17.04.2020

Where to find real investments in business. Finding an investor for a business: where to look for investments and how to sell your idea


It is difficult for a novice entrepreneur to organize his own business, since even a small business requires significant financial injections to start. Where to get this money? The fastest and most reasonable way is to attract an investor - a person who will contribute his capital in exchange for a part of the profits or shares. An investor can become a partner of the company, often an assistant in development, because he is no less interested in making the business profitable than the owner.

Where can a businessman get money to develop his business?

Until the business begins to generate income, not a single day will pass - all this time the entrepreneur spends money on rent, paperwork, payment wages, purchase of equipment, consumables, products and for other purposes. You can get start-up capital from several sources:

  1. Personal savings is a long, but the most reliable way, in which you need to set aside part of your income every month;
  2. A bank loan - they are reluctant to provide money to open their own business, requiring collateral, so more often entrepreneurs take consumer loans, but the amount is limited here;
  3. Borrowing money from relatives is a good way if you have a wealthy loved one who is ready to borrow a large amount;
  4. Search for an investor - a private individual, a company, an association of people, it can be business angels - specialists in investing in start-up entrepreneurs;
  5. Finding a partner - in this case, the business will have to be divided in proportion to the amount of injections, it is better to look for a financially literate person, and not a beginner;
  6. Starting a related business - for example, if you want to open a car service, you can start with a tire fitting, and when profit and experience appear, expand your business;
  7. Receiving a subsidy from the state - provided by the employment center, the district administration, the business support department, but the amount of injections is small, reporting is required;
  8. Crowdfunding is the collection of funds through a special platform from ordinary people, but for this you need to offer an unusual business idea, interest the audience, and conduct an advertising campaign.

Experts and experienced businessmen are sure: borrowing money or resorting to a loan is not best idea for an entrepreneur. It is better to use your savings or attract investors by concluding a cooperation agreement with them.

Step-by-step instructions on how to attract an investor?

New entrepreneurs don't understand how to find an investor for a small business from scratch? To raise capital for the development of your business, you need to draw up a well-thought-out business plan, choose a convenient form of cooperation, find professionals, negotiate and conclude a cooperation agreement.

How to prepare a business project?

A business plan is a visiting card of an entrepreneur, it is this project that potential investors will study, assessing the attractiveness of financial injections. Keep in mind that the investor is not interested in how original the idea is, what prospects it promises you personally, he wants to know how much profit he can get. The business project must contain:

  • short and detailed description ideas, a plan for its implementation;
  • calculation of starting capital;
  • analysis of the real benefit for the investor - also with calculations and reasonable conclusions;
  • the payback period during which the income will be received;
  • investment prospects.

If a business plan is written by a novice, he may allow typical mistakes due to inexperience, which will scare off investors, sometimes it is better to invite specialists or ask for help from familiar businessmen to prepare documents.

How to choose the right form of cooperation?

The form of cooperation is chosen by the businessman together with the investor, but first it is worth calculating the benefits from each model, determining the most effective way of interaction. An investor can earn income in several ways:

  • percentage of the deposited amount, as in lending;
  • part of the profit from the implementation of the idea;
  • share in the business - re-registration of property rights will be required;
  • finished products or services - relevant for investors in a related industry, for example, if a businessman opens a company for the delivery of motor oils, and the investor has his own auto parts store.

In the process of negotiations, the investor may insist on a different scheme of cooperation, it is often more profitable for an entrepreneur to make concessions than to lose the opportunity to receive funds.

How to seek help from experienced businessmen?

It is difficult to develop your own business and look for investors without experience. It is better to ask for help from other businessmen who will provide assistance if further cooperation is possible between you on favorable conditions. Who to contact? For example:

  • if you produce food - to the owners of stores;
  • if you plan to carry out transportation - to businessmen who rent cars or need regular delivery of goods;
  • want to open a flower kiosk - to flower suppliers;
  • are going to sell farm products - to the owners of household plots.

Experienced businessmen will advise on the presence of pitfalls, features of the chosen industry, help to study this issue more closely and prepare a detailed business project.

How to negotiate?

The first meeting with an investor is always a presentation of the project, presentation of a business plan and coverage of the main issues that may arise. You need to carefully prepare for the meeting so that the investor understands several points:

  • you are financially literate;
  • excellent knowledge of the topic;
  • offer a fresh and interesting idea;
  • the investor will be able to profitably invest;
  • there is no doubt about the honesty of the businessman and the reality of the project;
  • what are the risks in this industry.

During negotiations, the focus should not be on how new the business will be, but on outlining the benefits of investing.

How to conclude a cooperation agreement with an investor?

When an investor is found, the project is presented, consent is received, it remains only to prepare an agreement on capital investment. In this matter, it is better to involve a lawyer and check that the document indicates:

  • terms of investment;
  • payment method;
  • the amount that the investor contributes;
  • rights and obligations of the parties;
  • procedure for violations.

The money received from the investor should be used only for business development - this is directly indicated in the contract.

How to get investors interested in a business plan?

  • collect information about the investor, eliminating possible misunderstandings;
  • carefully calculate the amount of investment that is needed;
  • do not delay the implementation of the project;
  • outline specific goals;
  • analyze the market, competitors, the situation in the industry, so that the investor understands that you have worked out this topic well;
  • do not hide important information and facts from the investor.

Of course, a businessman wants to present his project in the most favorable light, so the data is often embellished, and the calculations turn out to be overly optimistic. An experienced investor will definitely ask about the fate of the project when negative development events, you need to be prepared for this issue.

Finding an investor is not so easy, because the number of business projects created daily is only growing, and the level of competition for attracted cash- increases. To find an investor, you need to competently approach the search, following the advice:

  1. Start the search as early as possible, as this process can take several months. You need to look for an investor already when you have calculated the business prospects, assessed the benefits from the implementation of the idea. The main mistake of newcomers: they use their funds for development, and when the capital runs out, the business goes into decline, they start looking for injections from outside, but such a project for investors most often turns out to be uninteresting;
  2. Reach out to someone who can really help. If the investor is large, it is not worth going to him, offering to invest in a small business, if it is small company, then it simply will not have enough capital to invest;
  3. Name the specific amount that you need - you should not indicate a range, for example, from 500 to 900 thousand rubles, the number should be accurate, and the spread should be minimal.

An experienced investor knows that it is better to invest in projects with a balanced income and risk. The goals of the entrepreneur must be specific, and the idea itself must be relevant, allowing you to make a profit in the future.

