branch of Belinvestbank (financial transactions can be carried out not only by private depositors, but also by third parties);
• some programs allow capitalization of interest;

• when replenishing a deposit for an amount exceeding 1,000 basic units, then the conducting financial transaction a person is obliged to present an identity document to the cashier;

• if necessary, individuals can terminate early deposit agreement or partially withdraw your savings, etc.

How to open?

To become a regular client of Belinvestbank, an individual must personally visit its nearest branch.

Pre private investor can apply to the Contact Center and get answers to all the questions raised over the phone.

During a visit to this financial institution individual must provide a bank employee with an official document to identify his identity.

A representative of Belinvestbank will tell the client in detail about each deposit product and help him choose the most suitable program for him.

Data from the personal documents of an individual will be used by a representative of a financial institution when compiling deposit documentation. The deposit will be opened after signing the agreement by the parties and depositing funds in the bank cash desk.

Deposit line

Currently, not only residents of Belarus can use deposit offers Belinvestbank.

Branches of this financial institution are also open in Poland.

Banking products that are developed specifically for private investors differ significantly from similar programs presented on the domestic financial market, both in terms of interest rates and more favorable conditions.

Deposits of Belinvestbank for individuals

Residents of Belarus can apply for any of the presented deposit products in Belinvestbank (in national currency):

1. Personal choice. Maximum term This deposit is valid for 36 months.
   

   The interest rate can be up to 30.00%. Individuals can replenish their deposits.

   Forbidden partial withdrawal, but early termination of the deposit agreement is allowed.

2. Urgent (irrevocable). The term of this deposit program can vary from 3 to 36 months.
   

   Depositors can replenish their deposits, on which interest can reach 30.00%.

3. Urgent (revocable). For this deposit, the interest rate usually does not exceed 25.00%, replenishment and early termination of the agreement are allowed. The term of the deposit can be up to 36 months. Partial withdrawals are prohibited.
4. Retirement. This deposit program is designed specifically for the elderly.
   

   It has a fairly high interest rate of 24.00%.

   Partial withdrawal of money is not allowed, interest capitalization is present. Retirees can make investments for a period not exceeding 24 months.

5. Urgent (irrevocable). The interest rate on this deposit can reach 28.00%. The term of the deposit does not exceed 12 months. There is interest capitalization.
6. Urgent (Cumulative plus). Individuals can invest their funds for 12 months under high interest — 25,00%.
   

   Replenishment and partial withdrawal of money is not allowed, capitalization of interest is allowed, the amount down payment should be no less 1,000,000 Belarusian rubles.

Currency deposits

Belinvestbank offers private investors a line of deposits that are opened in foreign currency:

1. Personal choice. This deposit product can be issued for a period of 3 to 36 months. The Bank accepts private investments in Russian rubles, euros and US dollars.
   

   The interest rate under this program ranges from 5.00% to 9.00%.

   The deposit can be replenished without restrictions, partial withdrawal and early termination of the contract are not allowed, interest is calculated monthly.

2. Urgent (there is a right of demand). This type The deposit is issued for 36 months at rather high interest rates: from 4.00% to 8.00%.
   

   The deposit is opened in rubles, dollars and euros. The deposit can be replenished, interest capitalization is present, early withdrawal of money is possible.

3. Urgent (irrevocable). The deposit product can be placed for a period of 3 to 36 months. From individuals, both Russian rubles and euros and US dollars are accepted. The interest rate can be up to 9.00%.
4. Urgent (Cumulative plus).
   

   This deposit is issued in rubles, euros and dollars. The term of the deposit can be up to 24 months.

   The interest rate is set at 3.00% and does not change.

Do you want to know how to spend? From our article, you will be able to identify for yourself the main conditions and requirements of the bank, as well as find all the information on interest rates.

If you are interested in the state refinancing program mortgage loans, then you just need to go to the next .

Interest rates

To date, Belinvestbank sets the highest interest rates on deposit products intended for private investors.

They fluctuate in the following ranges:

• in Belarusian rubles - from 22.00% to 42.00%;
• in Russian rubles - from 4.70% to 8.00%;
• in US dollars - from 3.80% to 5.30%;
• in euro - from 3.80% to 5.30%.

Belinvestbank calculates interest on deposits on the last business day of the month. Their calculation is carried out on the basis of the balance of funds in deposit accounts.

Requirements for depositors

Belinvestbank is quite loyal to all categories of depositors and does not set unrealistic requirements for them.

In order to successfully, from a financial point of view, cooperate with this financial institution for many years, private investors need to meet the following criteria:

• reach (at the time of applying to the bank branch) the age of majority;

• have documents by which their identity can be identified (they must be issued by the competent authorities);

• collect a certain amount funds in the currency of their country, or other states, etc.

The documents

To apply for a deposit program at Belinvestbank, individuals need to collect a standard package of documentation.

List of documents required by a private investor to place his savings:

• passport, with a mark of Belarusian citizenship;
• if a resident of another state participates in the deposit program, then he must provide a passport obtained in his country, as well as a residence permit;

• if a private investor lives on the territory of Belarus in the status of a refugee, then he needs to present an appropriate certificate;

• if an individual who does not have Belarusian citizenship wants to open a deposit, then he must provide an identity card that was issued to him by authorized bodies;

• additional documents that may be provided for by the terms of the deposit product;

• if a bank client opens a deposit program in favor of a third party, then in addition to his official documents, he must present data from the passport of the person in whose name the money will be deposited.

Can I withdraw money early?

Belinvestbank allows private investors to partially withdraw money from their deposits. To do this, they just need to personally visit any branch of this financial institution and contact a specialist.