How to find an investor - an overview of specialized sites

In the era of the development of the Internet, the search for investors cannot be imagined without the use of remote technologies. For this purpose, there are special platforms where businessmen can “meet” and negotiate with potential investors. In Russia, such platforms are popular as:

  • Boomstarter is a crowdfunding platform focused on raising funds for the implementation of creative projects;
  • Planeta.ru - allows you to find an investor and implement socially significant, creative ideas, about 800 thousand people are registered on the portal;
  • Nachinanie.ru is a platform for collective financing of projects - religious, educational, socially significant;
  • Eastwestgroup - here the investor search services are paid, but the business project is evaluated free of charge, the company has been professionally engaged in attracting investments for over 10 years;
  • Start2Up is a bulletin board for investors and start-up entrepreneurs, projects in the field of the Internet, education, art, and culture are popular.

Finding an investor to develop your business is not an easy task, but a feasible task with a competent approach. The main thing is to offer a relevant idea, draw up a well-thought-out business plan, accurately calculate the benefits from investments. A potential investor will be interested in an honest project with low risks, sufficient income in the implementation process, and also with a financially literate owner.

You have decided - you will develop your own business. Alone or in a team of like-minded people, you are constantly improving your business idea, studying the market, looking at possible competitors. And inevitably there comes a moment when you realize what initial investment your project requires. Investments at the start may differ significantly, but in ninety-five percent of cases, a novice businessman has the necessary amount free funds no. The way out of this situation will be to find an investor for the business.

In this article we will talk about:

  • what preparation should be done before bringing your project to the investment market;
  • where to find an investor;
  • how to interest an investor in your project;
  • consider the forms of investment - cooperation;
  • let's talk about mandatory clauses investment agreements;
  • let's be inspired by the experience of successful startups and look at their working ideas

So let's get started.

First, you must clearly understand your business idea and its accompanying business mission. If you yourself cannot formulate how exactly your future product or service differs from those existing on the market, do not expect an investor to be interested in your idea.

An example of a bad presentation of a business idea: opening a private kindergarten in one of the cities of the Moscow region.

An example of a good presentation of a business idea: opening a private kindergarten for 100 children in the village of Nakhabino, Moscow Region, in order to meet the increased demand for kindergartens in the absence of supply.

Answer your questions honestly, preferably in writing:

  1. Why do I think that my future product / service is better than what is already on the market?
  2. What target audience might be interested in it?
  3. To what extent will my product/service be in demand?
  4. How do I plan to organize the production of goods / indication of services? Here it would be appropriate to briefly describe the technological process.

At a meeting with you, the investor will ask these questions, so you must be 100% sure of the answers. Also, detailed answers to the questions described above will contain a business plan with which you will go to the investor for the presentation of the project.

Second, you need a well-written, working business plan. There is a lot of information on writing business plans both on the Internet and in specialized literature, you just need to study this question and follow the recommended sections when writing. If you do not have the time or skills to write such documents, you can always turn to professionals for help. There is a huge selection of business plan writing services on the Internet. But!

A good business plan is not a beautifully written document, nor is it professionally presented market and product information. This is, first of all, a detailed description of your idea and proof that the idea will be profitable. By the way, we talked about how to write a business plan in one of.

Whether you write it yourself or delegate the writing of a business plan, you must know by heart and be confident in every proposal, and especially in the technological and financial part. Be prepared for the fact that each of your statements will be questioned by the investor.

Investors are primarily interested in:

  1. The amount of investment for which you are applying, as well as what share the investment will take in the total amount of capital investments in the project.
  2. Profitable interest rate on investments. The rate on risk-free and low-risk investments (deposits, bonds, reliable shares) tends to 14-15% per annum, so you should offer a higher rate.
  3. The payback period is the period in months after which the profit from the business will cover the initial costs incurred.
  4. Project risks. A startup is a leader among risky capital investments. Write honestly about all the risks, experienced investors are aware of them anyway.

Indicators that must be present on title page business plan:

  1. Amount of investment.
  2. Income interest rate.
  3. Payback period.

If the investor is not satisfied with the above indicators, he will not look at the rest of the information. Put yourself in his place. He gives away his hard-earned money. What is he waiting for? Innovation? Social importance? ARRIVED. Everything else interests him insofar as. So give him a profit.

The third point of preparation for a meeting with an investor will be the creation of a presentation of your business project. Whether it will be a full-fledged presentation in Power Point, an album printed using the printing method, or a set of sheets with key numbers, tables, images, you decide. It all depends on the scale of the spartan and the requirements of the investor you contact. The main thing is your ability to convincingly present the project with the help of prepared materials. Remember, the main thing is your prepared speech and charisma, and then a beautifully designed presentation. Interest the investor, give him a reason to think, "infect" him with your idea.

When the preparation is completed, you can start searching.

Where to find an investor?

Credit organizations

The most obvious solution for a budding businessman is to go to a bank. Many, many start-up entrepreneurs took out so-called business development loans or even consumer loans and successfully developed their business. But banks want to invest only in reliable projects and at the same time receive a good interest income.

If you choose this way of looking for investments, we recommend that you contact the bank where you have an account and/or a positive credit history. If not, please contact big banks with a well-known name, avoid microfinance institutions.

The list of the most interesting proposals for business loans today is given in the table.

Table 1. Business loans in Russian banks

BankName of loanSumTermInterest rateSecurity
Intesa Bank"Costs Down"from 3 million rubles1 year and 1 month-10 yearsfrom 12.5%required
Ural FD"Business Mortgage"500 thousand rubles - 14.5 million rubles6 months-10 years13-13,5% real estate
Severgazbank"Modernization"500 thousand rubles - 5 million rubles1-5 years9,9-13,5% required
Rosbank"Commercial Mortgage"1 million rubles - 100 million rubles3 months-7 years12,22-13,76% required

List of interesting consumer loans is shown in table 2.

Table 2. Consumer loans, which can be used as an investment for business.

BankName of loanSumTermInterest rateSecurity
Sberbank of RussiaConsumer secured real estateup to 10 million rublesup to 20 years12,50% required
VTB Bank of MoscowCashup to 3 million rublesup to 60 monthsfrom 14.90%Not required, proof of income required
Housing Finance BankUniversalup to 8 million rublesup to 20 years12,89% required
Gazprombanksecured by real estateup to 30 million rublesup to 15 years12,70% required

Pros: high probability of receiving funds when all documents and collateral are provided, a transparent and proven scheme for raising funds.

Minuses: high interest rate, it is almost always necessary to secure and confirm income, guarantees from third parties or organizations.

Private investors, business angels, crowdinvesting

If the option of contacting the bank seems too “expensive” to you (and it is), or you do not want to provide the bank with your apartment as collateral, you should look at private investors and the so-called “business angels”. Private investors are most often people who have already earned enough money from their business. And now they invest in other businesses and get passive income. In addition to investments, business angels provide expert support to young businesses, they can lead you to certain business circles, advise working business models, and suggest ways to optimize your business.

Type in the words “private investor”, “business angel” in the search engine and you will find more than a million offers from potential investors. Among the proposals will be investment exchanges, the most famous of which are:

  • start2up
  • EASTWESTGROUP
  • investorsov.net
  • business platform
  • SBAR (community of business angels of Russia)

However, do not build vain illusions that by placing an ad with a description of your project, you will receive hundreds of offers from potential investors. You will have to write letters and call yourself, and more than once. By sending a hundred applications, you can get only three to five responses .

Beware of scammers, of which there are a sufficient number on the Internet. Never deposit money for anything, under any pretext. And read the contract carefully.

Register on forums for professional communication of TOP managers, such as E-xecutive and Up-pro. They communicate with respectable employees of large firms. Free financial resources they have, but there is no time to develop their own business. A good opportunity for you to express yourself.

Another interesting subtype of private investment is crowdfunding and crowdinvesting projects.

The term " crowdfunding" comes from the English words "crowd" - crowd and "funding" - financing, provision. It is clear that we are talking about collective fundraising for a project. It can be both a commercial undertaking and a charity event. Crowdinvesting- this is also a collective fundraising, but spartans, commercial undertakings are already becoming an object of investment. Investors expect profit from such investments.

Crowdfunding is an interesting option for an interesting idea

Both types are relatively new in the world of investment and dynamically developing. True, in order to successfully search for a group of unrelated investors on the Internet, your project must be either very bright or very modern, trendy. The proposal should "catch" the eye. fit high tech, IT, projects with a social impact, with a creative component, and so on. And you are unlikely to receive large investments (more than 1 million rubles), since mainly young novice investors with a share of adventurism, but without large funds, register on such sites.

Take a look at Russian crowdfunding sites:

  • planeta.ru;
  • Boom Starter;
  • Simex;
  • Crowdsourcing.ru.

It is worth noting that your relatives and friends may also be investors for your project. But you should not treat such investments carelessly. Conduct preliminary preparations for a meeting with a loved one in the same way as if you were presenting a project to an unfamiliar investor.

Pros: private investors require fewer documents and often give money without collateral, they can help businesses with experience and connections; for small, ambitious projects, investments are found quickly.

Minuses: the target income interest rate is often higher than in banks, there is a high risk of falling for scammers.

Video - Attracting investments

In this video, Oleg Karnaukh, the founder of the Smart Business project, says:

  • at what stage do small businesses need investments,
  • what arguments to enlist for a conversation with an investor
  • how to be the owner of your business
  • how to scale a business.

Investment venture funds

Let's move on to the most difficult, but also the most interesting ways to attract investment.

First, let's define what a "venture fund" is.

Venture fund comes from the English word "venture" - a gamble, a bold undertaking, a risky venture. Such funds invest money with a high degree of risk, but also with a large profit. 80% of investments of venture funds depreciate, but 20% bring such a profit that it is many times higher than the costs.

If your future business does not apply to:

  • the high-tech sector
  • IT and telecommunications,
  • healthcare,
  • internet and internet commerce,

You can safely skip this paragraph of the article and move on to the next one.

For the rest, we reveal the scheme of work of venture funds. The fund's team consists of experienced financiers who deal mainly with high-risk investments. All applications go through several stages of consideration.

Stage 1. Consideration of submitted applications. The business plan and other documents are checked for correctness of writing, compliance with the fund's policy, and profitability. 90% of applications do not pass this stage.

Stage 2. Conducting research in the field of competitiveness of a new product, financial efficiency future business, management competence. 9% of applications do not pass this stage.

Stage 3. Negotiating and concluding a contract. 1% of applicants become owners of the required amount for business development.

We recommend applying to venture funds and being actively interested in new venture projects. Even if your application is rejected at the first stage, this is not a reason to stop, but an opportunity to analyze your mistakes and submit documents again. In fact, this is a free master class on attracting investments from experienced investors.

Table 3 lists the largest venture capital funds operating in Russia.

Table 3. Large Russian venture funds

Fund nameInvestment areaAverage investment amountsExpected share in the company
Runa CapitalIT, mobile technologies$3 million20 - 40%
ABRTTechnology projects, internetFrom $1 million30 - 35%
e.venturesIT, InternetUp to $10 million30 - 35%
RVC (Seed Investment Fund)Science and technology, precision technologyNot defined, investment only with a partner25%
Russian VenturesInternet, -services$35 - 500 thousand15-20%

You need to understand that if you want to make a profit from your project, then it should at least bring 40-45% profitability, because you will give 30-35% to the vendor. Are you ready for such a challenge?

Pros: the ability to find funds at the initial stage, without collateral; The very concept of venture capital implies that the investor may lose money if the project fails.

Minuses: not suitable for all projects, long and difficult competition for funds, high share of the investor in the company.

Video - Conference of the Fund for the Development of Innovation and Initiatives

After watching this video, you will learn how to bring an IT startup to the international venture capital market. And also how, where and at what rate to ask for money for innovation

Grants and subsidies

The most coveted type of investment for any novice businessman is, of course, a grant or subsidy. After all, you don't have to give them away! Or is it necessary, but after certain period and no interest. Therefore, those wishing to receive such financial assistance from outside are a dime a dozen. However, in order to qualify for a grant or subsidy, your business project must bring not only profit to you, but also benefit society. Only projects with a social impact receive the attention of non-profit foundations.

Funds that support new and small businesses are divided into state and non-state.

Target areas subsidized by state grants:

  • Agriculture;
  • Innovative technologies;
  • Education;
  • Advertising and marketing;
  • Tourism;
  • healthcare;
  • Production of goods for export.

Non-state funds subsidize the following industries:

  • Agriculture;
  • Innovative production;
  • IT and telecommunications;
  • Internet trading;
  • healthcare;
  • Social business;
  • Creation.

Let's look at the most interesting measures of state and non-state support for small and new businesses.


Pros: grants received do not need to be returned, subsidies are given either on an irrevocable basis or without interest.

Minuses: This type of financing is not available for all projects, and you will need to regularly report on the money received.

The investor invited you to a meeting. What's next?

Armed with a business plan and project presentation, you are in a hurry to negotiate. At this stage, the main task for you is to talk about your business idea as convincingly as possible. And sell it for the highest price.

Meeting with an investor is the most important step

Yes, it's not a typo. In negotiations, you sell your business idea and your efforts to implement it, and in exchange you receive money at a rate of return that suits both you and the investor.

Negotiations are by no means a friendly meeting, but a kind of battle with an investor for future profits, so remember a few important rules.

  1. If possible, carefully study the bank, fund or person to whom you are applying for money. What businesses does he invest in? How does he feel about risk in investing? What goals does he pursue? Use the information received in negotiations
  2. Always focus on the benefit for the investor, not your financial goals
  3. Prepare a rough meeting structure, consider answers to possible questions
  4. During the negotiation, write down everything key points, otherwise important information may then simply fall out of your attention.
  5. Be flexible, consider investor proposals
  6. At the end of the meeting, write down all the agreements reached. Prepare supporting documents together.

One of the important topics of negotiations with the investor will be the choice of the form of investment. There are two such forms for small businesses: lending and buying out a share in a business. Consider in table 4 comparative characteristics two forms and determine the pros and cons of each of them.

Table 4. Characteristics of different forms of investment

IndicatorsLendingPurchase of a share in a business
Return on investmentNeed to returnNo need to return
Revenue partInterest on the amount of debtPercentage of business profit
OwnYou remain the owner of the businessPart of the business becomes the property of the investor
Making decisionsThe lender does not influence your decision makingThe investor influences decision-making, the level of influence is determined by the share of the investor in the business
RisksIn case of business insolvency, the lender bears no or minimal risksThe investor bears the risks together with you in proportion to the share in the business
prosYou remain the owner of your business and, having repaid the loan, you can take all the earned profit for yourselfYou share the responsibility for the success of the business with the investor. No profit - no payments to the investor
MinusesIf the business experiences financial difficulties the loan must be repaid first.Any more or less important decision needs to be discussed with the investor

The final stage of negotiations with a potential investor will be the conclusion of an investment agreement. Most often, you will be offered an agreement developed by the investor, and, accordingly, focused on his interests.

Read all clauses of the contract carefully, ask clarifying questions. Feel free to make corrections. Better yet, show the contract to a lawyer to avoid "pitfalls".

Video - Master class on finding investments

See the secrets of finding a development investor from Sergey Gribov. At the master class, he tells the whole practice of obtaining investments, based on his fifteen years of experience in creating startups in countries such as Israel, America and Russia.

Who made it?

Yes, attracting investment in a young growing business is not easy. Yes, in return for the funds received, you will have to give away part of the future profits. But who will it stop?

See how inexperienced novice businessmen like you have achieved success. Do you see familiar companies among them?

Max Levchin, company founder PayPal, studied at Champaign College with a degree in data security. He did not even think about creating a world-famous online payment system, but while still in college, he became the founder of three companies in the field of information technology. However, none of them were successful. Then he had such a bright business idea that he dropped out of school and moved to Silicon Valley to implement it in the most suitable place for this.

PayPal is famous payment system developed thanks to a well-formulated idea

In the summer of 1998, he lived in a friend's apartment in Silicon Valley, without funds, without certain prospects. Once Levchin went to a lecture at Stanford University. Peter Thiel read it, and Levchin wanted to see the man he had heard so much about. After the speech, Max approached him to talk about his idea and ask for expert advice. Til listened with interest to the young man and invited him to a business breakfast.

Levchin described his idea to Til, who offered to implement it by investing some money. It turned out that Peter Thiel ran a hedge fund.

Yahoo! started as a site where two Stanford graduate students, David Filo and Jerry Yang, collected web links to papers on various topics. Captivated by their idea, the students added new links to the catalog every day, and soon the catalog site became popular. At the end of 1994, Young and Philo decided to create commercial organization and asked Tim Brady to write a business plan. Brady was in his senior year of study at the time, and so made Yahoo! graduation project.

In 1995, at the San Jose Electronics Show, Yahoo! set up a booth. There was not a single Internet project among the participants of the event, so the Yahoo! investors noticed. A few weeks after the exhibition, the students found funding for their company and moved into a real office (before that they had worked in a trailer on the campus of the institute). Venture fund Sequoia Capital acted as an investor, managed to receive $1 million as an initial investment

But this is America, you say. Such ideas are born there, such capitals are circulating there, you will say. And you will be wrong. Here are examples from Russian reality.

The founders of a large Internet job exchange, Denis Kutergin and Aleksey Gidirim, have been working without funding for a long time, seeking their own funds. The breakthrough came in December 2010 when YouDo got into the top ten Internet projects of the Web Ready competition. Within a few months after that, in the StartupIndex rating, the company was assigned an index investment attractiveness"BUT". In 2013, she won a competition announced by the Pavel Durov and Yuri Milner Foundation and received $1 million for development.

In 2016 Alexey Moiseenkov, an employee of My.com (daughters famous company Mail.Ru Group) has developed an application for smartphones Prisma, which allows ordinary users to create photographs in the style of Van Gogh, Munch, Marc Chagall and other famous artists. Alexey skillfully found funding for his project. He showed the idea to the Deputy CEO Mail.Ru Group, having become interested in the project, introduced Alexei to the founders of the Gagarin Capital fund and private investors. At the moment, Moiseenkov is a dollar millionaire. Prisma is far from the first startup of Alexey, before becoming a successful startup, he managed to fill himself with a lot of cones.

Prisma is an application for creating a picture from a photo using neural networks.

As you can see, it is quite possible to get investments, but it requires perseverance. And some luck.

Conclusion

In conclusion, we note that you do not have to concentrate on any one way to attract money to your business. You are a generator of business ideas, so be creative to the end! You can, for example, receive a business development subsidy from the state, become a resident of one of the business incubators, invest your funds and attract friends by making them business partners, and make up for the lack of funds with a bank loan. And this is just one of the options.

Keep going, don't give up and may the force be with you.

This section reflects the requests of potential investors considering the possibility participation in an investment project on the territory of the Moscow region.

you can get busy search for investment projects by posting the corresponding request in free form in our base of investment projects.

Entrepreneurs who are ready to offer their investment project for consideration will be able to find your request by keywords.

You can also get acquainted with the already proposed for implementation investment projects in the Moscow region by going to the section "I propose an investment project".

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We know how to attract investments to your projects.
We help our clients solve the most pressing financial issues related to the financing of any business projects. Feel free to get in touch if you are missing financial resources to implement your projects. A dedicated team is ready to provide investment decisions, connecting you with potential investors.
WhatsApp only: + 7-926-745-72-17
https://investconnect.populiser.com

Investment capital available for projects real sector economy and trade (export-import), socially significant initiatives in the field of ecology and healthcare, culture, education, tourism.
We have reliable relations with foreign financial institutions interested in projects in the territory Russian Federation and CIS countries that provide capital on favorable terms under a simplified procedure, as in the form investment loan, and in the form of creating joint ventures with equity participation financial partner up to 100% of the project cost.
Capital is provided at a rate not exceeding world rates (3-4% per annum), with a moratorium on the development period investment capital(up to 3 years).
Terms of organizing financing, depending on the degree of readiness project documentation, 1.5-2 months.
Direct contacts with decision-makers on the provision of capital reduce the time required for paperwork and minimize the risks of denial of financing.
We provide project support at all stages of the transaction, from placing an application for project financing to organizing and holding a working meeting to sign an investment contract.
Applications for the provision of services are accepted from new (created for the project) or existing companies that have objective grounds for obtaining investment capital, have realistic plans for the implementation of the project, own initial capital to cover the costs of the organizational period, not less than USD / EUR 50-70,000.
Questions and suggestions please send to the e-mail address: [email protected], for skype negotiations: a.rishad1, mobile phone, WhatsApp, Viber + 79273369267

For a business that has existed for more than 2 years and has a stable turnover, we offer loans from private investors through investment platforms. Loan terms - up to 12 months, approximate rate, taking into account the commission of the platforms - 32-35% per year. The loan amount is comparable to the monthly turnover (up to 10 million rubles), with equipment pledged, the amount can be increased. For medium-sized businesses, unsecured loans can be issued through factoring, overdraft, bonded loans (the amounts are limited only by the financial capabilities of your company). We work throughout Russia, except for the Caucasus, Crimea and the Far East.

Large-scale modernization of production, development of the agro-industrial complex (pig complexes, poultry farms, cattle complexes, RAS), to obtain the latest equipment and technologies of the 21st century, expand capacities, purchase equipment, build multi-story houses, new workshops or entire turnkey plants (from 5 million euros).

The investment project itself can be considered as the main collateral for the loan.

We work on the territory of Russia and the CIS (except Ukraine).

Investments and loans in real sector projects

We consider projects from the real sector: production, energy, agriculture, construction of transport and logistics complexes, and others.

Interesting projects from 0.1 to 1.5 billion rubles, mostly. We can consider larger ones.

Profitability of the project from 20% per annum in rubles and above.

We provide assistance in attracting financing for business projects in the field of oil refining.
Funding from $100M - $20B+
Investment project term: 5-15 years, depending on the investment program.
Yield >25% (IRR).
In order to keep the business clean and open, projects are accepted for consideration of financing issues, preferably an existing business, at least three years on the market, without mixing investments of several financial institutions. We also take on the functions of Project consulting & Credit broker & Financial provider. Financing of Start-Up projects is possible.

We invite initiators of large investment projects (manufacturing, high technology, pharmaceuticals, ecology, energy....) on the basis of existing enterprises that need their financing, to strategic cooperation!
Loans up to 10 years from one of the largest Russian banks.
To start interaction:
-financial model, business plan. It is desirable to have third-party income to repay the loan (not necessary. Each project is individual, there are no special conditions)

We are also ready to arrange loans secured by commercial facilities with a working rental business
Bank analyzes financial flows that generates commercial real estate. 30-40% discount on bail.
Loan terms - up to 10 years. Rate 11-12.5% ​​(currently)

Considered amounts from 300,000,000 rubles

Terms of cooperation in personal correspondence with interested parties.

Please email your inquiries first: [email protected]

Projects of any activities are accepted for consideration, incl. financing of long-term commercial transactions.
Loan for a period of 5-10 years, at 4% per annum, a moratorium on interest payments and loans for 12-24 months
The organizational period is 2-3 months, we provide consulting support on a paid basis.
Details when contacting the client.

Our company "Capital Plus" offers direct investments and soft loans for business.
Among our partners are leading Russian and foreign investment companies, AAA rated funds.

Basic terms of financing:
Projects from the real sector of the economy are considered.
Collateral - the investor's entry into the share capital for a period of 3 to 5 years. Exit from projects is carried out by selling a share to a strategic partner (initiator) or through an IPO.
Having a profitable and financially stable business with growth potential, a strong management team, and a transparent ownership structure. The company is at the stage of "Development" or "Expansion". The minimum transaction amount is 300 million rubles.

For start-ups and enterprises with small turnovers, it is possible investment loans, subject to the participation of the initiator or its financial partner in the project, own funds in the amount of at least 20% of the project cost.
The loan term is up to 10 years or more, the moratorium on payments of the loan body is 1-1.5 years. The minimum amount is 100 million rubles. All industries and segments are considered.
We also provide preferential leasing financing. Within the framework of the state subsidy - significant discounts on advance payment+ manufacturer's discount.

For small businesses and individuals, we offer loans secured by any real estate (residential and commercial), as well as vehicles, special equipment, including those secured by purchased real estate and equipment. Loan amount - from 2 to 30 million rubles.

Where to find an investor for starting a business and for development existing project how to prepare for a meeting with potential partners - answers to these and other questions in the article. As well as sample business plans that will be useful for finding an investor.

In this article you will learn:

Search for an investor in a bank

Where to find an investor in operating business Or for a new project? The first thing that comes to mind is a bank. Probably, every second inhabitant of our country is regularly called by banks and happily informed that they have been approved for a loan from 50,000 to 50 million rubles. For example, a certain bank approved a loan of 5 million for me at 11.8% per annum. However, upon closer examination, it turns out that the rate increases: without insurance - by 5.1%, without prepayment - by 2%, without collateral - by 2.1%, without an online application - by 0.5%. From the date of issue of the loan until the date of the first payment, the rate increases by 1.5% per month. Maximum total cost credit - 24.103%. No, thanks!

However, if you search in different banks, then you can get a loan somewhere under 11%.

In addition, you can involve your friends or subordinates in co-financing. They draw up a loan at the bank, you repay it, and you pay them a commission for using the loan. This scheme works, since few of the subordinates will dare to refuse the boss if they are confident in his enterprise.

This method also includes obtaining loans for small businesses in banks at 9.5% per annum on security (goods in circulation, equipment, transport, real estate, third-party pledge, guarantee of a small business support fund). The only case when banks provide funds for opening a new business is famous brand franchise(recipe for success).

To find an investor, you need a business plan!Download documents that will help you draw it up correctly, and sample business plans:

How to justify the effectiveness of an investment project to a bank using Excel

To prove to the bank that the company will be able to pay its obligations, use the ready-made model in Excel to evaluate the effectiveness investment activity as a whole or a separate investment project.

Funds and business angels

It is possible to attract investors' funds for a project from scratch or for its development in Russia directly, bypassing banks. For this, connections and acquaintances, recommendations, etc. are usually used. But there are more modern ways attract attention - these are electronic investment platforms. For example, "City of money".

The applicant places his proposal on this site: short description and financial calculations. Provides Required documents(constituent, business plan, guarantees, if any, documents for property that will be pledged. Portal specialists evaluate credit history borrower, documents and the business itself: profitability, stability, own funds, debts, etc. After that, they go to the place and evaluate everything live, because everything can be in order on paper. After that, the proposal is published, which investors evaluate, as a rule, within two weeks, ask clarifying questions and either finance the project or not. See also .

What is the advantage

Firstly, there can be many investors, respectively, the possible losses of each of them are reduced, and they, unlike the bank, can take risks.

Second, they may evaluate the offer differently than the bank. If the project is attractive, then a reverse auction situation is created - when there are more people who want to invest money than necessary, then the interest rate on loans decreases. As a result, a loan is much cheaper than a bank loan. It's over best way get investment for business.

Thirdly, investors, unlike a bank bound by rules, can take risks and give funds without collateral. Here, the platform itself acts as a certain guarantor, which checks the borrower and his affairs. Therefore, through the platform, investors can allocate funds even to those who would not be allowed in from the street even on the threshold of their office.

And finally, fourthly, on the site you can place , without having any business yet, and if it seems attractive, then it will be “buyed”.

For its services, the site takes a commission of 3%, and if we are talking about a startup, then fixed payment- 4,000 rubles.

Investor proposals

There are also reverse platforms where investors themselves place their offers. For example, "Business platform" .

If you put together sentences from the first page that indicate , you get the following table:

Table 1. Offers of investors

Sum

Percent

Industry

Conditions (information from the site)

Know-how, production, energy, agriculture, pharmaceuticals, biotechnology, polymer processing

Feasibility study, business plan, team information

Financing a business through leaseback, real estate and shares, equipment, unfinished projects, or commercial real estate.

We invite partners to cooperate with projects for the reconstruction and development of an existing business

New technological projects and startups through ICO (Initial Coin Offering) - by issuing (emission) of new cryptocurrencies.

The minimum participation with the customer's own funds is from 20-30 thousand dollars, in this case you can remain 100% owner. The project must have a prototype, a working model, under the "idea" - we do not work

Construction

Unfinished objects

Private American business angels invest in any IT and Internet startups with high development potential

Availability of a business plan in accordance with the UNIDO world standard:

  • the project must provide a return on invested capital of at least 12% per annum;
  • upon successful consideration, the registration of the company in the United States and the relocation of the head or one of the first persons of the company to permanent residence in the United States are required.

Extraction and processing of raw materials, construction and real estate, any production and processing, any industry and energy, any services and trade

Stage of business: from scratch and operating enterprises.

The volume of investments is from 10 to 500 million rubles. into one project.

Payback period: up to 60 months.

Availability of a business plan and a ready-made team.

Mechanical engineering and metalworking, polymer processing, waste processing, petrochemistry, new materials, HoReCa

Presentation containing general information about and team, analysis and forecasts of the market for this product / service, key financial indicators, offer to the investor.

Financial model for the next 2-3 years.

Any highly profitable projects

We are looking for specialists charged with the idea of ​​development, who do not have enough start-up capital and are ready to lead the direction. With a successful start, the initiator receives the right to buy the option after 3 years. Prior to this salary +% of profit

Mining and processing, agriculture, construction, manufacturing, trade, services and other industries

Pledge or collateral for the project by the initiator is not required.

Own financial resources from the initiator are not required.

100% financing is provided by the investor.

All risks are assumed by the investor

Working projects in the field of production, wholesale / retail trade, real estate, construction, Internet technologies, agriculture, finance.

Investment schemes – business equity (priority) or secured lending

Medical industry (dentistry, diagnostics, MRI), accommodation services, catering, tourism

With a successful start, the initiator receives the right to buy the option after 3 years. Prior to this salary +% of profit

Investments to buy or open a store

Provision of investments, assistance in sales

Production, provision of services, trade, IT,

Details from the investor

Any industries and business areas

A clear business plan

Brief information about the project initiator (education, work experience, contacts) and investment project(brief description indicating the main economic indicators)

Automotive, architecture, woodworking, industrial parks, engineering, investment / finance, Information Technology, mechanical engineering, medicine / pharmaceuticals, metalworking, real estate, oil refining / petrochemicals, know-how, transportation / transport / logistics, leisure, waste processing, polymer processing, industry, robotics, crop production, Agriculture, communications and communications, construction, energy

We are actively cooperating as individual trading companies, and chain stores to receive both short-term and long-term loans in order to increase working capital and increase commodity turnover.

It can be seen from the table that minimum amount investments start from 1 million rubles. A deposit, as a rule, is not required, but it is necessary that the initiator himself be engaged in the development of his business, that is, first of all, businessmen evaluate the business and personal qualities of the applicant himself. As for industries, most of them invest in innovative and IT technologies, or in classic business areas.

If we look at the generalized diagram, we will see that what more amount loan, the higher the percentage that the investor requires for it (see Figure 1). Although there are exceptions. For example, american foundation for 100 million rubles. asks only 12% per annum, and our businessman-builder 100% for 224 million rubles. (see table above).

Picture

Raising money through various funds (venture funds, small business support, etc.) can be attributed to the same method. You can come to these funds in person, you can find them through Internet sites, through acquaintances, etc., but the essence of this does not change.

You can get investments for business from your suppliers

A few years ago, a friend of mine organized a cafe-bar without a single ruble in his pocket, moreover, he was heavily in debt. On paying the rent, he agreed with the owner of the premises on a two-month delay, since he needs time to unwind. He also received a two-week reprieve from beer vendors who install taps on the condition that only their beer is served in the bar. With coffee, the same story - a coffee machine was installed for him under the condition of a certain volume of purchases of beans per month with payment at the end of each month. The same goes for beer snacks, cakes, etc. The staff, of course, gets paid at the very end.

Thus, he earned a bar and in the first month he was able to close the current payments, and by the end of the second to pay the rent.

In other words, not only cash can act as an investment for a small business, but trade credit, deferred payment and other forms of in-kind lending. The most important advantage of this type of security is that it is much easier to find suppliers who are ready to provide a commodity loan under exclusive conditions and they will cost less than professional investors or banks.

For example, when a university press needed funds to publish academic literature, they provided one of the large stationery enterprises exclusive right for the sale of stationery in all buildings of St. Petersburg State University. And so we got the funding we needed.

Grants

Another way to get funding is to participate in competitions and receive public and private grants. To do this, a business must have a social component or pretend that it exists.

For example, in St. Petersburg for several years there was a network of folk pharmacies selling medicines at reduced prices through state subsidies. The pharmacy has positioned itself as social project and filed a corresponding application for the state. help. In order to get it, she sold medicines to the population for half a year, in fact, at wholesale prices. Due low prices the pharmacy gained popularity and profited from a large turnover. As a result, Mr. the authorities had already heard about her, and she easily won a grant for the social security of the population with drugs.

This method seems specific, but in fact, any business can be represented as socially significant.

Numerous business incubators and small business assistance programs can be attributed to the same category. Each profile committee in state bodies has its own budget, which it needs to master in its own direction: sports, youth, social sphere, health care, education, social housing, etc.

This also includes fundraising, crowdfunding, crowdsourcing and other ways to collect donations from the public.

In general, finding money is quite difficult, but real. The only question is that both the applicant himself and the investors are confident in the business he offers.

How to Prepare for an Investor Meeting

Before negotiations with potential partners:

  • collect information about them;
  • think about how to present project data;
  • determine the forms of participation in the project;
  • prepare documents for the meeting.

Pay attention to the scale and timing of past projects, forms and conditions of participation in them. Study the industry preferences of a potential partner. For example, venture companies are interested in innovative companies. Find out the minimum and maximum amounts invested money, requirements for the level of profitability.

Determine what type of investors are - strategists or financial investors. To draw conclusions, analyze information about the projects in which they have invested money. The former take part in the management of the company, the latter are only interested in income from invested funds. With the help of the information received, the financial director will assess in advance how much the company will be of interest to potential investors, and will place emphasis in preparing information.

What documents to prepare

Before meeting with investors, prepare the following documents:

  • patents, licenses, documents confirming exclusive rights (if the project involves a high-tech or innovative product);
  • commercial proposals or draft contracts for the purchase of equipment, real estate, the creation of utilities. Describe the supplier, the reasons for choosing him and this equipment or real estate, cost, terms of delivery;
  • loan agreements, if you have already attracted banks to finance the project. In the description, indicate the amount, interest rate, loan term, loan period, main covenants;
  • draft agreement on participation in the project;
  • loan agreement specifying the amount, interest rate, issuance and repayment schedules. This is true if the investor participates in money;
  • memorandum of association, share purchase agreement, share purchase agreement or prospectus additional issue(at equity participation). In such agreements, fix the size of the investor's participation, the procedure for depositing funds, the procedure for evaluating the contributed share of assets, the procedure for participating in the management of the company, and the rules for distributing profits.

Search for investors for business: 4 basic steps for finding + 9 sources of start-up capital.

Search for investors for business with the presence of brilliant ideas, a lot of energy and a huge desire to develop, will not require much work.

It is carried out at the initial stage of the implementation of a new business project, when there is a problem of shortage of funds.

In this article, we will tell you in more detail which investors will help make your dream a reality.

How to find an investor for a business and how to interest him?

Each person seeks to replenish his “purse” by any means, especially when it comes to an investor.

Who has almost all the finances in work, thereby regularly replenishing the bank account of his owner, provided that he does not have to do anything for this.

Usually, people use this type of saving and increasing funds after they encounter interest that banks give for keeping on deposit.

After all, such income barely compensates for the rate of inflation.

The investor should be treated as a full-fledged partner.

On the one hand, an idea is invested in cooperation, and on the other, money.

Therefore, such a process is mutually beneficial for all.

Experts say that a successful search for investors for a business depends on a professionally prepared and presented presentation that can convince the investor about the profitability of the investment.

For an investor, there are a few things to keep in mind:

  • creativity and uniqueness of the future business;
  • the amount of the deposit;
  • payback period of a new idea;
  • detailed calculation of income.

If weighty arguments are found according to the above criteria, then we can assume that the person will unconditionally agree to cooperate.

Finding an investor to invest in a business: 4 basic steps

Action #1: Develop a plan

Develop a plan, which will subsequently be presented to the contributor.

The presented presentation is necessary to convince the potential investor of the profitability and quick payback of the project.

An example of the information that a business plan for an investor should contain:

A business plan for such a purpose is somewhat different from the standard one.

First of all, volume.

It is believed that a document longer than 15-20 pages will "work" at times less effectively than its "brother".

Also, the difference is that - this is a guide, as it were step-by-step instruction for the entrepreneur himself.

But the plan prepared for investors is a marketing tool.

It should not just describe the business, but present it attractively.

For this purpose, applications, graphs, tables, and diagrams are actively used.

It is better to entrust the creation of such a document to specialized intermediary companies.

Action #2: What type of investor is needed?

Decide which investor is needed to develop the idea.

For example, you can find a contributor who will provide funds for the purchase of necessary equipment for the business or expansion of the enterprise at a conditional interest rate.

Or find an investor who will sponsor the business and become a co-owner in the future.

You should determine the direction in the search for a contributor and the features of your cooperation.

Action number 3: Help from experienced businessmen

“The main thing is not the effect, but the effectiveness in actions.”
Farhad Ahmedov

Seek advice and guidance from experienced businessmen who have been working in this direction for more than one year.

They will help you point out possible risks or just suggest how to find an investor for a business .

Action #4: Specialized Services

Place the project and a brief description on specialized startup databases, forums for finding business investors.

After that, after some time, maybe there will be a call from an investor about the interest to invest money in a start-up business.

We present the most popular specialized services for placing an idea and searching for an investor:

  1. https://www.investclub.ru/view.php?id=10639 - the site will help you find an investor for any type of business activity.
  2. https://starttrack.ru/ - StartTrack 725 helps to make deals between the founder and a person who is ready to invest in the presented project.

    To date, 800 investors are present on the site and 40 projects are on display.

    The portal contains 4,325 projects, of which 1,423 need investment.

    https://www.napartner.ru/ is the very first startup exchange on the Russian market.

    There are 1,239 investors, 9,983 "innovators" and 500 business ideas waiting on the Innovative Ideas website.

    There is also a section where you can purchase an already implemented business.

    https://www.askcap.ru/ is one of the largest investor search databases in the country.

    The website contains profiles of 6512 ideas, the lion's share of which is available for consideration only after authorization on the portal.

    Technoparks, incubators, accelerators, venture funds cooperate with Askcap.

    https://angel.co/ - this service is the progenitor of the above investor search sites.

    There are 1,600 startups and 421 investors from the Russian Federation on the portal.

Where to search for investors for business?

Before looking for an investor for a business, you need to contact specialists in the economic sector who will calculate and draw up a detailed action plan.

Friends and relatives

Finding an investor for a business is not an easy task.

It would be wise to involve all relatives and friends in such a process.

This is the most advantageous way that will reduce the perceived risks to a minimum.

In addition, if the implementation of an idea requires small investments, you can interest your comrades in the profitability of the project, and offer to invest hard-earned business in the promotion.

Naturally, at a certain monthly percentage.

Businessmen with experience

It is either big, there are businessmen who firmly stand on the “platform” of trading and want the already earned finances not just to lie in the bank, but to bring additional monthly income.

A person should be disposed towards a newly minted idea and offered to make a contribution on favorable terms for both parties.

Or, at the request of the investor, make him a partner.

But the last option can fetter and limit the actions of the founder of the business.

This step should only be taken as a last resort.

Funds

One of the ways to find an investor for a business is through investment funds or funds established to support start-up entrepreneurs.

But for this it is necessary to provide weighty arguments that your project is vital to society.

You should know that often when contacting this organization, a businessman should already have some initial capital and a willingness to invest in his business.

That is, this method is more suitable for existing enterprises that want to expand their sales area and product range.

To get help, you also need to provide a plan, an analysis of the current company.

Don't forget to follow up investment funds who can hold competitions and select promising works.

Who knows, maybe you'll be lucky.

Consider the most popular funds that have helped many aspiring entrepreneurs:

    https://www.runacap.com/

    Foundation Founder - Russian businessman Sergei Belousov.

    He introduced brands such as Rolsen to the world and is the creator of Parallels (cloud hosting platform).

    If you manage to cooperate with this company, then there is no doubt about its profitability.

    Igor Matsanyuk, after moving from Murmansk to Moscow, founded a fund specialized in games, services and applications for phones.

    If an entrepreneur has a creative idea related to computer technology then this fund is for him.

  1. https://www.kiteventures.com/ is another fund for business development.

Business incubators

There are already more than a hundred business incubators in the Russian Federation.

These are structures that are created to help start-up companies at the start of their work.

Business incubators offer their residents:

  • rental of premises at a reduced price (and in some cases - free of charge at all);
  • meeting rooms;
  • support in establishing contact with investors and buyers;
  • consultations in consulting and information matters.

The key difference between a business incubator and other forms of investor assistance is the participation of people who mentor aspiring entrepreneurs.

They perform the function of not just “providers of finance”, but also development partners, business mentors.

If you need the support of experienced businessmen, please contact the following business incubators:

  • https://www.osp.ru/news/2010/0913/13003512/
  • https://inc.hse.ru/
  • https://www.inmsu.ru/ru/
  • https://www.rea.ru/ru/org/managements/orgnirupr/Pages/bi.aspx
  • https://www.ranepa.ru/kto-ya-2/student-bakalavriata/studencheskaya-zhizn-v-akademii/biznes-inkubator
  • https://rb.ru/incubator/incube/
  • https://theoryandpractice.ru/organizations/3940-biznes-inkubator-incube-ankh

Bank as an investor

When there is not even the slightest idea or all of the above options have been considered, then a bank loan is one of the options for obtaining the desired amount.

But getting it is not so easy.

Often banks put forward excessive requirements for the borrower, which the latter does not always cope with.

To apply for a loan, a bank provides:

  • surety,
  • security deposit,
  • package of relevant documents.

If bank requirements are not met, then you can be left without a business, and even with a huge debt.

A bank loan is ideal for starting a small business that does not require serious capital investments.

Finding investors for a business is a rather laborious task that requires great patience and perseverance.

It is necessary to carefully consider each of the available options and calculate possible financial losses.

If all this is done, then there is a huge chance to find a profitable investor.

Investors among foreign businessmen



If everyone possible ways have been tried, but the investor cannot be found, then you should seek help from foreign entrepreneurs.

In the case of foreign investors, you can forget about your previous triumphs.

Such people look exclusively at real achievements in business.

Also, only those projects that can bring multimillion-dollar profits (preferably in US currency) are usually considered.

Not necessarily a business idea should be a technological direction.

Any ideas that multiply the investor's capital many times over are considered.

Foreign investors will never invest their capital in a project based only on the ambitions of the creator of the idea.

Only figures and facts from the prepared business plan will be weighty arguments for concluding cooperation.

Search foreign investors For your business idea, you can visit these sites:

  • https://investgo24.com/ is an international portal that will help you find investments for your idea.
  • https://start2up.ru/ - will help you find a person who is ready to invest in a business, not only in the regions of Russia, but also abroad.
  • https://www.magnat.su/ - using this site you can find not only foreign partners, but also put up your own business for sale.

franchise

The search for investors for business by the method guarantees fast development and start to enter the market platform under the patronage of a well-known brand.

Banks provide finance for the development of a franchise business with great pleasure.

This is one of the few cases when the latter provides the necessary funds to open a company without any problems.

And that's not all: a deferred payment for a period of six months is provided.

With the help of this, a novice businessman will be able to direct his strength and energy to the promotion of his offspring.

This speeds up the process of repaying the debt to the bank.

To obtain this type of loan, it is necessary to place one guarantor, and the bank is guaranteed to approve the application.

How does this method work?

Suppose a novice businessman has a promising and creative idea related to the engineering industry.

The founder contacts an authorized company (eg Porsche).

To its representative, he demonstrates the presentation of his idea.

And if the company is interested in this innovation, it can give its patronage to the project in the form of financial assistance or permit the use of the company's official logo.

When a start-up firm has such a patron behind it, the banks consider it reliable enough to provide the necessary loan.

Who is an investor and look for him, you will also learn from the video:

Search for an investor for business– this is not an easy task.

Of course, you can do without outside help if you save the necessary amount and open a small food shop.

But if the founder has a different task, then the search should be carried out in all possible places with the involvement of a large number of people.

You can also shift this task onto someone else's shoulders and contact a specialized company that is able to find an investor for the project itself.

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